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April 11, 2024

Strategic philanthropy: A look at charitable lead annuity trusts

The CLAT provides a structured framework to craft a narrative of purposeful philanthropy.

April 10, 2024
Image of smartphone sitting atop medical charts and equipment with the word "Equality" displayed. Regulators-urged-to-be-more-active-in-preventing-health-insurance-discrimination.

Regulators urged to be more active in preventing health insurance discrimination

Non-profit consumer organizations are urging state regulators to perform more due diligence in ensuring fair health insurance practices.

April 10, 2024
Image showing person planning retirement finances with a calculator, with the overlaying words: "Comfortable Retirement: $1.4M".

‘Magic number’ for a comfortable retirement surges to $1.46 million

The “magic number” for a comfortable retirement has reached an all-time high at $1.46M, rising more than 50% since the pandemic began.

April 9, 2024

Help women retire with confidence and dignity

Women face a multitude of obstacles that require a tailored approach to retirement planning.

April 9, 2024

NAIFA revises LUTCF program

The LUTCF designation has been relaunched to serve a new generation of industry professionals in a way that is relevant to them.

April 9, 2024
Image of city against a roiling ocean. Climate mitigation.

Regulators tout climate mitigation as key to calming insurance markets

State insurance regulators are taking the first steps on what will be long and difficult effort to mitigate climate impacts.

April 8, 2024
Illustration of the Capitol building with a pastiche of symbols of Americana, overlapped by the Medicare logo. Proposed-Medicare-Advantage-regulations-would-impact-broker,-FMO-compensation.

Proposed Medicare Advantage regulations would impact broker, FMO compensation

Medicare Advantage plans currently have the flexibility to pay agents varying rates depending on the plan in which the beneficiary enrolls. But those compensation rates would change for 2025 under proposed CMS rules.

April 8, 2024
NAIC logo surrounded by a group of people, representing the stakeholders in the long-term care discussion. California-consumer-group-asks-NAIC-to-take-lead-on-U.S.-long-term-care-financing-issue.

Calif. consumer group asks NAIC to lead on U.S. long-term care financing issue

A non-profit group is urging NAIC to bring states, regulators, industry and consumers together in discussing long-term care financing.

State Farm fined for failure to alert Oregon consumers of rights to a credit check

April 5, 2024

The Oregon Division of Financial Regulation fined State Farm $200,000 for failing to send notices over the past six years…

April 5, 2024
Image shows a group of several camera eyes.
A forthcoming report by the Department of Labor is expected to address pension risk transfer deals.

Industry fears impending DOL action will target pension transfer market

There is concern in the life insurance industry that a forthcoming Department of Labor report could target group annuity contracts by pension plans in pension risk transfer transactions.

April 5, 2024

Insuring the future: Why agility is key in a changing climate

The climate crisis is intensifying insurance risks, and carriers must adapt an agile approach to risk management.

April 5, 2024
Illustration showing a figure hanging onto a thin strand attached to a large snarled mass of entangled rope. Medicaid-unwinding--How-will-impact-the-health-care-markets.

Medicaid unwinding: How is it impacting the health care markets?

The Medicaid unwinding began one year ago this week, and the impact of millions of Americans being disenrolled from Medicaid coverage will continue to be felt into the next few years.

April 4, 2024
Image of stethescope on a keyboard with the CMS logo superimposed. Consumer-groups-address-shortcomings-in-CMS-prior-authorization-ruling.

Consumer groups address ‘shortcomings’ in CMS prior authorization ruling

Non-profit groups wants regulators to take action on “shortcomings” with the CMS’ recent final ruling on health insurance prior authorization.

April 4, 2024
Illustration of Jerome Powell aside a huge illustration of a percent sign. Fed-unlikely-to-make-rate-cuts-soon-says-Powell.

Fed unlikely to make rate cuts soon, says Powell

Federal Reserve Chairman Jerome Powell says more time and more evidence of an improving economy are needed before rates are cut.

April 4, 2024

Commentary: NAIC should not allow Europe to write our insurance rules

NAIC shouldn’t allow European or other foreign regulators to regulate our insurance markets through the back door.

April 4, 2024
Image shows a man in a suit and the Department of Labor building sign.
The Department of Labor fiduciary proposal comes with big implications for compensation.

DOL fiduciary rule proposal to restrict, ban some producer compensation

Department of Labor regulators are targeting producer compensation with their latest attempt to establish a blanket fiduciary standard.

April 3, 2024
Image shows the NAIC logo
NAIC regulators will again tackle accelerated underwriting.

NAIC regulators fire up dormant accelerated underwriting proposals

State insurance regulators got back to work Wednesday on accelerated underwriting, and set a goal to adopt guidance by August.

April 3, 2024

Empowering Gen Z with financial literacy

Generation Z knows they need to prioritize their financial well-being but many of this age cohort don’t know where to start.

April 2, 2024
Illustration of a medical worker holding up a clipboard with a health survey. Survey-examines-what-drives-health-plan-choice,-satisfaction.

Survey examines what drives health plan choice, satisfaction

Satisfaction with health plan selection is relatively high, but most enrollees spend little time on health plan choice.

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