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August 20, 2025

Equities, volatility and the ‘Nifty 50’: A market outlook

We think current conditions more closely resemble those preceding the decline of the “Nifty 50” stocks in the early 1970s.

August 20, 2025
Image shows the Montana state flag and paper money
Montana funeral home directors say premium finance life insurance plans led them to ruin.

Judge lets $67M premium financing lawsuit against MassMutual, Penn Mutual move forward

A lawsuit filed by Montana funeral directors, who claim that a premium financing “scheme” cost them millions, can proceed after a judge denied a motion to dismiss last week.

August 20, 2025
Image shows a baby surrounded by money.
A new program offers the $1,000 investment to children born after Dec. 31, 2024, and before Jan. 1, 2029. To take part, they must be a U.S. citizen with a Social Security number.

More information needed on Trump baby accounts, analysts say

More details are needed before the strategy and impact associated with the so-called “Trump baby accounts” can be fully known, analysts say.

August 19, 2025
Image shows the CMS logo
State insurance regulators say they need more guidance from CMS on Medicare issues.

Regulators critical of Medicare snags and no-show CMS

Insurance regulators have many complaints for CMS officials about how Medicare programs are functioning in their states.

August 19, 2025
Image of a Social Security card with the number 90 surrounded by balloons and confetti. Social-Security-hits-90th-anniversary-is-back-door-privatization-possible

As Social Security hits 90th anniversary, is ‘back-door’ privatization looming?

August marks the 90th anniversary of Social Security; its defenders raise new warnings of privatization in the Trump era.

August 19, 2025

A checklist for success in Medicare AEP

After you’ve crossed each of these tasks off your AEP prep checklist, you’ll have everything in place to make the most of this year’s annual enrollment period.

August 18, 2025

Don’t let long-term care costs derail retirement

No one wants to think about the care they might require in the no-go years of retirement, yet most of us will likely require some sort of care in our elder years.

August 18, 2025
Photo illustration of insurance worker smiling as he successfully uses AI. Winning-With-AI-Strategies-from-the-insurance-industrys-top-performers.

Winning With AI: Strategies from the insurance industry’s top performers

Experts share key insights on what the top five industry leaders in AI rollouts did to deploy the technology most successfully.

August 18, 2025
Image shows the 5-Minute Finance logo and several people milling around
Retirement classes provide valuable training for advisors of all levels.

Why everyone benefits from a retirement planning class

Joel Barjenbruch is a firm believer in the pursuit of knowledge and being a lifetime student, and he finds it crucial to leverage his studious mind in aiding his community.

August 18, 2025
Image shows the NAIC logo
An NAIC task force is working on an update of the risk-based capital ratio.

NAIC gets pushback on fast-track effort to add ‘rigor’ to 33-year-old RBC standard

State insurance regulators are moving with alacrity on a controversial plan to overhaul the risk-based capital (RBC) framework by the end of 2025.

August 18, 2025

Inside the daily discipline of annuity leaders

Charisma might get someone through a first meeting, but it won’t carry a career.

August 15, 2025
Image shows the Department of Labor building and an hourglass
The Department of Labor is unsure on how to proceed with the Biden-era Retirement Security Rule.

DOL seeks another delay to decide on fiduciary rule future

The Department of Labor remains undecided about what to do with the Biden-era Retirement Security Rule, its latest attempt to expand fiduciary duty.

August 15, 2025

Is the life insurance industry evolving fast enough to meet consumer expectations?

The life insurance and annuity industry has been in a race to catch up with other industries in the adoption and use of digital tools and artificial intelligence.

August 14, 2025
Image shows a screen and the letters, RBC
Regulators plan to take up a controversial proposal to hide RBC figures in October.

Cooling off period urged before regulators tackle proposal to hide RBC

A proposal to make a key measure of insurance companies’ financial health confidential is teed up for regulators to tackle in October.

August 14, 2025
Image shows the NAIC logo.
NAIC regulators are working to gain a better handle on life insurance company reserving risk.

NAIC regulators: Signs of ‘progress’ getting life insurers to cut spreads

State insurance regulators report “progress” getting life insurers to pull back on overly optimistic investment growth projections.

August 13, 2025
Illustration showing the tried and true retirement beliefs have now become "myths" due to the unpredicatable economy. Why-many-facing-retirement-no-longer-believe-in-the-4-Rule-or-retiring-at-65.

Why many facing retirement no longer believe in retiring at 65

Many pre-retiree surveyed say they no longer subscribe to traditional retirement norms and strategies, such as the 4% Rule.

August 12, 2025
Image shows the Athene logo
Athene Holding continues to lead the industry in annuity sales.

Athene Q2 annuity sales remain strong despite 19% drop

Athene retooled its annuity sales strategy during a second quarter that saw several changes in the company, including its leadership structure.

August 12, 2025
Illustration showing financial advisor in the middle of a ring of business activities. More-advisors-outsourcing-their-financial-decisions.

‘Off the rack’ model portfolios hit record $7.7 trillion as advisors embrace efficiency and scale

Model portfolios – ready-made third-party investment plans – surged to a record $7.7 trillion in assets in the first quarter of 2025.

August 12, 2025
Image shows a percent sign increasing in size
Regulators want to tamp down unrealistic illustrations.

NAIC takes another swing at stricter rules on life insurance illustrations

State insurance regulators are again nibbling around the edges of an actuarial guideline designed to limit unrealistic life illustrations.

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