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December 10, 2025

Estate planning during the great wealth transfer

The great wealth transfer is well underway, with trillions expected to pass from one generation to the next.

December 9, 2025
Image shows a group of protesters.
Consumer adcocates begged state insurance regulators to preserve access to healthcare services.

Advocates warn of ‘significant time bomb’ with healthcare barriers

Advocates urged regulators Monday to focus efforts on health care coverage access during the National Association of Insurance Commissioners’ fall meeting.

December 9, 2025
Picture of the U.S. Capitol building with a sign that says "Senate Democrats to Force ACA Vote."

Senate Dems to force ACA vote while competing plans float in the House

The Senate is expected to vote later this week on a Democratic proposal to extend expiring enhanced Affordable Care Act tax credits and prevent health insurance premiums from skyrocketing for millions of Americans.

December 9, 2025
Image shows the New York Life logo
2025 New York Life annuity sales have already topped last year.

New York Life continues to close in on Athene; annuity sales up 50%

New York Life sold 50% more annuities through three quarters than in 2024, LIMRA reported in its updated sales rankings.

December 9, 2025

Main Street families need trusted financial guidance to navigate the new Trump Accounts

Many parents are looking for ways to build financial security for their children despite rising costs.

December 9, 2025
Photo illustration showing an advisor working with middle-market business owners. Opportunities-exist-in-serving-middle-market-businesses.

Opportunities exist in serving middle-market businesses

Property/casualty insurers and their agents have a sizable opportunity to serve middle-market businesses, a Conning report said.

December 9, 2025
Image shows the Penn Mutual logo and the word, "Dismissed."
A judge dismissed a lawsuit against Penn Mutual and others over a life insurance sales strategy.

Judge tosses Penn Mutual whole life lawsuit; plaintiffs to refile

A California judge granted motions to dismiss a lawsuit filed by a group of 29 plaintiffs who claim that Penn Mutual Life Insurance Co. and several co-defendants ran a tax-avoidance scam.

December 8, 2025
Holiday light with the letters "LTC". Are-the-holidays-a-good-time-to-have-a-conversation-about-long-term-care.
Are the holidays a good time to have a long-term care conversation? OneAmerica Financial's findings shed some light. (AI-generated image)

Are the holidays a good time to have a long-term care conversation?

Are the holidays a good time to have a long-term care conversation? OneAmerica Financial’s findings shed some light.

December 8, 2025
Image shows a group of people standing in the shadows
An NAIC group is preparing a list of risk-based capital principles for insurers.

NAIC panel readies controversial RBC changes for fall meeting vote

Regulators discussed the purpose of risk-based capital data last week as work progressed on an at-times controversial set of RBC principles.

December 8, 2025

Removing barriers to annuity adoption in 2026

Current trends point to a meaningful uptick in annuity adoption in the coming year.

December 5, 2025
Photo illustration showing the U.S. Capitol with the words "Access to Annuities" across it. House-to-take-up-bill-expanding-access-to-annuities.

Bill that could expand access to annuities headed to the House

A bill with more than 20 measures to improve retirement and other investment options is headed to the House of Representatives next week.

December 5, 2025
Photo illustration of U.S. Capitol building with the words "ACA Vote Next Week?" overlapped. Could-Congress-take-action-on-ACA-next-week?

Will Congress take action on ACA next week? If so, what?

There are 10 working days on the calendar before many Americans see their enhanced Affordable Care Act credits expire.

December 5, 2025

Fixing the friction: Simplifying ICHRA enrollment

When individual coverage health reimbursement arrangements launched in January 2020, they ushered in a new era of flexibility in employer-sponsored health benefits.

December 5, 2025
Image shows the Connecticut Department of Insurance website
A judge approved a moratorium sought by Connecticut regulators for the troubled PHL Variable.

Judge approves PHL Variable plan; could reduce benefits by up to $4.1B

A Connecticut judge signed off Tuesday on changes to a moratorium on benefits available to the financially troubled PHL Variable Insurance Co.

December 4, 2025
Photo illustration of two gloved hands typing on a laptop with the letters "ACA" overlapping.

ACA marketplace allowed possible fraud through fake enrollees, GAO says

The Affordable Care Act marketplaces allowed fake enrollees to obtain coverage in 2024 and 2025, the General Accounting Office said in a report issued this week.

December 4, 2025
Image shows the Wink logo
Life insurance sales were up 3.2% year over year, Wink reported.

Prudential leads all life sellers as Q3 sales rise 3.2%, Wink reports

Prudential Financial ranked No. 1 in overall life insurance sales during the third quarter, with a market share of 5.7%, Wink, Inc. reported.

December 4, 2025

Private equity, crypto and the risks retirees can’t ignore

An executive order issued by President Donald Trump in August encouraged U.S. regulators to make it easier for retirement savers to incorporate alternative assets into their portfolios.

December 4, 2025
Illustration of two characters making a big leap. LTC-Help-clients-make-the-leap-from-interest-to-planning.

LTC: Help clients make the leap from interest to planning

Clients are interested in long-term care solutions, but they often are not ready to make the jump from interest to planning.

December 4, 2025
Image shows the PacLife logo
Life insurance sales were strong through the third quarter, LIMRA said Wednesday.

PacLife takes top spot as LIMRA reports 14% rise in new life premium

Pacific Life Insurance Co. took over the top spot in life insurance new annualized premium through the first three quarters, LIMRA announced Wednesday.

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