President Donald J. Trump is shaking up Washington D.C. and the threat of nuclear war with North Korea looms. Yet none of that instability is slowing down this extended bull market. Will it continue?
New Department of Labor fiduciary rules that went into effect June 9 require only “reasonable compensation” for sales of products into retirement accounts. What is “reasonable?” Our Kim O’Brien tries to answer that question.
Less-Educated Investors Are More Loyal to Their Advisors
Loyalty to advisors “drops significantly” as client educational achievement levels rise, new research reveals.
Nineteen percent of Americans have nothing set aside to cover an unexpected emergency, according to recent data. How can advisors help their clients? By pushing them to establish an emergency fund.
Brokerage, career agent and personal producing general agent (PPGA) channels remain the top channels through which UL products are sold, but the numbers are constantly changing, a new report finds.
Aging insurance agents and the rapid growth of the online portions of the direct-to-consumer insurance distribution channel has many insurers rethinking lead generation and acquisition infrastructures, a new report found.
A sluggish workforce combined with growth of the online portions of the direct-to-consumer insurance distribution channel has many insurers rethinking lead generation and acquisition methods.
What is going to happen with health care legislation? Since history repeats itself, we decided to look at some major legislative issues from the past to try and get some idea.
A new study finds that women nearing retirement age have a significant lack of financial knowledge. Combined with the fact that women live longer than men, the study is alarming news for both clients and advisors.
For those clients who are forced into an early retirement, financial advisors have to navigate both the emotional and financial fallout, and re-adjust that client’s retirement plan on the fly. Here are some tips to do that.
New fee-based annuities, bringing products to market faster, and more transparency in how agents are paid are just some of the main developments in play within the annuity sales industry, a consultant says.
Brighthouse Financial, the newest major life and annuity distributor in the U.S., moved quickly to expand its product line in time for its spinoff from MetLife earlier this month.
New ways to engage with prospects and earn their trust.
Homes are costing more and inventory is shockingly low. How can advisors help clients find their dream home in this strong seller’s market? By following some sound principles.
Judge rules that independent agents working for American Family Insurance Group are company employees under the Employee Retirement Income Security Act (ERISA). Ruling could open the door for similar lawsuits.
How do commission-based annuity sales compare with fee transactions? Our Kim O’Brien takes a side-by-side look and the results may surprise you.
A new study finds the nation’s public pension plans are in worse shape that originally thought due to sketchy accounting practices. What is the answer and how can advisors help?
Jackson National is latest life insurance company to report strong second-quarter earnings. The company sold $17 billion worth of variable annuities last year even as the variable annuity market continued to shrink.
Insurance Premium Volume in U.S. Grows 4 Percent in 2016
Forty-two percent of the $2.2 trillion in total 2016 insurance premium went to health, NAIC reports, while 30.5 percent went to life and annuities, and 26.4 percent to property-casualty. Premium was up across the board.