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October 22, 2025
Illustration of a beautiful view of the window, with a large 4% hovering in the sky.

Chucking the 4% Rule to boost retirement spending

A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.

October 22, 2025
Why are so few younger adults considering long-term care insurance? (AI-generated image)

LTCi: The other side of the story

LTCi can be an important part of overall financial planning, but products must be priced correctly.

October 21, 2025
Image shows the Elevance logo
Elevance Health executives say the loss of ACA subsidies would have "a significant impact" on its clients in those plans.

Elevance Health rings in strong Q3, projects 2026 Medicaid decline

Elevance Health kept medical costs under control during a financially strong third quarter. But increased Medicaid costs are coming.

October 21, 2025
Photo illustration of a couple looking in shock at their medical bills. ACA-marketplace-shoppers-experience-sticker-shock.
Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026. (AI-generated image)

ACA marketplace shoppers experience ‘sticker shock’

Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026.

October 21, 2025
Flat-fee 401(k) plans offer simplicity for small-business clients (AI-generated image)

Flat-fee 401(k) plans: A simple solution for small-business clients

Fall is here, and with it comes a rush of deadlines, budgets and year-end planning.

October 21, 2025
Photo illustration of elderly patient with a care giver. Nationwide-expands-hybrid-long-term-care-lineup-with-new-annuity-option.

Nationwide expands hybrid long-term care lineup with new annuity option

Nationwide is broadening its long-term care (LTC) portfolio with the launch of Nationwide CareMatters Annuity.

October 20, 2025
Illustration of a world map with shipping containers.
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect. (AI-generated image)

Tariffs fuel import surge but economic slowdown looms

U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.

October 20, 2025
Insurance isn't set-it-and-forget-it in an environment of increasing replacement and rebuilding costs. (AI-generated image)

Getting insurance-to-value right in 2025

When it comes to commercial real estate, nothing has been constant or predictable since the pandemic.

October 20, 2025
Image shows an AI scene.
Life insurers are all in on artificial intelligence. (AI-generated image)

Life insurers rush to take advantage of AI’s potential

Artificial intelligence is finding a home in the insurance industry. Insurers are all-in on AI, but there are risks and regulation to be aware of.

October 17, 2025

Concerns grow over prolonged federal shutdown

As the federal government shutdown continues, millions of Americans are growing more concerned about its long-term impacts.

October 17, 2025
Photo illustration showing a hand with a number 3 floating above it. 3-things-to-know-as-Medicare-AEP-is-here.
Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026. (AI-generated image)

3 things for consumers to know as Medicare annual open enrollment begins

Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026.

AmeriLife and Levinson & Associates partner to ’empower agents’

October 16, 2025

AmeriLife Group announced a strategic partnership with Levinson & Associates, an insurance marketing organization (IMO) specializing in life insurance and…

October 16, 2025
NAIFA is partnering with Connectiv to present Protectors Vegas 2026 (AI-generated image)

NAIFA looks to add ‘sizzle’ to annual conference for 2026

The National Association of Insurance and Financial Advisors is working with Connectiv, owners of Medicarians and the creators of InsureTech Connect and Manifest, to create Protectors Vegas 2026, a new event dedicated to advancing innovation and growth across the life and annuity landscape.

October 16, 2025
Image shows Ricardo Lara and the California flag
California Insurance Commissioner Ricardo Lara wants to more tightly regulate the rate-review process. (AI-generated image)

Consumer groups blast plan to limit review of future California rate requests

California Insurance Commissioner Ricardo Lara has a plan to expedite rate reviews in light of State Farm’s experience following the devastating wildfires earlier this year.

October 15, 2025
Photo illustration of a woman as young and older, along with logos of John Hancock and MIT. Americans-fall-short-on-longevity-planning-new-Hancock–MIT-study-warns

Americans fall short on longevity planning, new Hancock–MIT study warns

Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.

October 15, 2025
Medicare Annual Enrollment Period is the time when clients have questions about their coverage for the coming year (AI-generated image)

6 client questions you must answer during AEP

The Annual Enrollment Period is the time of year when licensed agents and brokers in the Medicare space receive the most questions from existing and potential clients.

October 15, 2025
Tariffs are making it more expensive to replace damaged or lost items such as toys, clothing or appliances (AI-generated image)

Tariffs drive contents claims higher for property/casualty insurers

Higher costs for consumer goods are impacting the cost of property/casualty insurers paying claims for contents of homes that are damaged or destroyed.  

October 15, 2025
Risings costs and market uncertainty are impacting health insurance (AI-generated image)

Health care in US faces ‘a triple shock’

The scheduled expiration of enhanced Affordable Care Act tax credits, increasing costs for Medicare and Medicaid, and the impact of tariffs on pharmaceuticals and medical supplies have created what analyst called “a three-headed monster.”

October 14, 2025
Image showing two overturned cups labeled "Covered Costs" and one labeled "Oops!". Decline-in-LTC-insurance-intent-leaves-families-exposed-to-care-costs.

As interest in LTC insurance declines, families exposed to care costs

The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.

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