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December 16, 2025
Illustration showing prescription pills, and the words "Medicare Advantage Marketplace," with a fever graph showing the ups and downs of the marketplace. Stabilize-the-Medicare-Advantage-marketplace-Idaho-director-tells-NAIC,

Stabilize the Medicare Advantage marketplace, Idaho director tells NAIC

The Idaho Department of Insurance Director described his state’s actions against unfair trade practices regarding Medicare Advantage plans, while the head of an agents’ association expressed her frustration.

December 16, 2025

Product understanding will drive the future of insurance

As product sales continue to be sold through independent channels, carriers are increasingly reliant on distributors to push a broader portfolio of product offerings.

December 16, 2025
Illustration of a book labeled "LTC Rider Guidelines" and a stick note on the book that says "Read This." LTC-riders-More-education-is-needed-NAIFA-president-says.

LTC riders: More education is needed, NAIFA president says

Carriers must do a better job of educating advisors and consumers about long-term care riders on life insurance policies.

December 16, 2025
Image shows the NAIC logo and a weather map in the background
NAIC regulators are working on several fronts to better understand climate change impacts.

NAIC counters climate impacts with new working groups, risk dashboard

The National Association of Insurance Commissioners is retooling efforts to improve climate change modeling and be better prepared for its impacts on the insurance industry.

December 15, 2025
Illustration showing many charts and graphs related to death figures. Flawed-Social-Security-death-data-puts-life-insurance-benefits-at-risk.

Flawed Social Security death data puts life insurance benefits at risk

Issues with the Social Security Administration’s death database have resulted in millions of delayed or lost life insurance benefits.

December 15, 2025
Photo showing a medical professional discussing a health screening with a patient. Envela-partnership-expands-agent-toolkit-with-health-screenings.

Envela partnership expands agent toolkit with health screenings

A nonprofit seeking to save lives by improving health outcomes just moved a little closer to achieving its goal with a new partnership.

December 15, 2025
Image shows the Lockheed Martin logo
State insurance regulators authored a brief defending the pension risk transfer business as well regulated.

Iowa defends Athene pension risk transfer deal in Lockheed Martin lawsuit

Iowa submitted a brief Wednesday in support of Lockheed Martin Corp. in a lawsuit over its choice of Athene Annuity and Life Co. in a pension risk transfer deal.

December 12, 2025
Image shows several figures standing in from of charts.
Regulators are moving forward with greater oversight of artificial intelligence.

NAIC’s 2026 AI evaluation pilot moves ahead as industry balks

State insurance regulators are committed to kicking off a pilot program in 2026 to test insurers’ use of artificial intelligence.

December 11, 2025
ACA

Senate votes down two plans to address expiring ACA tax credits

Congress is no closer to resolving the issue of expiring enhanced Affordable Care Act tax credits as the Senate failed to advance competing proposals to address the issue today.

December 11, 2025

Pension buy-in sales up, PRT sales down in mixed Q3, LIMRA reports

The pension risk transfer market showed its unpredictability during the third quarter as LIMRA reported strong buy-in sales amid weaker pension risk transfer data.

December 11, 2025
Illustration showing a gigantic machine with workers walking on a conveyor belt. Global-economic-growth-will-moderate-as-the-labor-force-shrinks.

Global economic growth will moderate as the labor force shrinks

Global economic growth is expected to moderate over the next 15 years in relation to prior decades, according to economists at The Conference Board.

December 11, 2025

Life insurance and annuities: Reassuring ‘tired’ clients in 2026

When people ask me what I see for life insurance and annuities in 2026, I always start here: Clients are tired.

December 11, 2025
Image shows a home graphic and a credit report
Insurers can add a “credit score penalty” to homeowner’s insurance in every state except California, Maryland and Massachusetts.

‘Credit score penalty’ doubling the cost of insurance for some, CFA reports

In all but three states it’s often more expensive for homeowners to have poor credit than to live in an area with a high risk of natural disasters.

December 10, 2025
Image showing a patient reviewing his prescription and checking his iphone. Formularies-increase-in-complexity-challenging-consumers.

Health plan approved drug lists more complex, challenging consumers

Health plan prescription drug formularies continue to increase in complexity, and changes to those formularies are especially challenging for consumers to navigate.

December 10, 2025
Artificial intelligence patenting in insurance is becoming a high-stakes, highly concentrated race dominated by a handful of U.S. carriers.

Most insurance AI patents come from just 3 U.S. insurers, study finds

Artificial intelligence patenting in insurance is becoming a high-stakes, highly concentrated race dominated by a handful of U.S. carriers.

December 10, 2025

What your homeowners insurance doesn’t cover anymore

The rise of “junk” policies and what consumers must know.

December 10, 2025

How ILITs are reinventing legacy planning post-OBBBA

The One Big Beautiful Bill Act didn’t just change tax law — it changed family dynamics in estate planning.

December 10, 2025
Illustration of someone seeing the word "LTCi" through a magnifying glass. LTCi-Some-coverage-is-better-than-none-at-all.

LTCi: Why some coverage is better than none at all

“A client doesn’t have to have something huge to make a difference” when it comes to paying for long-term care, said Holly Westervelt, vice president of sales for Krause Agency.

December 10, 2025

Insurance Compact warns NAIC some annuity designs ‘quite complicated’

In one product trend, regulators are seeing more guaranteed living withdrawal benefits attached to non-variable annuities.

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