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National Guardian Life To Jump Into LTCi Market

November 23, 2015

A new carrier plans to enter the long-term care insurance market, with a policy slated to debut in the first quarter of 2016.

Exclusive

Watchdog Pushes for Stronger CDA Guidance

November 23, 2015

A financial watchdog and consumer group this week pushed for stronger financial protection in the form of disclosure that would…

FIA Terms Tighten Despite Strong Sales

November 20, 2015

A drop in interest rates and mortality tables that show people living longer are two reasons annuity sellers are tightening the terms on FIAs. Sales of FIAs were up 22 percent in the third quarter.

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Jim Mumford Named As IRI Champion Of Retirement Security

November 19, 2015

The award will be posthumously presented during the National Association of Insurance Commissioners Fall National Meeting, and will be accepted on Jim’s behalf by Iowa Insurance Commissioner Nick Gerhart.

UnitedHealth Might Pull Out of ACA Market; Agents Critical of Timing

November 19, 2015

The nation’s largest health insurer says its products in the ACA public exchanges are not performing well enough. An industry rep says UnitedHealth should have informed brokers of commission cuts prior to open enrollment.

Are Agent Commissions in Jeopardy?

November 18, 2015

With regulators and lawmakers seeking to squash incentives and other fees paid to agents, the industry is taking a harder look at the viability of the commission-based model.

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Advisors: Room To Improve Materials from Providers

November 17, 2015

Advisors want materials that steer clear of jargon, remain easily distributable and up-to-date, according to the survey of more than 600 advisors.

Women Need To Get Up To Speed On Annuities

November 17, 2015

This lack of familiarity can set the stage for annuities to be presented as solutions that address concerns many women have about retirement.

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Top 6 Marketing Tips For Brokers

November 17, 2015

How can you cut through the noise and get the attention of your target audience? It starts with great marketing and some good old-fashioned candor.

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LTCi Tool Seen As A Way To Help New Agents

November 16, 2015

A new online tool is designed to start the long-term care conversation between advisors and clients.

Another Life Carrier Raises Rates On Older Blocks Of Business

November 16, 2015

The number of life insurance carriers raising their cost of insurance rates has increased to five. Could this trend accelerate?

RIAs Up 7.9 Percent Over 2014, Report Says

November 16, 2015

The increase in the number of RIAs represents “the sole growth story in a shrinking industry,” according to a new report from Cerulli Associates.

Exclusive

A Word To Advisors: Focus On What Made You Successful

November 13, 2015

Don’t prioritize the next generation over serving who you already have as clients, advised an industry expert.

Fiduciary Bill Would Block DOL From IRAs

November 13, 2015

Two Republican congressmen have proposed legislation that would move oversight of IRAs and other retirement funds to the Revenue Department, effectively killing the Labor Department’s fiduciary rule

November 12, 2015
Exclusive

Insurers’ Ad Campaigns Aim To Connect

Financial services companies are focusing on people rather than products as they ramp up their holiday season marketing efforts.

November 11, 2015

Revamped LUTCF Designation Getting Positive Momentum

Among the new techniques taught in the course are the importance of flagging down a mentor, using “bridge” words during a sales conversation and honing “trial close” skills.

‘Get Ready’ For DOL Fiduciary Rule: Lawyer

November 11, 2015

The Department of Labor’s fiduciary rule is coming in some form, a leading ERISA lawyer said. Industry professionals dealing with retirement funds have work to do to get ready.

Do Brokers/Advisors Really Know The ACA?

November 9, 2015

The majority of employers believe their broker or advisor is a good source of knowledge about the Affordable Care Act, a survey says.

Senators Propose Social Security ‘No-COLA’ Fix

November 9, 2015

Proposal bill would give Social Security recipients a one-time $580 payment. If approved, it would add to the list of recent changes to the retirement program.

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