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October 24, 2025
Image shows the year 2026
Changing customer expectations, broker consolidation and the importance of modernization are themes to watch in 2026, Deloitte reports in its new Global Insurance Outlook.

Sink or Swim: Insurers must adapt in this era of change, Deloitte finds

Insurance companies are being challenged by climate change, artificial intelligence and many other pressues, Deloitte finds in its 2026 Global Insurance Outlook.

October 24, 2025
Now is a good time to review coverage for next year. (AI-generated image)

Will your insurance still fit your small business in 2026?

A smarter way to think about insurance is to treat it like a midyear tax checkup or equipment inspection.

October 23, 2025
Image shows the Globe Life logo
Globe Life celebrated strong sales in the third quarter.

Globe Life income surges 38%; insurer sets goal of 28K exclusive agents

Despite repeated controversies and investigations, Globe Life just keeps on delivering strong earnings growth.

October 23, 2025

The (sometimes lonely) case for public credit

Is public credit now the “alternative” asset class that warrants more focus?

October 23, 2025
Image shows the Milliman logo with the words, "Surrenders UP"
Milliman recently released the results of its two ongoing Variable Annuity Industry Experience Studies, which analyze policyholder behavior across 23 companies spanning 17 years. (AI-generated image)

Milliman: Certain VA annuity surrenders doubled from 2022 to 2024

Updated research from Milliman finds that surrender rates on variable annuities with guaranteed living withdrawal benefits more than doubled from 2022 to the end of 2024.

October 23, 2025
Photo illustration showing prescription pills, cash and the Molina Healthcare logo. Molina-wont-pay-commissions-on-new-ACA-business.

Molina Healthcare won’t pay commissions on new ACA business

Molina Healthcare announced it will not pay agent commissions on new business on the Affordable Care Act marketplaces.

October 22, 2025
Photo showing a patient and his caregiver. LTCi-makes-a-difference-in-family-caregiving.

LTCi makes a difference in family caregiving, study finds

Caregiving can be expensive and chaotic. Having long-term care insurance can make a difference in how families deal with caregiving.

October 22, 2025
Image shows a big question mark and the word, "Annuities"
It is common for advisors to be wary of a product they have limited experience with, like annuities.

Why annuities are the answer to retirement worries

In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients.

October 22, 2025
Illustration showing 401(k)s in lifetime income space.

401(k) Annuity Hub aimed at lifetime income in DC plans

Interest in lifetime income products within retirement plans is growing, and a new tool helps plan sponsors and advisors to match the right annuity product into the 401(k) plans for their employer clients.

October 22, 2025
Illustration of a beautiful view of the window, with a large 4% hovering in the sky.

Chucking the 4% Rule to boost retirement spending

A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.

October 22, 2025
Why are so few younger adults considering long-term care insurance? (AI-generated image)

LTCi: The other side of the story

LTCi can be an important part of overall financial planning, but products must be priced correctly.

October 21, 2025
Image shows the Elevance logo
Elevance Health executives say the loss of ACA subsidies would have "a significant impact" on its clients in those plans.

Elevance Health rings in strong Q3, projects 2026 Medicaid decline

Elevance Health kept medical costs under control during a financially strong third quarter. But increased Medicaid costs are coming.

October 21, 2025
Photo illustration of a couple looking in shock at their medical bills. ACA-marketplace-shoppers-experience-sticker-shock.
Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026. (AI-generated image)

ACA marketplace shoppers experience ‘sticker shock’

Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026.

October 21, 2025
Flat-fee 401(k) plans offer simplicity for small-business clients (AI-generated image)

Flat-fee 401(k) plans: A simple solution for small-business clients

Fall is here, and with it comes a rush of deadlines, budgets and year-end planning.

October 21, 2025
Photo illustration of elderly patient with a care giver. Nationwide-expands-hybrid-long-term-care-lineup-with-new-annuity-option.

Nationwide expands hybrid long-term care lineup with new annuity option

Nationwide is broadening its long-term care (LTC) portfolio with the launch of Nationwide CareMatters Annuity.

October 20, 2025
Illustration of a world map with shipping containers.
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect. (AI-generated image)

Tariffs fuel import surge but economic slowdown looms

U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.

October 20, 2025
Insurance isn't set-it-and-forget-it in an environment of increasing replacement and rebuilding costs. (AI-generated image)

Getting insurance-to-value right in 2025

When it comes to commercial real estate, nothing has been constant or predictable since the pandemic.

October 20, 2025
Image shows an AI scene.
Life insurers are all in on artificial intelligence. (AI-generated image)

Life insurers rush to take advantage of AI’s potential

Artificial intelligence is finding a home in the insurance industry. Insurers are all-in on AI, but there are risks and regulation to be aware of.

October 17, 2025

Concerns grow over prolonged federal shutdown

As the federal government shutdown continues, millions of Americans are growing more concerned about its long-term impacts.

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