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Linda Koco

Linda Koco, MBA, is a contributing editor to InsuranceNewsNet, specializing in life insurance, annuities and income planning. Linda can be reached at [email protected]

Exclusive

Friendship Is At The Heart Of Advisor Success

January 4, 2016

Friendship is one of the linchpins of a successful advisory practice.

Rising Debt Could Put Retirement Plans At Risk

December 30, 2015

Which is the most pressing objective for Americans in 2016 — retirement planning or getting out of debt?

Exclusive

Administration Gives Income Annuities The Spotlight

December 30, 2015

Annuities got more than a few accolades in a final report issued by the 2015 White House Conference on Aging.

Exclusive

Nationwide Adds ‘Parents’ LTC Rider To Survivor UL

December 26, 2015

Nationwide has debuted a long-term care accelerated benefits rider for survivorship universal life insurance policies that company insiders informally dub the “parents rider.”

Exclusive

Annuity Industry No Longer Waiting Out The Storm

December 23, 2015

A look-back at the annuity industry in 2015 shows that carriers are no longer hiding from the recession.

Exclusive

LTCi Business Could Get A Lift From Interest Rate Hike

December 22, 2015

The long-term care insurance business may get a lift from the Federal Reserve’s recent move to increase a key interest rate for the first time in nearly 10 years.

Rate Increase Bodes Well For Fixed Annuity Sales

December 17, 2015

A researcher predicts new sales of fixed annuity products will likely increase in the wake of the 0.25 percent jump in a key interest rate the Federal Reserve announced Wednesday.

SEC Bulletin Targets VA Charges, Expenses

December 16, 2015

An investor bulletin on variable annuities from the Securities and Exchange Commission includes a caution to investors to watch out for policy charges.

Include Laddered Annuities In RMD Tax Rules, Researcher Recommends

December 16, 2015

If the proposal gets legs, it could spur more use of immediate annuities with qualified retirement assets and thus greater use of annuitization to ensure lifetime income.

Exclusive

DOL Retirement Proposal Draws Zero Comments

December 11, 2015

The rule outlines a safe harbor that would allow states to run their own retirement savings plans for people who have no workplace savings options from certain private sector employers.

December 8, 2015

FIAs Heat Up With Volatility Control Options

Genworth is the newest carrier to enter the increasingly crowded market for volatility controlled indices inside of fixed index annuities (FIAs).

Nationwide Vaults To The FIA Leaders Table

December 3, 2015

The third quarter produced some surprises in the fixed index annuity market. Nationwide vaulted from 22nd place in the third quarter last year to 5th this year.

Exclusive

Retirees Outnumber Active Employees In Public Pension Plans

December 2, 2015

A wave of retirements among the baby boomers, combined with increased longevity rates, are leading this trend.

November 25, 2015

FA Competition Shifting into High Gear

The latest fixed/variable sales statistics show heavy movement on the fixed side, and few significant changes among variable sellers.

Advisor Headcount Ticks Up But A Decline Looms

November 23, 2015

The total advisor headcount inched upward in 2014 for the first time in nine years, Cerulli reported. But the industry is on the brink of a new decline in the number of advisors, the same study said.

Exclusive

National Guardian Life To Jump Into LTCi Market

November 23, 2015

A new carrier plans to enter the long-term care insurance market, with a policy slated to debut in the first quarter of 2016.

Women Need To Get Up To Speed On Annuities

November 17, 2015

This lack of familiarity can set the stage for annuities to be presented as solutions that address concerns many women have about retirement.

‘Get Ready’ For DOL Fiduciary Rule: Lawyer

November 11, 2015

The Department of Labor’s fiduciary rule is coming in some form, a leading ERISA lawyer said. Industry professionals dealing with retirement funds have work to do to get ready.

Senators Propose Social Security ‘No-COLA’ Fix

November 9, 2015

Proposal bill would give Social Security recipients a one-time $580 payment. If approved, it would add to the list of recent changes to the retirement program.

SEC Eyes Variable Annuity Buyout Disclosures

November 3, 2015

Variable annuity carriers need to focus carefully on disclosures they make in their buyout offers to policyholders, a Securities and Exchange Commission (SEC) official said.

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