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Commentary: Cost Of Insurance Increases Keep Coming

October 14, 2016

Cost of insurance increases are a clear and present danger to your practice.

Exclusive

How To Explain Life Insurance Payouts To A Client

October 14, 2016

It is important to find a balance between the emotional aspect and harsher business nature of the process.

Dos and Don’ts of Seminar Selling Under DOL Rule

October 14, 2016

The new Department of Labor fiduciary rule draws new lines on what is information for investors and what is advice. Agents need to take care to stay on the right side of the line when engaging in traditional selling practices.

Exclusive

4 Ways To Stand Out From The Pack

October 14, 2016

Finding opportunities to innovate in your marketing and new business efforts takes consistent, dedicated effort.

Exclusive

DI Premiums See Highest Growth In 15 Years

October 14, 2016

New annualized premium in the individual disability insurance market saw its highest year-over-year percentage increase in more than 15 years as it hit $392.2 million in 2015.

Lights, Camera, Advise: How Financial Advisors Can Break Into Media

October 13, 2016

Becoming a media expert can help provide financial advisors with substantial business opportunities. How does one go about doing it? We have the answers.

Exclusive

What’s BEST in Best Interest?

October 12, 2016

Trying to determine what the Department of Labor means by ‘best interest’ could be a treacherous exercise for insurers, says our Kim O’Brien.

Exclusive

Agent Pleads Not Guilty in $2.25M Ponzi Scheme

October 12, 2016

Even in Southern California, where bogus annuity schemes run rampant, Steven Edward Branstetter’s alleged crimes were brazen.

FINRA Reports VA Fines Down; Amounts Up

October 12, 2016

The number of FINRA-related fines of variable annuities are way down, but the fine amounts are way up, according to new data. A few variables are driving the numbers.

DOL: Fiduciary Rule May Lead To Fewer Annuity Recommendations

October 11, 2016

In a response brief filed in a Dallas federal court, the Department of Labor denied all claims made by plaintiffs regarding its controversial fiduciary rule.

Exclusive

Stricter Advisor Regulations Coming

October 11, 2016

Too many investors are receiving questionable product recommendations under the guise of fiduciary advice, experts say.

Exclusive

Survey: In-Plan Retirement Income Options Lacking

October 7, 2016

Few companies are offering their workers guaranteed retirement income options, a new study finds, despite increasing interest in them.

Exclusive

Advisors Find Fault in Employee Benefits Best Practices

October 7, 2016

Advisors react to a Bank of America Merrill Lynch-issued list of best practices designed to assist employees with retirement investing choices.

October 7, 2016

Brighthouse Unveils Distribution Strategy

Brighthouse Financial reveals details on how it will operate once it separates from MetLife. In filings, company indicates it will sell its life and annuity products through independent distributors.

Exclusive

DOL Rule Appeals Likely to Drag Well Into ’17

October 6, 2016

The first rulings are expected soon from a batch of lawsuits against the Department of Labor fiduciary rule. The resulting appeals are expected to push those cases well into 2017.

SEC Proposal Indicates Wide Range in Costs

October 6, 2016

An SEC proposal to require written business continuity and transition plans could cost advisors between $30,000 and $1.5 million. Industry observers say those numbers are low.

Exclusive

Study: Advisors Need More Retirement Planning Tools

October 5, 2016

There is no single, holistic tool or capability that financial advisors are using to deliver retirement income, according to the authors of a new study.

Insurers Weigh Riskier Investments

October 5, 2016

Insurance companies plan to increase their cash positions – a safe and highly liquid haven – but also take on more risk in search of higher yields.

Exclusive

The $65 Million Question: What License is Needed to Sell under DOL Rule?

October 4, 2016

Advisors will have to consider what licenses they hold and what licenses they may want to get under the DOL fiduciary rule.

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