The tax-friendly treatment of health savings accounts makes them an attractive retirement investment vehicle, and subject to the Department of Labor’s fiduciary rule.
Generating income in retirement and planning for the risk of living too long are among the trends that will define the future of consumer wealth, one analyst says.
New Lincoln Financial offers the first guaranteed income benefit rider to appear on a fixed indexed annuity, one analyst says.
Here are four actions that could help make this happen.
Bitcoin is priced at about $3,500 and has reached nearly $5,000 this summer. Is it time for advisors to consider cryptocurrency as a legitimate investment? Most advisors say the risks are too great.
More Americans than ever obtain life insurance coverage through a group contract, but fewer employers than ever are offering the benefit. That opens up opportunity for agents and brokers to fill the void.
More and more Americans are living to and past 100 years. The extended lifespan is straining retirement nest eggs as those nonworking years stretch several decades. What can advisors do?
Lincoln Financial is banking on a continued desire for guaranteed income with its new income rider on three families of indexed annuities. The new rider comes at a time when fixed indexed annuities are posting somewhat disappointing sales numbers.
NAIFA Reschedules Key Bylaws Vote For May
NAIFA is asking members to approve significant changes in the way it does business. Streamlined operations are needed to reverse membership losses, NAIFA executives say.
NY Life is the latest insurer to offer a product linking long-term care benefits to a life insurance policy. Agents and consumers can expect even more variety in the benefit options in the future, analysts say.
Investors should favor investing in Japan and the Asian consumer, analysts say, but they should also expect growing pains. Growth in both Japan and China is outpacing U.S. and European barometers.
At the heart of the bill would be an immediate repeal of the individual mandate, while beginning to dismantle the rest of the ACA in 2020.
Life insurance policies have a hidden value that the vast majority of owners are unaware is readily accessible.
It seems everyone working in the financial advisory space has an opinion on the Department of Labor fiduciary rules. A recent survey collected them, and we reprint the best of the best here.
The latest American Equity fixed indexed annuity is the company’s first foray into the fee-based FIA market. The product comes with an eight-year surrender charge, the company says.
NAIFA Pushes Controversial Bylaws Change
The National Association of Insurance and Financial Advisors is trying to consolidate functions and set a single dues fee for members, moves that are commiserate with its slimmer membership rolls. Will delegates approve the controversial changes?
Woodbridge Wealth forecasts that private money will continue to play a significant role in the commercial real estate market. We recently interviewed Dayne Roseman of Woodbridge on this and other market topics.
Fixed annuity sales are up and variable sales down. But while some numbers might look bad, overall annuity sales will remain strong despite regulation and other outside pressures, analysts predict.
Study: Fee-Based Advice to Soldier on Regardless of Rule Outcome
Broker-dealers are expected to continue trending toward fee-based products and passive investment strategies, a new survey finds. The fiduciary rule is giving BDs a further impetus for the shift, one analyst says.
