COVID-19 Vaccination Status Has No Bearing On A Life Insurance Claim: ACLI

American Council of Life Insurers Senior Health Actuary Jan Graeber again shot down misinformation relating to COVID-19 vaccines today.

“We said it before and, unfortunately, we must say it again because misinformation about life insurance claims and the COVID-19 vaccine continues to spread," Graeber said.

COVID-19 vaccine misinformation continues to spread across social media platforms. One post that periodically makes the rounds is the claim that a family member was denied life insurance proceeds because of either getting the vaccine, or not getting the vaccine, depending on the author.

“Policyholders should rest assured that nothing has changed in the claims-paying process as a result of COVID-19 vaccinations. Life insurance policies are very clear on how they work, and what cause, if any, might lead to the denial of a claim," Graeber said. "A policyholder’s decision to receive or not receive a vaccine for COVID-19 is not one of them. Nothing has changed in life insurers’ claims paying process.

“Policyholders should reach out to their life insurance companies, agents or financial professionals for their COVID-related questions. They will be happy to help.”

As of Wednesday, 180 million Americans have received at least one dose of the COVID-19 vaccine, and the country was nearly 55% vaccinated, the Centers for Disease Control reported.

InsuranceNewsNet Senior Editor John Hilton has covered business and other beats in more than 20 years of daily journalism. John may be reached at [email protected]. Follow him on Twitter @INNJohnH.