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Citizens Financial Group, Inc. Reports Fourth Quarter 2025 Net Income of $528 million, up 32% YoY, and EPS of $1.13, up 36% YoY

January 21, 2026

Citizens Financial Group, Inc. today reported fourth quarter and full year 2025 financial results. In addition, these materials will be furnished to the Securities and Exchange Commission on a Form 8- K and will be available on the SEC website at www.sec.gov. The Private Bank hit year end deposits of $14.5 billion, delivering 7% accretion to our bottom line at a…

WARREN, DURBIN PRESS AG BONDI AND DIRECTOR PULTE TO PRESERVE AND HAND OVER RECORDS RELATED TO EFFORTS TO INFLUENCE AND INTIMIDATE MEMBERS OF THE FEDERAL RESERVE

January 21, 2026

Washington, D.C. Today, U.S. Senators Elizabeth Warren, Ranking Member of the Senate Committee on Banking, Housing, and Urban Affairs, and Richard J. Durbin, Ranking Member of the Senate Judiciary Committee, sent letters to Attorney General Pamela Bondi and Federal Housing Finance Agency Director Bill Pulte demanding all documents and communications related to…

Global Power Struggles Over the Ocean's Finite Resources Call for Creative Diplomacy

January 20, 2026

The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which went into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…

Understanding the rising cost of renters insurance

January 20, 2026

Understanding the rising cost of renters insurance. The average cost of renters insurance nationally is around $171 annually, based on the latest data from the Insurance Information Institute. According to Gitnux, the average monthly premium is $15, with Mississippi being the state with the highest average renters insurance rates at approximately $252 per…

How business insurance can help protect you from snow, hail and winter storm damage

January 20, 2026

How business insurance can help protect you from snow, hail and winter storm damage. Winter storms can reduce foot traffic to a brick and mortar retail business. With unpredictable storms becoming more frequent and severe across the U.S., small businesses need to be better prepared for wintry conditions.

America's car insurance price gap: The most expensive and cheapest US cities for car insurance

January 20, 2026

CarInsurance.com' s analysis highlights the sharp divide between the most and least expensive U.S. cities for car insurance. Drivers in urban centers like Hamtramck, Detroit, New Orleans and Brooklyn face some of the highest costs in the nation, while those in smaller Vermont towns pay among the lowest. *Hamtramck, Detroit and New Orleans face the highest…

EDITORIAL: More scrutiny for HMSA-HPH health care tie-up

January 20, 2026

Is it a good idea for Hawaii's largest health insurer, the Hawaii Medical Service Association, to partner up in business with one of Hawaii's larger health care systems, Hawai'i Pacific Health? Scot Matayoshi, chair of the House Committee on Consumer Protection and Commerce, proclaimed that the health care pair-up will have "drastic ramifications" on Hawaii's…

Hawaii lawmakers start looking into HMSA-HPH alliance plan

January 20, 2026

They also had dozens of questions Tuesday during a three-hour joint briefing at the state Capitol regarding the impacts of Hawaii's largest health insurer, Hawaii Medical Service Association, joining forces with Hawai'i Pacific Health, as announced last week. He invited state regulatory agencies to explain the approvals needed, and other health insurers…

Oregon bill would require home insurers to consider wildfire prevention efforts

January 20, 2026

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Rash: Jerome Powell defends the Fed – and the nation

January 20, 2026

“I have deep respect for the rule of law and for accountability in our democracy,” Powell said in a two-minute message.“ No one— certainly not the chair of the Federal Reserve— is above the law. His testimony and the renovation itself are“ pretexts,” Powell said, adding:“ The threat of criminal charges is a consequence of the Federal Reserve setting interest rates on our…

US vaccine guideline changes challenge clinical practice, insurance coverage

January 20, 2026

Vaccines are critically important in healthcare, with the World Health Organization estimating that vaccinations prevent between 3.5 and 5 milliondeaths each year. Recent shifts in vaccine policies in the United States have sparked uncertainty among clinicians, public health experts, and families, as long-standing immunization recommendations are…

DIFS AND MDHHS REMIND MICHIGANDERS: HEALTH INSURANCE FOR NO COST CHILDHOOD VACCINES WILL CONTINUE FOLLOWING CDC SCHEDULE CHANGES

January 20, 2026

The Michigan Department of Insurance and Financial Services and the Michigan Department of Health and Human Services are advising Michiganders that, despite the U.S. Department of Health and Human Services announcing an updated childhood vaccine schedule, most health insurance plans will continue to cover childhood vaccines without cost-sharing.

Editorial: Misguided

January 20, 2026

Having already watched as Trump's Justice Department launched baseless, vengeful criminal cases against former FBI Director James Comey and New York Attorney General Letitia James, it's tempting for Trump's supporters and opponents alike to shrug at the newly revealed criminal investigation against Federal Reserve Chair Jerome Powell as just more of…

Supreme Court takes up politically charged case with independence of the Federal Reserve at stake

January 20, 2026

—President Donald Trump's unprecedented bid to reshape the Federal Reserve board is putting the Supreme Court in a familiar position, weighing an emergency appeal from the president’ s lawyers in a politically charged case. The court is hearing arguments Wednesday over Trump's effort to oust Federal Reserve governor Lisa Cook based on allegations she…

Illinois Medicaid program faces looming funding crisis due to federal changes

January 20, 2026

SPRINGFIELD— A multibillion-dollar budget crisis will hit the state's Medicaid program in the next few years unless state lawmakers and Gov. "By the time you're a few years in, you're looking at a $4- $5- $6 billion a year hit, and that's material," Paula Worthington, a researcher with the University of Illinois' Institute of Government and Public Affairs, said during a…

Guaranty Income Life Marks 100th Anniversary

January 20, 2026

Guaranty Income Life Insurance Company, a leading provider of fixed indexed annuities, celebrates its 100th year of supporting the financial needs of hard-working Americans. “It takes perseverance, dedication, and integrity to help families protect their wealth for 100 years,” said Joe Wieser, President of Guaranty Income Life Insurance Company.“ Our…

Illinois Medicaid program faces looming funding crisis due to federal changes

January 20, 2026

A multibillion-dollar budget crisis will hit the state’ s Medicaid program in the next few years unless state lawmakers and Gov. “By the time you’ re a few years in, you’ re looking at a $4- $5- $6 billion a year hit, and that’ s material,” Paula Worthington, a researcher with the University of Illinois’ Institute of Government and Public Affairs, said during a recent interview.

EUR/USD Analysis: Selling Pressure Mounts—Will We See 1.1500 Soon? – 20 January 2026

January 20, 2026

Concerns regarding Greenland have dominated Euro trading against other major currencies. This follows recent market anxiety over the future of U.S. Federal Reserve policies. It could quickly drop toward the psychological support level of 1.1500 in the coming days if fears of a persistent conflict between the U.S. and Europe intensify, especially following…

USD/CAD Forecast: Falls Against Loonie – 20 January 2026

January 20, 2026

Day in the United States, and that, of course, affected New York trading, but at the end of the day, the market is likely to continue to see all of the same dynamics pushing the Canadian dollar back and forth. The Bank of Canada is basically where it needs to be as far as interest rates are concerned, while the Federal Reserve has been stubbornly hawkish despite the fact…

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