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December 9, 2025
Picture of the U.S. Capitol building with a sign that says "Senate Democrats to Force ACA Vote."

Senate Dems to force ACA vote while competing plans float in the House

The Senate is expected to vote later this week on a Democratic proposal to extend expiring enhanced Affordable Care Act tax credits and prevent health insurance premiums from skyrocketing for millions of Americans.

December 9, 2025
Image shows the New York Life logo
2025 New York Life annuity sales have already topped last year.

New York Life continues to close in on Athene; annuity sales up 50%

New York Life sold 50% more annuities through three quarters than in 2024, LIMRA reported in its updated sales rankings.

December 9, 2025
Image shows the Penn Mutual logo and the word, "Dismissed."
A judge dismissed a lawsuit against Penn Mutual and others over a life insurance sales strategy.

Judge tosses Penn Mutual whole life lawsuit; plaintiffs to refile

A California judge granted motions to dismiss a lawsuit filed by a group of 29 plaintiffs who claim that Penn Mutual Life Insurance Co. and several co-defendants ran a tax-avoidance scam.

December 8, 2025
Holiday light with the letters "LTC". Are-the-holidays-a-good-time-to-have-a-conversation-about-long-term-care.
Are the holidays a good time to have a long-term care conversation? OneAmerica Financial's findings shed some light. (AI-generated image)

Are the holidays a good time to have a long-term care conversation?

Are the holidays a good time to have a long-term care conversation? OneAmerica Financial’s findings shed some light.

December 8, 2025
Image shows a group of people standing in the shadows
An NAIC group is preparing a list of risk-based capital principles for insurers.

NAIC panel readies controversial RBC changes for fall meeting vote

Regulators discussed the purpose of risk-based capital data last week as work progressed on an at-times controversial set of RBC principles.

December 5, 2025
Photo illustration showing the U.S. Capitol with the words "Access to Annuities" across it. House-to-take-up-bill-expanding-access-to-annuities.

Bill that could expand access to annuities headed to the House

A bill with more than 20 measures to improve retirement and other investment options is headed to the House of Representatives next week.

December 5, 2025
Image shows the Connecticut Department of Insurance website
A judge approved a moratorium sought by Connecticut regulators for the troubled PHL Variable.

Judge approves PHL Variable plan; could reduce benefits by up to $4.1B

A Connecticut judge signed off Tuesday on changes to a moratorium on benefits available to the financially troubled PHL Variable Insurance Co.

December 4, 2025
Photo illustration of two gloved hands typing on a laptop with the letters "ACA" overlapping.

ACA marketplace allowed possible fraud through fake enrollees, GAO says

The Affordable Care Act marketplaces allowed fake enrollees to obtain coverage in 2024 and 2025, the General Accounting Office said in a report issued this week.

December 4, 2025
Image shows the Wink logo
Life insurance sales were up 3.2% year over year, Wink reported.

Prudential leads all life sellers as Q3 sales rise 3.2%, Wink reports

Prudential Financial ranked No. 1 in overall life insurance sales during the third quarter, with a market share of 5.7%, Wink, Inc. reported.

December 4, 2025
Image shows the PacLife logo
Life insurance sales were strong through the third quarter, LIMRA said Wednesday.

PacLife takes top spot as LIMRA reports 14% rise in new life premium

Pacific Life Insurance Co. took over the top spot in life insurance new annualized premium through the first three quarters, LIMRA announced Wednesday.

December 3, 2025
Image shows the Department of Labor logo
The Department of Labor fiduciary rule effort suffered another setback last week.

DOL fiduciary future murky as Fifth Circuit tosses appeal

The Department of Labor fiduciary rule is again on the ropes after the Fifth Circuit Court of Appeals dismissed the government’s appeal Friday.

December 3, 2025
ACA

Congress races Dec. 31 clock on expiring ACA subsidies

Several proposals are floating around Washington but will any of them become law?

December 3, 2025
Image shows a tanker on the water.
A pair of Washington state homeowners say oil companies bear responsibility for rising homeowner's insurance rates.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings
The so-called "Trump baby accounts" received a boost Tuesday with a large donation from the Dells.

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Illustration showing clients donating during the holidays. Helping-clients-maximize-the-impact-of-their-charitable-giving.

Helping clients up the impact of their charitable giving with a DAF

During this time of charitable giving, advisors can help clients be more strategic about their giving decisions.

December 2, 2025
Image shows a laptop open to the Connecticut Insurance Department website.
Connecticut regulators say they are narrowing down the bidders for blocks of PHL Variable policies.

State to decide on potential buyer for PHL Variable policies by Dec. 31

Several companies are competing to take over or reinsure all or parts of the troubled PHL Variable Insurance Co. business.

December 1, 2025
Illustration showing an insurer surrounded by new images of what may occur in 2006 and a large numeral 5. 5-ways-insurers-will-prioritize-AI-and-customer-experience-in-2026.

5 ways insurers will prioritize AI and customer experience in 2026

Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.

December 1, 2025
A confused person considering the purchase of an annuity. Behavioral-barriers-to-buying-annuities-and-how-to-overcome-them.

Behavioral barriers to buying annuities (and how to overcome them)

Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.

November 28, 2025
Illustration showing a shopping carriage full of stuffed hearts, with the legend "Feelings, Prayers and Vibes Buying".

Feelings, prayers and vibes: How many Americans buy

Many Americans rely on their gut feelings, prayers and vibes when making major purchasing decisions, according to a survey by Life Happens.

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