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December 9, 2025
Picture of the U.S. Capitol building with a sign that says "Senate Democrats to Force ACA Vote."

Senate Dems to force ACA vote while competing plans float in the House

The Senate is expected to vote later this week on a Democratic proposal to extend expiring enhanced Affordable Care Act tax credits and prevent health insurance premiums from skyrocketing for millions of Americans.

December 9, 2025
Image shows the New York Life logo
2025 New York Life annuity sales have already topped last year.

New York Life continues to close in on Athene; annuity sales up 50%

New York Life sold 50% more annuities through three quarters than in 2024, LIMRA reported in its updated sales rankings.

December 8, 2025
Holiday light with the letters "LTC". Are-the-holidays-a-good-time-to-have-a-conversation-about-long-term-care.
Are the holidays a good time to have a long-term care conversation? OneAmerica Financial's findings shed some light. (AI-generated image)

Are the holidays a good time to have a long-term care conversation?

Are the holidays a good time to have a long-term care conversation? OneAmerica Financial’s findings shed some light.

December 8, 2025
Image shows a group of people standing in the shadows
An NAIC group is preparing a list of risk-based capital principles for insurers.

NAIC panel readies controversial RBC changes for fall meeting vote

Regulators discussed the purpose of risk-based capital data last week as work progressed on an at-times controversial set of RBC principles.

December 7, 2025
Illustration of a Eastern-like mediator amidst a swirl of comforting colors. Financial-wellness-support-a-key-hiring-and-retention-benefit-study-finds.

Financial wellness support a key hiring and retention benefit, study finds

inancial wellness support has emerged as a key advantage in attracting and retaining top talent, according to new research from Lincoln Financial.

December 5, 2025
Photo illustration of U.S. Capitol building with the words "ACA Vote Next Week?" overlapped. Could-Congress-take-action-on-ACA-next-week?

Will Congress take action on ACA next week? If so, what?

There are 10 working days on the calendar before many Americans see their enhanced Affordable Care Act credits expire.

December 4, 2025
Photo illustration of two gloved hands typing on a laptop with the letters "ACA" overlapping.

ACA marketplace allowed possible fraud through fake enrollees, GAO says

The Affordable Care Act marketplaces allowed fake enrollees to obtain coverage in 2024 and 2025, the General Accounting Office said in a report issued this week.

December 4, 2025
Image shows the Wink logo
Life insurance sales were up 3.2% year over year, Wink reported.

Prudential leads all life sellers as Q3 sales rise 3.2%, Wink reports

Prudential Financial ranked No. 1 in overall life insurance sales during the third quarter, with a market share of 5.7%, Wink, Inc. reported.

December 4, 2025

Private equity, crypto and the risks retirees can’t ignore

An executive order issued by President Donald Trump in August encouraged U.S. regulators to make it easier for retirement savers to incorporate alternative assets into their portfolios.

December 4, 2025
Image shows the PacLife logo
Life insurance sales were strong through the third quarter, LIMRA said Wednesday.

PacLife takes top spot as LIMRA reports 14% rise in new life premium

Pacific Life Insurance Co. took over the top spot in life insurance new annualized premium through the first three quarters, LIMRA announced Wednesday.

December 3, 2025

LTC annuities and minimizing opportunity cost

The premise of opportunity cost especially exists when we are talking about long-term care insurance, where the traditional LTCi policies were once the only game in town. 

December 3, 2025
Image shows the Department of Labor logo
The Department of Labor fiduciary rule effort suffered another setback last week.

DOL fiduciary future murky as Fifth Circuit tosses appeal

The Department of Labor fiduciary rule is again on the ropes after the Fifth Circuit Court of Appeals dismissed the government’s appeal Friday.

December 3, 2025
ACA

Congress races Dec. 31 clock on expiring ACA subsidies

Several proposals are floating around Washington but will any of them become law?

Wisconsin releases enforcement actions for November

December 3, 2025

The Wisconsin Office of the Commissioner of Insurance recently released a list of administrative actions for November. The actions are…

December 3, 2025
Image shows a tanker on the water.
A pair of Washington state homeowners say oil companies bear responsibility for rising homeowner's insurance rates.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings
The so-called "Trump baby accounts" received a boost Tuesday with a large donation from the Dells.

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Illustration showing clients donating during the holidays. Helping-clients-maximize-the-impact-of-their-charitable-giving.

Helping clients up the impact of their charitable giving with a DAF

During this time of charitable giving, advisors can help clients be more strategic about their giving decisions.

December 1, 2025

IUL: It’s about the caps (long term)

It is true that future market returns are relevant to how these policies perform, but the bigger issue is the caps on the upside, which are typically set by the insurance carrier.

December 1, 2025
Large illustration of the words "Gen X." Gen-Xs-retirement-readiness-is-threatened.

Gen X’s retirement readiness is threatened

When it comes to retirement, the baby boomers get all the attention but it is Generation X that faces a retirement crisis.

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