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Property and Casualty News

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The latest news, regulation and trends in property & casualty insurance.

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Florida orders iDeal Auto, First Premier Home Warranty to stop business

9 hours ago

First Premier entered into 207 Florida home warranty contracts and collected nearly $108,500 from 2023 through 2026.

October 20, 2026
Image shows the California flag
New reforms in California will impact property insurance. (AI-generated insurance)

California’s insurance reforms: What they mean for agents and clients

California is pushing for greater transparency in its insurance market with a bill that gives consumers more insight into rate proceedings.

Moody’s: Hurricane Isaias to cost insurers an estimated $3.5 billion

October 16, 2026

Hurricane Isaias will cost insurers between $2.5 billion and $4.5 billion, with a best estimate of $3.5 billion, according to…

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State of health care, part 3

1 hour ago

by Rachelle Schultz, Ed.D., president/CEO, Winona Health. I want to tackle one of the next building blocks– or Jenga blocks– of our health care system: insurance. Recent announcements by many plans to pull out of Minnesota counties or restructure their offerings are top-of-mind topics, with open enrollment starting November 1.

Sponsored Content: The Spotlight – Fact or Fiction w/ Noble McIntyre

6 hours ago

Its another week of Fact or Fiction with Noble McIntyre and this time, we're diving into the complicated world of homeowners insurance claims and the laws surrounding denied roof damage claims. Noble explained that while Oklahoma generally has a two-year statute of limitations for personal injury lawsuits, certain insurance contracts can shorten the time…

Florida orders iDeal Auto, First Premier Home Warranty to stop business

9 hours ago

First Premier entered into 207 Florida home warranty contracts and collected nearly $108,500 from 2023 through 2026.

Everspan Announces Sale of Admitted Shell Company to Falvey Insurance Group

14 hours ago

Everspan Group, a specialty property and casualty insurance platform and wholly owned subsidiary of Octave Specialty Group, Inc., has signed a definitive agreement to sell its redundant admitted shell company, Providence Washington Insurance Company, to Rhode Island- based Falvey Insurance Group. PWIC is a Rhode Island- domiciled insurance company that…

Defiance Injury Law Expands Seattle Trial Team, Strengthens Medical Malpractice and Elder Abuse Practice, and Advances Catastrophic Trucking Initiative

October 22, 2026

"Defiance Injury Law PLLC managing attorneys Holly D. Brauchli, Jeffrey H. Richter, and Nicholas R. Andrews" With Holly D. Brauchli, Jeffrey H. Richter, and attorney Bekah Young, the Seattle law firm brings additional litigation experience to complex injury cases while introducing a closer examination of liability beyond commercial trucking insurance policies….

FEMA launches online flood insurance tool

October 22, 2026

FRANKFORT— It is now easier for Kentucky residents to prepare for the devastating financial consequences of flooding, as the Federal Emergency Management Agency has launched a new tool to purchase a National Flood Insurance Program policy completely online through Floodsmart.gov. "I've seen firsthand how floodwaters devastate American communities,"…

Editorial: FEMA flap

October 22, 2026

While we appreciate the Federal Emergency Management Agency is providing a new option for Vermonters buy a National Flood Insurance Program Policy, color us skeptical. Vermont's frustration with FEMA hit the high-water mark in the last few years, with delays and red tape. "President Trump's efforts to dismantle FEMA and limit the federal government's…

New FEMA digital tool help residents purchase flood insurance

October 22, 2026

DENTON— Coastal and flood-prone Texas residents can now purchase federal flood insurance policies online through a new digital tool released by the Federal Emergency Management Agency, the agency announced in a release on Tuesday, Oct. 20. The self-service option, available at Floodsmart.gov, streamlines the buying process for residents living in…

Same driver, same car: Why auto insurance quotes can differ by nearly $5,000 a year

October 22, 2026

A June 2026 analysis by NerdWallet found that U.S. drivers can overpay for auto insurance by an average of $4,914 per year by not comparing rates between carriers. According to the J.D. Power 2025 U.S. Insurance Shopping Study, 57% of U.S. auto insurance customers shopped for a new policy in 2024, the highest rate recorded in the study's 19- year history.

Who Pays When a Delivery Driver Hits a Pedestrian While on the Job?

October 21, 2026

Most of the time, the driver's employer pays through its commercial auto insurance, as long as the driver was working when the crash happened. San Bernardino County is larger than nine states and is a major logistics hub in Southern California, with an extensive network of warehouses, distribution centers, and highways. Anyone struck in San Bernardino by a driver…

New FEMA digital tools helps residents purchase flood insurance

October 21, 2026

DENTON, Texas— Coastal and flood-prone Texas residents can now purchase federal flood insurance policies online through a new digital tool released by the Federal Emergency Management Agency, the agency announced in a release on Tuesday, Oct. 20. The self-service option, available at Floodsmart.gov, streamlines the buying process for residents living in…

Uncovered: How Florida’s governor and CFO candidates plan to fix your property insurance

October 21, 2026

As part of our Uncovered project exploring the impacts of the state "s 2022-23 insurance reforms, the Orlando Sentinel and South Florida Sun Sentinel submitted detailed questions to the candidates for governor and chief financial officer, the jobs that oversee insurance regulation, as well as to legislative leaders. The candidates outlined sharply…

New Jersey secures $10.5M for drivers overcharged by GEICO

October 21, 2026

Today, the New Jersey Department of Banking and Insurance announced a significant enforcement action against Government Employees Insurance Company, driving the return of over $10.5 million in wrongfully-charged premium back to New Jersey policyholders. "Consumer protection is at the heart of our mission here at the Department of Banking and Insurance,…

Farm Bureau P&C insurers post first underwriting gain since 2021

October 21, 2026

The Best’ s Market Segment Report, titled,“ US Farm Bureau Insurers Reverse Direction: P/C Profitable; L/A Premiums Up Slightly,” notes that momentum following the strong 2025 results has continued into the first half of 2026, as property/casualty farm bureaus recorded nearly $1 billion in underwriting gains in the first six months of 2026, on pace with the $2.9…

FEMA launches online flood insurance purchase tool

October 21, 2026

FEMA has launched a new online tool allowing residents to obtain quotes and purchase flood insurance directly through the National Flood Insurance Program. "I've seen firsthand how floodwaters devastate American communities," FEMA Administrator Cameron Hamilton said. FEMA said the NFIP provides about $10.3 billion in coverage to roughly 41,000…

Florida homes face growing flood risk. Why are some protections off-limits?

October 21, 2026

In fact, federal regulations and the Florida Building Code bar single family homeowners in flood zones from installing permanent flood barriers on their properties at all. In Florida, where homeowners are increasingly finding floodwaters at their door, the market for these kinds of products— both off the shelf at a home improvement store and custom-built— has…

Does Homeowners Insurance Actually Cover Wildfire Damage? What Most Policyholders Don't Know

October 20, 2026

CHESTNUT HILL, MA/ ACCESS Newswire/ October 20, 2026/ As thousands of Americans begin filing insurance claims following the 2026 wildfire season, the most destructive in at least a decade, Fire Help Center is warning homeowners about a little-known financial trap that affects the majority of policyholders: chronic underinsurance. According to the Insurance…

Gov. Hochul announces statewide crackdown on staged crashes to curb auto insurance fraud

October 20, 2026

New York State Police and the state Department of Financial Services uncovered more than a dozen cases of alleged staged car crashes and fraudulent insurance claims spanning New York City and Suffolk, Onondaga, Monroe and Erie counties, with seven of the arrests occurring in the Bronx. "We're cracking down on fraudsters and making it clear that New York will not…

FEMA launches new online tool to buy flood insurance

October 20, 2026

ATLANTA, G.A.— FEMA has launched a new digital self-service tool that's making it easier for North Carolinians to financially prepare for floods. "I've seen firsthand how floodwaters devastate American communities," said FEMA Administrator Cameron Hamilton. Floods are the most common and expensive natural disaster in the United States.

Americans Draw the Human Line on AI in Insurance: Fast on Yes, Human on No

October 20, 2026

Nearly half of policyholders would take a 60- second AI claim payout over waiting on a person, but 61% want a human to review every denial, according to a new survey of 1,001 Americans with recent property or auto claim experience released today by Liberate, a provider of insurance-native AI agents for property and casualty insurers. Policyholders drew a clear…

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