A group of Catholic dioceses, a Christian college and private employers argued that the Affordable Care Act forces them to “trigger” the insurance coverage provision for contraceptive services, which they oppose on religious grounds. A federal appeals court disagreed…
After pulling out of the guaranteed lifetime withdrawal benefit (GLWB) market four years ago, MetLife wants to get back into the game…
Companies with deep roots in distribution and strong ties to the middle market performed well…
As the risk profile of older working adults changes, so do the disability policies designed to protect against income loss…
How only true “policy audits” provide the value your clients already think they are receiving…
The program will offer advisors insights into the latest advances — sociological, psychological and physiological — in the field of aging…
An industry analyst believes there are signs that the long-running decline in life insurance applications has stabilized…
Most individual company 401(k) retirement plan participants don’t even know that they own a target-date mutual fund of any kind…
One of the factors holding the U.S. back from finishing higher in the world’s retirement rankings is that retirement security isn’t evenly distributed among the retiree population…
Ameriprise scored with advisors while Genworth’s fourth-quarter results were “better than feared”…
The option allows a 401(k) plan participant to gradually convert savings into a stream of guaranteed lifetime income…
Some commentators have called the annuity industry’s push for fixed index annuities as QLACs is a Hail Mary. Wrong play!
If advisors were to limit their annuity marketing only to big cities, they might miss opportunities in unexpected areas…
For those with the means, it makes more sense to transfer money out of a money market, a certificate of deposit or a bond fund where interest rates are so low, and invest it in a linked-benefit life insurance contract, according to an advisor who helped develop the product…
For Prudential and the analysts who follow the company, last week’s drama wrought by interest rate changes began after the market closed Feb. 4. That’s when the company released its fourth quarter and full-year 2014 earnings…
A U.S. court of appeals has upheld a finding that bankruptcy courts do not have jurisdiction over the use of Employee Retirement Income Security Act (ERISA)-governed 401(k) plan assets to pay for a Chapter 7 bankruptcy trustee and professionals retained by the trustee…
Several initiatives introduced in state legislatures over the past two years appear either to have stalled or faced delays…
Some have questioned whether having cyber insurance can make a company more secure…
The challenge is deciding how to respect an elder’s right to make their own decisions while preventing their financial self-destruction, according to the nation’s first “investor advocate.”…