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Linda Koco

Linda Koco, MBA, is a contributing editor to InsuranceNewsNet, specializing in life insurance, annuities and income planning. Linda can be reached at [email protected].

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November 3, 2015

FIAs Give Traditional VAs A Jolt

Living benefit features in fixed index annuities are helping fuel their growth in sales, according to researchers.

Exclusive

Income Riders Spell Risk For FIA Carriers

November 2, 2015

As fixed index annuity (FIA) sales continue their meteoric rise, their risk profile has been increasing as well. The guaranteed income rider is a key factor in this trend, according to a report.

DOL May Classify Indexed Annuities Same As Variable in New Rule

October 30, 2015

Department of Labor staffers might move fixed index annuities out of a key exemption when its final “conflict of interest” rule is released, an insurance executive said.

Referring To Other Advisors Could Be Risky Under DOL Rule

October 28, 2015

Recommending funds or annuity products to place into an individual retirement account or 401(k) is one way that an advisor could fall into a “fiduciary trap,” according to an analyst.

Exclusive

Women Lead Men In Longevity And Generosity

October 26, 2015

Retired women are more generous than retired men in giving funds to worthy causes as well as to family members, a study showed. This has implications for retirement planners.

Exclusive

Motivating Clients To Manage Their LTC Risks

October 22, 2015

Consumers are failing to plan for long-term care expenses, even though they’re “scared” of the risk, according to a Lincoln Financial study.

October 21, 2015

Education Needed to Trigger Annuity Market

Financial professionals are still pushing accumulation strategies when older clients are most worried about outliving their funds, survey says.

Mortality Surprises Lurk In The VA Books

October 14, 2015

Our longer lifespans have numerous implications for the variable annuity industry.

October 14, 2015

More Financial Advisors Looking To Go Independent

But if they do, they might not go solo, according to a report.

Longevity Gains Show Need for More Savings

October 13, 2015

New data shows longevity continues to increase, putting more pressure on Americans to save for retirement.

Fed Rate Hike Awaits Improving Labor Market

October 13, 2015

Fed is monitoring several factors, including the global economy, in its quest to find the best timing for an interest rate hike, Stanley Fischer said.

Advisors Double Their QLAC Searches

October 8, 2015

Cannex third-quarter numbers show a 138 percent increase in searches for QLAC products. High-net-worth clients are the main customers.

Exclusive

FIAs Face Increasing Levels Of Complexity

October 7, 2015

Carriers have escalated their efforts to bring increasingly complex products into the market.

Grass-Roots Group Takes On DOL Fiduciary Proposal

October 5, 2015

The Coalition to Protect Retirement Security and Choice formed to fight the Department of Labor’s fiduciary only proposal.

Genworth: Caregiving Expenses Can Derail Retirement Planning

October 2, 2015

Survey: potential caregiving expenses can chip away at retirement nest eggs and should be emphasized by advisors during planning stages.

Nearly 30 States Consider Expanded Retirement Savings Plans

October 1, 2015

At least 29 states have made efforts in recent years to expand retirement savings program coverage for private sector workers, according to a new Government Accountability Office (GAO) report.

September 30, 2015

Industry Moves From Life/Health To Life/Annuity

It seems as if the life and annuity business is moving along one set of tracks, and the health insurance business is moving along another set. Here is a look at how this is playing out.

September 28, 2015
Exclusive

Millennials Crave Face-to-Face Advice

When it comes to obtaining financial advice, most millennials say that a financial advisor “must” be willing to meet with them — in person.

Exclusive

What Advisors Should Know About The Aegon/Mercer Deal

September 28, 2015

An affiliate of Aegon’s Transamerica unit — Transamerica Retirement Solutions — will acquire Mercer’s defined contribution administration book of business

A Larger Role For Longevity Annuities Could Lie Ahead

September 23, 2015

Longevity annuities could be entering a period where they will see broader use in the U.S. than has already been made possible by the qualifying longevity annuity contract (QLAC).

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