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Exclusive

Fissures In Disability Insurance Coverage Detected

April 29, 2013

With all the attention paid to health insurance reform, the coming retirement income squeeze and astronomical costs associated with long-term care, securing income protection through disability coverage barely registers…

Exclusive

Two Sides Square Off Over New Fiduciary Standards

April 26, 2013

The question before financial advisors is: Which threshold will the government require when it comes to advising retirement plan participants?…

Exclusive

Securian Enhances Products With Coverage For Emergency Transport

April 26, 2013

Securian Financial Group has launched two new accident-related insurance policies targeted at financial institutions and their customers, the company announced…

Exclusive

Industry Hits Back At “Frontline”

April 25, 2013

Two powerful industry groups representing life insurers and corporate retirement plan sponsors have hit back against PBS’ show “Frontline” for Tuesday night’s airing of “The Retirement Gamble,” which took the industry to task over retirement plan fees…

Exclusive

‘Immediate Society’ Trumps Long-Term Planning

April 25, 2013

As a society, we suffer from distracted driving — indeed some of us have died from it. Nor is there a Gen Xer or Gen Yer who hasn’t suffered the brunt of distracted socializing — even if they haven’t called it that yet. So why not distracted financial planning?…

Exclusive

Study Finds Women’s Needs Often Ignored By Financial Advisors

April 25, 2013

If women don’t believe that financial advisors are meeting their needs, perhaps there’s a good reason. Most financial advisors are men, and men often find themselves — either by accident or by design — talking to other men…

Exclusive

Auto Enrollment, Design Changes Lead To Better Retirement Plan Outcomes

April 24, 2013

Retirement plans for academic faculties and staffs working at higher education institutions outperform the corporate sector due to automatic enrollments, default contribution rates and plan changes in plan design, according to a new study…

Exclusive

Will The Romance Last?

April 24, 2013

Is the consumer romance with fixed indexed annuities likely to continue next year or might it start to fizzle as consumers seek other eligible prospects?…

Exclusive

Richard A. Koob Earns Insurance Industry’s Highest Honor

April 23, 2013

Richard A. Koob, a Waukesha, Wis.-based senior financial advisor with Northwestern Mutual Financial Network, is the recipient of the 72nd annual John Newtown Russell Memorial Award…

Exclusive

Health Advisors Give Consumers An Edge

April 22, 2013

Consumers who work with specially trained health care advisors to help them navigate the health care system may be better off…

Exclusive

Heard In the Hallways: Life Insurance And Retirement Industry Conferences

April 22, 2013

Low interest rates, product trends and the great American retirement crisis were top of mind during the Life Insurance and Retirement Industry conferences April 15-19 in New Orleans. Contributing Editor Linda Koco was on the scene and taking the pulse of the industry…

Exclusive

New Deferred Income Annuity Products Flow Into The Marketplace

April 22, 2013

The recent spate of deferred income annuities (DIAs) has swept into the market like a straight-line cluster of summertime derecho storms…

Exclusive

Prudential Employs Marketing To Rise To The Longevity Challenge

April 22, 2013

Although Prudential’s widely recognized branding campaign featuring those near retirement age has impressed its financial services contemporaries, one may be surprised to learn that the campaign is not trying to sell life insurance at all…

Exclusive

Genworth Launches LTCi With Gender-Based Pricing

April 19, 2013

In an effort to better align pricing and risk, Genworth Financial has launched Privileged Choice Flex 2, an updated version of its Privileged Choice Flex long-term care insurance product…

Exclusive

Biggest Social Issue Of Our Time: Saving For Retirement

April 19, 2013

Getting Americans to save more is ”the biggest social issue of our time,” maintained Stig O. Nybo at the annual Retirement Industry Conference sponsored by LIMRA, LOMA and Society of Actuaries…

Exclusive

Guaranteed Income Options Of Interest To Older Participants

April 18, 2013

A majority of people aged 50 or older (65 percent) are interested in having a guaranteed income option in their defined contribution plan, yet are also far more evenly divided as to whether they would actually invest in one…

Exclusive

Advisors Key To America’s Retirement Future: Kerzner

April 18, 2013

Today, many Americans have no incentive to save for retirement, but advisors can do something about that, according to LIMRA Chief, Robert Kerzner…

Exclusive

Advisors Step Up To The Retirement Planning Plate

April 17, 2013

If there is any doubt that financial advisors are stepping up their efforts to offer retirement income planning and services, LIMRA has some numbers that should put that doubt to rest…

Exclusive

IT Modernization On The Group Life To-Do List For 2013

April 17, 2013

New agent- and customer-facing portal technologies and core policy administration systems are the hot investment areas for life insurance companies in 2013, as health insurers compete with life carriers in the group market, insurance technology experts say…

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