How to Stop the Stupid Debate About Taxpayer Dollars Funding "Sex Change" Surgeries - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
July 5, 2014 Newswires
Share
Share
Post
Email

How to Stop the Stupid Debate About Taxpayer Dollars Funding “Sex Change” Surgeries

Askini, Danielle
By Askini, Danielle
Proquest LLC

Transgender Americans have won major victories in the past year as bans on coverage for gender-confirming surgeries were overturned in five states, in Washington, DC, and federally in the Medicare program. It is time for Washington State to follow suit. These decisions signal an evolution in thinking about gender dysphoria-a medical condition in which patients know their gender to be other than the one they were born with. Nearly every major medical body, including the American Medical Association, has come to describe therapy, hormones, and, for some, surgery as a medically necessary step toward helping transgender individuals lead healthy and happy lives.

But the opposition is fierce-and sometimes vicious.

I recently attended an administrative hearing on removing transgender health-care exclusions in state insurance plans. A dentist sitting on a panel of health-care policy makers who will determine covered benefits asked me how gender dysphoria wasn't like "giving people who want to amputate their limbs access to amputation." I explained that gender-confirmation surgery is "reconstructive, as the end results are functional and healthy." He was not sold, although he later admitted, "The idea of it-just the idea-scares me."

He's hardly alone. Family Research Council president Tony Perkins wrote in the Christian Post this month, "Americans are free to disfigure their bodies-but they aren't free to ask taxpayers to foot the bill." He argued that while transgender people enjoy expensive cosmetic surgeries on the government's dime, veterans were dying for lack of care.

Despite what that dentist or Perkins may think, these interventions help save lives and tax dollars.

According to a study from UCLA'sWilliams Institute that came out this year, 41 percent of transgender people nationally-and 45 percent of transgender Washingtonians-will attempt suicide at some point in their life. Opponents to coverage argue that procedures such as genital reconstructive surgery, mastectomy, and hormone therapy are cosmetic in nature and therefore should not be eligible. But a growing body of research from all over the world has shown that these treatments greatly reduce those suicide rates.

Studies in the Netherlands and Belgium show reduced attempted suicide rates among transgender people after they receive medical assistance: a drop from 30 percent to roughly 4 percent in one study, and 32 percent to 2 percent in another.

Those are better rates than many other mental-health interventions. For example, 20 percent of people with untreated major depressive disorder will attempt suicide, and that drops to only roughly 8 percent even with therapy and antidepressants.

These aren't just abstract statistics for me. During my own transition as a 15-year-old in Portland, Maine, in 1997, this sort of intervention helped save my life. Living in a rural state where there were no physicians nearby who knew how to prescribe cross-gender hormones, I felt desperate and frequently contemplated suicide. I was fortunate to have supportive foster parents who connected me to a psychologist who had recently moved to Maine from Chicago. Dr. Bill Barter helped my primary-care doctor walk through a very slow and age-appropriate gender transition. I credit that experience with saving my life after a suicide attempt only months before when I felt there was no way out.

After coming out as transgender and finally beginning to see myself in the mirror, I felt a huge sense of relief and happiness. I felt free to make close friends, as I was finally living an authentic life. I had nothing to hide. Since the late 1990s, I have worked with thousands of other transgender people as a therapist, activist, and social worker. I have seen my story repeated by countless people.

Beyond being effective, these types of interventions are also incredibly inexpensive when considering the alternatives (suicide attempts, ER visits, lifelong therapy, and antidepressants that won't get at the root problem). Every analysis of the cost, from a UCLA study of the private sector to a California Department of Insurance study, has placed the expense at pennies per person per month-such as making up less than .002 percent of the University of California system's health-care costs.

One big reason transgender health-care exclusions continue to exist is a lack of public understanding, accompanied by a heavy dose of prejudice against transgender individuals.

While we have made huge gains, naysayers continue to ignore the irrefutable evidence provided by the medical and mental-health communities. For some individuals, just hormonereplacement therapy is enough, while others will need surgery to align their bodies with who they know themselves to be-but without a doubt, gender-affirming transition care is life saving.

So how do we end this debate now that the evidence is in?

Hormonal and surgical options must be made available to transgender people, just as they are to everyone else. Policy makers from the Washington State Health Care Authority to the state insurance commissioner must remove these arbitrary exclusions and allow transgender people and their doctors to make the case for the medical necessity of this care. Ultimately, we need to end the anti-transgender stigma that empowers politicians, health-care settings, and insurance companies to deny relatively inexpensive, lifesaving medical treatment.

45 percent of transgender people in this state will attempt suicide at some point. After transgender people receive medical assistance, suicide rates drop dramatically.

DANIELLE ASKINI is a social worker, writer, and activist. She is one of the founders of Gender Justice League.

Copyright:  (c) 2014 The Stranger
Wordcount:  882

Older

D.C.’s Zero Tolerance DUI Policy and the Fourth of July Weekend

Advisor News

  • Why aligning wealth and protection strategies will define 2026 planning
  • Finseca and IAQFP announce merger
  • More than half of recent retirees regret how they saved
  • Tech group seeks additional context addressing AI risks in CSF 2.0 draft profile connecting frameworks
  • How to discuss higher deductibles without losing client trust
More Advisor News

Annuity News

  • Allianz Life Launches Fixed Index Annuity Content on Interactive Tool
  • Great-West Life & Annuity Insurance Company Trademark Application for “SMART WEIGHTING” Filed: Great-West Life & Annuity Insurance Company
  • Somerset Re Appoints New Chief Financial Officer and Chief Legal Officer as Firm Builds on Record-Setting Year
  • Indexing the industry for IULs and annuities
  • United Heritage Life Insurance Company goes live on Equisoft’s cloud-based policy administration system
More Annuity News

Health/Employee Benefits News

  • Findings from University of Nevada Yields New Data on Opioids (Aca Dependent Coverage Extension and Young Adults’ Substance-associated Ed Visits): Opioids
  • Recent Studies from University of Tennessee Add New Data to COVID-19 (Uncovering Gaps in Childhood Vaccine Coverage: A Post-COVID-19 Analysis of Vaccine Disparities in Tennessee): Coronavirus – COVID-19
  • AM Best Affirms Credit Ratings of Prudential Financial, Inc. and Its Life/Health Subsidiaries
  • TrumpRx is here. What you should know
  • Report: Health insurers denied one in five claims in 2024
More Health/Employee Benefits News

Life Insurance News

  • Allianz Life Launches Fixed Index Annuity Content on Interactive Tool
  • AM Best Affirms Credit Ratings of Orion Reinsurance (Bermuda) Ltd.
  • AM Best Affirms Credit Ratings of Prudential Financial, Inc. and Its Life/Health Subsidiaries
  • Globe Life reports solid quarter of sales, Bermuda reinsurer ramps up
  • Equitable reports mixed results but looks ahead to a stronger 2026
Sponsor
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Elevate Your Practice with Pacific Life
Taking your business to the next level is easier when you have experienced support.

LIMRA’s Distribution and Marketing Conference
Attend the premier event for industry sales and marketing professionals

Get up to 1,000 turning 65 leads
Access your leads, plus engagement results most agents don’t see.

What if Your FIA Cap Didn’t Reset?
CapLock™ removes annual cap resets for clearer planning and fewer surprises.

Press Releases

  • Prosperity Life Group Appoints Nick Volpe as Chief Technology Officer
  • Prosperity Life Group appoints industry veteran Rona Guymon as President, Retail Life and Annuity
  • Financial Independence Group Marks 50 Years of Growth, Innovation, and Advisor Support
  • Buckner Insurance Names Greg Taylor President of Idaho
  • ePIC Services Company and WebPrez Announce Exclusive Strategic Relationship; Carter Wilcoxson Appointed President of WebPrez
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet