Life Settlements By the Numbers

Over the past four years (2021–2024), life settlements have delivered hundreds of millions of dollars in value to policyowners, often 6x more than the cash surrender value (CSV). The data tells a clear story: when policyowners are informed, they choose better outcomes.

REGULATION COVERAGE: State-by-State Regulation

Consumers and advisors can be confident in the process and protections. Life settlements are regulated in 45 states and could potentially cover 90% of the U.S. population.

THE TAKEAWAY

Life settlements aren’t rare. They’re real, regulated, and ready to help clients turn an underutilized asset into meaningful retirement income. If you’re not helping your clients explore life settlements, someone else will.

You can read the full Life Settlements Guide here. When you're ready to get started, simply visit www.lisamembers.org for a free, no-obligation policy appraisal from a licensed broker.