Many seniors hold life insurance policies they no longer need, want, or can afford. Stop letting those policies lapse or be surrendered for minimal value.
Most financial professionals pride themselves on knowing the full scope of what’s available to their clients. But for too many, life settlements remain a blind spot…
Over the past four years (2021–2024), life settlements have delivered hundreds of millions of dollars in value to policyowners, often 6x more than the cash surrender value (CSV).
For decades, financial professionals have relied on a trusted set of tools to help clients manage risk, plan for retirement, and navigate life’s financial transitions. But what happens when one of the most valuable personal financial assets, a life insurance policy, stops serving its original purpose or is no longer needed?