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Exclusive

LTCi Business Could Get A Lift From Interest Rate Hike

December 22, 2015

The long-term care insurance business may get a lift from the Federal Reserve’s recent move to increase a key interest rate for the first time in nearly 10 years.

Exclusive

FIAs: Think Before You Run Away!

December 21, 2015

Those who sell fixed index annuities are to blame for causing the misunderstandings that some so-called experts have about the product.

Exclusive

Retooling The Insurance Industry For A Millennial World

December 21, 2015

Why does the millennial generation have so little incentive to consider a career in insurance?

Exclusive

How to Get Your First 50 Insurance Leads Via the Web

December 21, 2015

Mining the web for insurance leads is not as hard as it may seem, says one expert. A website with original content and frequent updates is key.

Roboadvisors Mix in Human Interaction

December 21, 2015

Roboadvisors have different strategies and many robos include human interaction, report finds. While popular with millennials, the future holds promise for traditional advisors, too.

Exclusive

Carrier Flexibility a Key Element to Voluntary Market Sales

December 17, 2015

Choosing the right carrier can be the key to maximizing the possibilities during end-of-year open enrollment season.

Exclusive

Selling The New Versatility Of Life Insurance

December 17, 2015

Accelerated death benefits, life settlements and retained life benefits all bring new options for those holding life insurance.

Exclusive

Critical Illness Plans Become A Popular Voluntary Benefit

December 17, 2015

Critical illness plans deliver financial certainty for workers, especially for those enrolled in high-deductible health plans, by providing a cash benefit to help fund employees’ out-of-pocket expenses after a major illness such as cancer, heart attack or stroke.

Rate Increase Bodes Well For Fixed Annuity Sales

December 17, 2015

A researcher predicts new sales of fixed annuity products will likely increase in the wake of the 0.25 percent jump in a key interest rate the Federal Reserve announced Wednesday.

SEC Bulletin Targets VA Charges, Expenses

December 16, 2015

An investor bulletin on variable annuities from the Securities and Exchange Commission includes a caution to investors to watch out for policy charges.

ACA Waivers Could Open Door To Insurer Opportunity

December 16, 2015

Health insurers should keep their eyes open for opportunities to launch new products in the wake of federal guidance that would grant certain states a waiver of some Affordable Care Act (ACA) provisions.

Rate Rise Signals a Merry Christmas (Finally) for Life Carriers

December 16, 2015

Fed rate hike great news for the life insurance industry, as well as anyone considering purchasing an annuity. Potential good for further 2016 hikes, analysts say.

Include Laddered Annuities In RMD Tax Rules, Researcher Recommends

December 16, 2015

If the proposal gets legs, it could spur more use of immediate annuities with qualified retirement assets and thus greater use of annuitization to ensure lifetime income.

Exclusive

Doctor, Doctor, Give Me The (Investment) News

December 16, 2015

Due to a variety of factors, doctors might be in serious need of financial planning advice. Could a trade of services be a practical solution?

Fiduciary Fighters Press On After Budget Loss

December 15, 2015

While fiduciary rule opponents did not find success in Congress, a Washington, D.C. industry lawyer says litigation could be possible on two fronts.

Exclusive

403(b) Market Snapshot: Boutique and Specialist Advisors Dominate

December 14, 2015

The 403(b) market is expected to grow to an estimated $1.8 trillion by 2018, up from $1.38 trillion in 2013.

Exclusive

John Hancock Extends Fitness Program To VUL Policyholders

December 11, 2015

This is an expansion of the program the company launched earlier this year, when it linked its wellness program to lower premiums for some whole life and term life policyholders.

Exclusive

DOL Retirement Proposal Draws Zero Comments

December 11, 2015

The rule outlines a safe harbor that would allow states to run their own retirement savings plans for people who have no workplace savings options from certain private sector employers.

Exclusive

Appeals Court Clarifies ‘Time of Loss’ In Disability Coverage

December 11, 2015

Did a dentist’s failure to cancel one disability policy render him unable to collect benefits from a second one?

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