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From the Field: Expert Insights RSS Get our newsletter

OBBBA and New Year’s resolutions

January 2, 2026 From the Field: Expert Insights No comments.

The “One Big Beautiful Bill Act” didn’t just change tax rules or policy language — it changed how prospects feel.

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December 30, 2025

Structuring a successful insurance company sale

The successful sale of an insurance business starts with a strong valuation.

December 30, 2025
Photo illustration showing a senior citizen in a field of flowers with her eyes closed.

Retirement optimism climbs, but emotion-driven investing threatens growth

American workers are feeling more optimistic about their retirement finances, but that optimism may be masking some underlying risks.

December 29, 2025
Illustration showing icons representing new investing channels. Investor-use-of-online-brokerage-accounts,-new-investment-techniques-rises.

Investor use of online brokerage accounts, new investment techniques rises

Investors’ use of online brokerage accounts and newer investment techniques, such as crypto, ETFs, and options trading, are on the rise.

December 24, 2025

It’s the most accident-prone time of the year

What holiday driving trends reveal about risk, claims and coverage gaps.

December 22, 2025
Image shows Greg Lindberg
A North Carolina court ruled against loosening strict limits on asset movement within his former holdings.

Judge rules against loosening receivership over Greg Lindberg finances

A bid by disgraced financier Greg Lindberg to loosen the receivership controls over his business assets was rejected last week by the North Carolina Court of Appeals.

December 22, 2025
Image shows a grid of piggy banks
Under a new bill, employers with at least 10 employees would be required to provide or arrange for access to an automatic retirement contribution plan for employees.

Bill aims to boost access to work retirement plans for millions of Americans

Under the Automatic IRA Act of 2025, employers with at least 10 employees would be required to provide access to an automatic retirement contribution plan.

3 ways to recharge during holidays and gear up for 2026

December 19, 2025

Being a financial advisor is a demanding career; balancing client needs, business responsibilities and personal life can often make the year a blur.

December 19, 2025

How OBBBA is a once-in-a-career window

Here is what this bill actually means for your prospects and how you — the advisor —can move the money to where it does the most good.

December 18, 2025

The 2025-2026 risk agenda for insurers

The insurance regulatory and risk landscape was demanding in 2025 — and all signs point to 2026 being even more complex.

December 18, 2025
ACA

House OKs health bill without extending ACA credits

The Affordable Care Act cost cliff likely will hit as Americans ring in the New Year, now that the House of Representatives approved an alternative health care bill that does not include extending enhanced tax credits that are due to expire Dec. 31.

December 17, 2025
Image shows several men
There are many aspects of fitting in with your broker-dealer.

5 things I wish I knew before leaving my broker-dealer

Change is inevitable in the financial services industry. Regulations evolve, technology advances, and client needs shift.

December 17, 2025
Illustration showing a small GOP elephant approaching a larger Democrat donkey. 4 GOP reps join Democrats in forcing ACA vote.

4 GOP reps join Democrats in forcing ACA vote

Four moderate Republican congressmen joined Democrats in the House to force a vote on extending the Affordable Care Act enhanced subsidies, which are due to expire Dec. 31, hiking the cost of health care premiums for millions of Americans.

December 16, 2025
Image of ship named "ACA Tax Credits" being sunk at sea. GOP-scuttles-vote-on-package-without-ACA-tax-credits.

GOP scuttles vote on package without ACA tax credits

House Speaker Mike Johnson said he won’t call a vote Wednesday to extend enhanced subsidies under the Affordable Care Act.

December 16, 2025
Illustration showing prescription pills, and the words "Medicare Advantage Marketplace," with a fever graph showing the ups and downs of the marketplace. Stabilize-the-Medicare-Advantage-marketplace-Idaho-director-tells-NAIC,

Stabilize the Medicare Advantage marketplace, Idaho director tells NAIC

The Idaho Department of Insurance Director described his state’s actions against unfair trade practices regarding Medicare Advantage plans, while the head of an agents’ association expressed her frustration.

December 16, 2025

Product understanding will drive the future of insurance

As product sales continue to be sold through independent channels, carriers are increasingly reliant on distributors to push a broader portfolio of product offerings.

December 15, 2025
Image shows the Lockheed Martin logo
State insurance regulators authored a brief defending the pension risk transfer business as well regulated.

Iowa defends Athene pension risk transfer deal in Lockheed Martin lawsuit

Iowa submitted a brief Wednesday in support of Lockheed Martin Corp. in a lawsuit over its choice of Athene Annuity and Life Co. in a pension risk transfer deal.

December 12, 2025
Image shows several figures standing in from of charts.
Regulators are moving forward with greater oversight of artificial intelligence.

NAIC’s 2026 AI evaluation pilot moves ahead as industry balks

State insurance regulators are committed to kicking off a pilot program in 2026 to test insurers’ use of artificial intelligence.

December 11, 2025
ACA

Senate votes down two plans to address expiring ACA tax credits

Congress is no closer to resolving the issue of expiring enhanced Affordable Care Act tax credits as the Senate failed to advance competing proposals to address the issue today.

December 11, 2025

Pension buy-in sales up, PRT sales down in mixed Q3, LIMRA reports

The pension risk transfer market showed its unpredictability during the third quarter as LIMRA reported strong buy-in sales amid weaker pension risk transfer data.

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