IUL fits at the intersection of certainty and flexibility
Indexed universal life works best when its flexibility and long-term design are positioned with discipline and context.
Annual annuity reviews: leverage them to keep clients engaged
Client needs are not set in stone. Their retirement dates may change, income needs might shift, and family situations may develop in new ways.
Could AI claims settlement without a lawyer become the new norm?
A look at AI-to-AI claims settlement and what it could mean to policyholders.
Genworth Financial taking the offensive after years of LTCi rate struggles
Genworth Financial is no longer on the defensive thanks to its growing CareScout platform and its return to the individual long-term care market after nearly a decade away.
Pacific Life agrees to a $58M settlement in California PDX class action
Anyone who purchased a Pacific Discovery Xelerator indexed universal life insurance policy in California between 2016 and 2019 could be eligible for a piece of a $58 million settlement.
F&G flounders with investors despite strong annuity sales
F&G Annuities and Life is a top 15 annuity seller with a strong lineup of products. But its financial performance continues to turn off investors.
NABIP asks Congress to stabilize ACA market, address affordability
The National Association of Benefits and Insurance Professionals is in Washington this week to urge lawmakers to ensure affordable and high-quality health care for all Americans.
FIAs are growing as the primary retirement planning tool
Retirement income conversations have changed their tone.
Former NFL player convicted in nearly $200M Medicare fraud scheme
Joel Rufus French sold patient information and sham doctors’ orders for orthotic braces that patients did not want or need.
IUL tax strategy at center of new lawsuit filed in South Carolina
A new lawsuit in South Carolina alleges that Pacific Life accepted more than $1 million in premium payments tied to an IUL policy after firing the agent.
Changes, personalization impacting retirement plans for 2026
The SECURE Act and SECURE 2.0 were the biggest changes the retirement plan industry has seen in a long time.
Jackson Financial ramps up reinsurance strategy to grow annuity sales
Jackson Financial unveiled its latest growth phase after the close of the fourth quarter 2025, but those significant moves dominated the insurer’s quarterly call on Thursday.
NAIC group nearly set to kick off pilot test to evaluate insurers’ use of AI
State insurance regulators moved closer Tuesday to launching a multistate pilot of a new artificial intelligence system evaluation tool this spring.
The new frontier in obesity care for seniors
How to help clients navigate Medicare rules for Part D coverage of GLP-1 drugs.
NABIP looks to reset after CEO’s departure
The National Association of Benefits and Insurance Professionals Board of Trustees announced that, effective immediately, Jessica Brooks-Woods is no longer serving as the association’s CEO.
Crypto meets annuities: what to know about bitcoin-linked FIAs
As of late, fixed index annuities have expanded, offering indices that go beyond stocks and bonds. Bitcoin-linked FIAs are one example of this trend.
Study asks: How do different generations approach retirement?
A recent study reveals a surprising generational divide in retirement planning and looks at how generations differ in their approach.
Lawsuit accuses Cigna PBM of ‘demanding kickbacks’ from drug maker
The Plumbers’ Welfare Fund has filed a lawsuit accusing Express Scripts and its parent company Cigna of a multibillion-dollar scheme to allegedly inflate drug costs.
Carriers raise the home protection bar: What agents should know
Today, risk management and home protection matter more than ever before as climate disasters and other factors increase property damage.
