Hanover Enhances Liability And Umbrella Coverage

WORCESTER, Mass., May 14, 2015--The Hanover Insurance Group, Inc. has announced the availability of an enhanced suite of general liability and umbrella coverage offerings to further help its independent insurance agents to offer more comprehensive protection for their business clients.

These product enhancements include industry-specific and specialized coverage endorsements that can further extend coverage. The policies and forms were also simplified to help independent agents do business easier and faster when working to meet their customers' needs.

"We are committed to investing in our product portfolio to ensure that we're providing innovative and differentiated solutions for our agents and their customers," said John "Jack" C. Roche, president of business insurance at The Hanover. "In particular, these improved general liability and umbrella coverages enable our agents to address more of their customers' needs."

The suite of general liability broadening coverages is designed to help more fully protect commercial package policy and monoline general liability clients against costly damage, injury and lawsuits that may be brought against them. It consists of more than 20 coverages and enhancements, including coverage for newly acquired or formed organizations until the end of the policy period and additional insured—primary and non-contributory, as well as industry-specific coverages that help address more unique exposures.

The umbrella liability coverages offer extra protection through an improved Coverage A/Coverage B format, helping to eliminate potential gaps in coverage. This product allows agents to offer their clients additional protection in the event of a catastrophic loss, with limits that go beyond their clients' scheduled general liability, commercial auto, employer's liability and more.

"These general liability and umbrella enhancements we've made allow our agents to bring more valued solutions to their customers and to distinguish themselves from their competition," Roche said. "The enhancements provide customers with superior products, while helping agents to win and retain more business."

The new and enhanced general liability and umbrella coverage offerings are available on new and renewal policies effective immediately.

To learn more about The Hanover's commercial insurance offerings, please visit hanover.com.

ABOUT THE HANOVER                                        

The Hanover Insurance Group, Inc., based in Worcester, Mass., is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. For more than 160 years, The Hanover has provided a wide range of property and casualty products and services to individuals, families, and businesses. The Hanover distributes its products through a select group of independent agents and brokers. Together with its agents, the company offers specialized coverages for small and mid-sized businesses, as well as insurance protection for homes, automobiles, and other personal items. Through its international member company, Chaucer, The Hanover also underwrites business at Lloyd's of London in several major insurance and reinsurance classes, including marine, property and energy. For more information, please visit hanover.com.

All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ("The Hanover"). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage.  For more information about The Hanover visit our website at www.hanover.com.