Advisors are spending less time meeting with clients face to face, but advisors also are helping clients with COVID-19 concerns,…
To be an effective advisor, advisors must practice self-care and support their self-development. The pandemic is forcing advisors to take a deeper look at their practices and their lives.
While a healthy culture can make or break your organization’s success, like any good thing in life, it takes hard work and perseverance. Research shows organizations that intentionally invest their efforts to improve workplace culture and align it with company values are not only more profitable, but also more recognized.
Young People Driving Huge Life Insurance Application Gains: MIB
With a 4% growth rate for 2020 through the third quarter, life insurance application activity has “returned to pre-pandemic normal levels,” according to the MIB Life Index. The third quarter experienced the largest quarter-over-quarter gain since 2011 at 9.2%, MIB said, driven primarily by 12.8% growth in 0-44 age group and 9.2% growth in 45-59 age group.
Citing COVID-19 impacts, insurers have pleaded with regulators to reduce the 1% nonforfeiture rate. The 10-year Treasury rate fell well below 1% amid the virus outbreak in March and has not recovered, making it very hard for insurers to make good on product guarantees.
WASHINGTON – October 7, 2020 – As many as 7.7 million workers lost jobs with Employer-Sponsored Insurance (ESI) because of…
A COVID-19 Diagnosis And Election Uncertainty: The Market Impact
Speculation has been increasing that the November election results may be delayed or disputed, or both. A contested election might affect financial markets in several ways. Also, the news that President Donald Trump has tested positive for COVID-19 may potentially impact markets as well.
Ways to gain your prospects’ attention, keep them engaged and provide them with solutions as we continue to meet with people in the virtual world.
Manasquan, NJ – At the NCOIL “Summer” Meeting in Alexandria, VA on September 26, the organization adopted the NCOIL Short…
Retiring Early And Securely In A Crisis-Stricken World
COVID-19 fueled a surge in early retirements. Here’s what your client needs to consider if they are planning to leave the workforce sooner than they planned.
The National Association of Insurance and Financial Advisors’ New York State chapter board made an unprecedented move to secede from NAIFA and affiliate with a newly created industry association, Finseca.
MassMutual would own American Equity but retain its managers and employees in the deal. Athene is backing the deal with $3 billion at its disposal, with another $3 billion available, according to the specifics of the offer.
A Tough Sell: Why Life Insurers Need A Better Customer Experience
Life insurers have two objectives: to convince customers of the need for life insurance in the first place, and to convince consumers that their company’s offering is worth the cost and effort involved in securing coverage.
2020 Vision — Or Revision?
Regulations, taxes and health insurance are all on the line in this election.
How to get EVERYTHING you can out of EVERYTHING you have
Curtis Cloke says advisors must have a wide mastery of skills and a full box of tools to serve clients today.
When The Eyes Have Had It
Take a break from screen time and stay hydrated.
Where Technology Can (And Can’t) Support A WFH Environment
As companies consider how working from home will continue post-pandemic, there are areas in which technology can fill the gaps — and others in which it cannot.
Industry Groups Grapple With Diversity Deficit
In the wake of George Floyd’s death and widespread protest, industry groups are looking at how to increase diversity in advisors and clients.
Survival Comes With A Massive Price Tag
As more people survive cancer, heart attacks and stroke, they find the price of survival is high. Critical illness insurance can help pay the bills.
