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Neither War Nor Politics Can Stop This Stock Market Steamroller

August 24, 2017

President Donald J. Trump is shaking up Washington D.C. and the threat of nuclear war with North Korea looms. Yet none of that instability is slowing down this extended bull market. Will it continue?

Exclusive

Is Your Compensation Reasonable Under DOL Rules? Take the 3-Prong TEST!

August 24, 2017

New Department of Labor fiduciary rules that went into effect June 9 require only “reasonable compensation” for sales of products into retirement accounts. What is “reasonable?” Our Kim O’Brien tries to answer that question.

August 23, 2017
Exclusive

Less-Educated Investors Are More Loyal to Their Advisors

Loyalty to advisors “drops significantly” as client educational achievement levels rise, new research reveals.

Exclusive

Save Your Clients From Americans’ Biggest Mistake

August 22, 2017

Nineteen percent of Americans have nothing set aside to cover an unexpected emergency, according to recent data. How can advisors help their clients? By pushing them to establish an emergency fund.

Exclusive

Channels, Agents Mix It Up In The UL Sales Wars

August 22, 2017

Brokerage, career agent and personal producing general agent (PPGA) channels remain the top channels through which UL products are sold, but the numbers are constantly changing, a new report finds.

D2C Lead Gen Pose Digital Challenges for Insurers

August 21, 2017

Aging insurance agents and the rapid growth of the online portions of the direct-to-consumer insurance distribution channel has many insurers rethinking lead generation and acquisition infrastructures, a new report found.

Exclusive

New Lead Gen Explores Texting, AI and Networking

August 21, 2017

A sluggish workforce combined with growth of the online portions of the direct-to-consumer insurance distribution channel has many insurers rethinking lead generation and acquisition methods.

Is Single-Payer The Next To Upset The Status Quo?

August 18, 2017

What is going to happen with health care legislation? Since history repeats itself, we decided to look at some major legislative issues from the past to try and get some idea.

Exclusive

Why Women Face An Uphill Climb In Retirement Planning

August 18, 2017

A new study finds that women nearing retirement age have a significant lack of financial knowledge. Combined with the fact that women live longer than men, the study is alarming news for both clients and advisors.

Exclusive

Try These Tips for Advising a Client Forced Into Early Retirement

August 17, 2017

For those clients who are forced into an early retirement, financial advisors have to navigate both the emotional and financial fallout, and re-adjust that client’s retirement plan on the fly. Here are some tips to do that.

Exclusive

Here’s What to Expect if You Sell Annuities

August 17, 2017

New fee-based annuities, bringing products to market faster, and more transparency in how agents are paid are just some of the main developments in play within the annuity sales industry, a consultant says.

Exclusive

Brighthouse Flicks On The Switch

August 16, 2017

Brighthouse Financial, the newest major life and annuity distributor in the U.S., moved quickly to expand its product line in time for its spinoff from MetLife earlier this month.

Exclusive

Master Your Sales Persona To Deliver A Memorable Sales Experience

August 16, 2017

New ways to engage with prospects and earn their trust.

Exclusive

Walking Clients Through a Pricey New Home Purchase

August 16, 2017

Homes are costing more and inventory is shockingly low. How can advisors help clients find their dream home in this strong seller’s market? By following some sound principles.

Court Rules Independent Agents are Employees of Insurer

August 15, 2017

Judge rules that independent agents working for American Family Insurance Group are company employees under the Employee Retirement Income Security Act (ERISA). Ruling could open the door for similar lawsuits.

Exclusive

DOL Rule Chatter: The Case For Commissions

August 15, 2017

How do commission-based annuity sales compare with fee transactions? Our Kim O’Brien takes a side-by-side look and the results may surprise you.

Exclusive

State Pension Plans Worse Than Workers and Advisors Realize

August 14, 2017

A new study finds the nation’s public pension plans are in worse shape that originally thought due to sketchy accounting practices. What is the answer and how can advisors help?

Exclusive

Jackson National Pivots to Profit

August 11, 2017

Jackson National is latest life insurance company to report strong second-quarter earnings. The company sold $17 billion worth of variable annuities last year even as the variable annuity market continued to shrink.

August 11, 2017

Insurance Premium Volume in U.S. Grows 4 Percent in 2016

Forty-two percent of the $2.2 trillion in total 2016 insurance premium went to health, NAIC reports, while 30.5 percent went to life and annuities, and 26.4 percent to property-casualty. Premium was up across the board.

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