Insurance apps that allow agents to execute important tasks, such as execute transactions, call up loss runs and generate commission hierarchies, are not easily found. Will that change?
We don’t know what’s coming in the near future, but we do know that staying the course with fixed annuities should keep your clients headed in the right direction.
Senate Bill 426 requires the death benefit payable under annuities contracts issued to people 65 years old or older to be “at least equal to the annuity value or accumulations value without any surrender charges or penalties upon death,”
Friendship is one of the linchpins of a successful advisory practice.
INN senior writer Cyril Tuohy recently visited Switzerland, where his uncle is winding down a highly successful career as a financial advisor. Times are changing there, as 80-year-old banking secrecy laws are changing the industry, he writes.
From new riders to improving the online buying experience to bringing wellness initiatives into the picture, life carriers found a number of ways to make their products attractive to consumers in 2015.
From rebuilding after a fire to striking out into a new business venture, 2015 was a year of challenges and rewards for advisors.
The first whole life product with an index offering is aimed at giving consumers the best of both worlds.
Which is the most pressing objective for Americans in 2016 — retirement planning or getting out of debt?
Annuities got more than a few accolades in a final report issued by the 2015 White House Conference on Aging.
Advisors say they will still be focusing on in-person relationships with clients a decade from now. According to the survey from SEI, advisors say they are not worried about roboadvisors taking business away.
Financial services industry insiders expect the fight to stop the Department of Labor’s fiduciary rule to end up in court. Leading analysts point to several areas of possible contention.
Is it more lucrative to retain an existing client or bring on a new one? Due to the price-escalation model used by most RIAs, analysis shows retaining clients is far more lucrative in the long run.
Nationwide has debuted a long-term care accelerated benefits rider for survivorship universal life insurance policies that company insiders informally dub the “parents rider.”
A consumer weighs the costs and the benefits of moving from a silver plan to a bronze plan when renewing his family’s health coverage for the coming year.
A look-back at the annuity industry in 2015 shows that carriers are no longer hiding from the recession.
Employer health care costs continue to rise, but that increase could be slowing. The Affordable Care Act is a leading factor in this, but it’s not the only reason.
To what degree are insurance carriers required to seek out beneficiaries of its policies? That is the issue being debated by various industry and consumer groups.
Advisors must decide whether to recommend selling off assets to avoid a 3.8 percent surcharge on net investment income contained in the Affordable Care Act.
