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WEEK IN ILLINOIS

July 11, 2025

State Farm ups home rates 27%. Citing an increase in losses from extreme weather events, State Farm is raising homeowners insurance rates in Illinois by 27.2% beginning Aug. 15, according to a filing with the state. ABORTION DOCTOR: A Champaign abortion provider accused in a lawsuit of perforating a patient's uterus and leaving half a fetus inside her body has…

Vermonters Spend Highest Percentage of Income on Health Insurance In United States

July 11, 2025

People in Vermont spend the most on health insurance as a percentage of their income. For comparison, residents of neighboring New Hampshire only spend an average of 4% of their income on insurance. Vermont has the 19th- highest median household income in the country, at $78,024.

BlackRock launches Texas-focused fund to tap into state's 'dynamic' economy

July 11, 2025

Jun. 25— The world's largest investment firm has launched a new fund focused on the Texas economy. It is an index fund composed only of publicly traded companies headquartered in Texas. Also included are San Antonio- based Valero Energy Corp., Cullen/Frost Bankers Inc., Victory Capital Holdings Inc. and Xpel Inc., along with New Braunfels- based Rush Enterprises…

AM Best Affirms Credit Ratings of Quanta Insurance Company, Inc.

July 11, 2025

AM Best has affirmed the Financial Strength Rating of A- and the Long-Term Issuer Credit Rating of“ a-” of Quanta Insurance Company, Inc.. QIC is a single parent captive of Quanta Services, Inc., a leading specialized contracting services company, delivering comprehensive infrastructure solutions for the utility, communications, pipeline and energy industries.

AM Best Affirms Credit Ratings of Scotia Reinsurance Limited

July 11, 2025

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a+” of Scotia Reinsurance Limited. The company reported approximately USD 73.0 million of equity at fiscal year-end 2024, an increase from roughly USD 48.8 million for fiscal year-end 2023. In 2024, Scotia Re paused dividends to its parent company, BNS…

AM Best Affirms Credit Ratings of Scotia Insurance (Barbados) Limited

July 11, 2025

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a+” of Scotia Insurance Limited. The company reported approximately CAD 294.5 million of equity at fiscal year-end 2024, an increase from roughly CAD 285.3 million for fiscal year-end 2023. This compared with previously reported equity of about CAD 312.6 million…

Seniors looking at threefold increase

July 11, 2025

Congress is preparing to let health insurance subsidies expire for millions of Americans, and the consequences will fall hardest on those ill equipped to absorb the blow: the self-employed or working and retired adults aged 50 to 64.. If the One Big Beautiful Bill becomes law without extending the enhanced Affordable Care Act premium tax credits, the results…

Westcor Land Title Insurance Company® Partners on Fannie Mae Title Acceptance Pilot

July 11, 2025

Westcor Land Title Insurance Company ® is partnering with X1 Analytics ® in Fannie Mae’ s Title Acceptance pilot. The pilot is part of an ongoing effort by the Federal Housing Finance Agency and Fannie Mae to modernize the mortgage closing process and reduce costs for consumers and taxpayers. Westcor partnered with Mortgage Connect LP, a policy issuing agent,…

SeaComm launches insurance agency in Ogdensburg

July 11, 2025

SeaComm Federal Credit Union is pleased to announce the launch of SeaComm Insurance Agency, LLC, a wholly owned CUSO, and that Maple City Insurance, Ogdensburg, NY, has joined the newly formed firm. "We are extremely pleased that Peter' Tom' Bellinger and his family-owned firm, Maple City Insurance have decided to be a part of our new insurance agency," stated Scott A….

Powell’s successor may struggle to deliver the rate cuts Trump wants

July 11, 2025

Close Federal Reserve watchers have a message for anyone who thinks the next leader of the U.S. central bank will deliver lower borrowing costs on a silver platter: Don't count on it. While it's an unlikely outcome, some investors have staked out positions in futures markets that will profit if interest rates drop immediately after Jerome Powell's term as chair…

The real reason Trump wants to fire the Fed chair

July 11, 2025

His threats to terminate Federal Reserve Chair Jerome H. Powell if Powell doesn't cut interest rates are motivated by one simple desire: to make it cheaper for the administration to add about $4 trillion to the federal debt. In a public event promoting the $4 trillion Republican budget bill, he spelled out his wishes even more clearly: "We have to work hard with cuts…

Plan now for hurricane season

July 11, 2025

With an active hurricane season predicted, the State Corporation Commission's Bureau of Insurance is reminding Virginians to review insurance policies to make sure they have the coverage needed if disaster strikes. The Atlantic hurricane season runs from June 1 through Nov. 30 each year. Once a hurricane develops in the Atlantic, it may be difficult to find an…

First Fed CEO resigns

July 11, 2025

PORT ANGELES— First Fed Bank on Wednesday announced that President and Chief Executive Officer Matthew P. Deines have "mutually agreed" to his resignation effective Saturday according to a press release on the company's website. He previously held leadership roles at Liberty Bay Bank and Sound Community Bank. First Fed Bank is a wholly owned subsidiary of…

It’s still unclear how new federal law will impact Medicaid in Virginia

July 11, 2025

While the changes won't kick in for more than a year, Virginia lawmakers are already preparing for the transformation of the state's health care landscape. Democrats have warned that over 322,000 Virginians could lose health insurance, based on a state-by-state breakdown from the U.S. Senate's Joint Economic Committee and previous CBO estimates released…

Auto insurance surcharge now follows teen drivers into mid-20s

July 11, 2025

Teenage drivers now have to wait into their mid-20s— rather than 19— before the inexperienced operator surcharge is removed from their auto insurance premium as part of an amended state law that went into effect July 1. Meanwhile, increases of minimum financial liability limits is resulting in premium costs going up for most North Carolina motorists.

Best's Review Ranks Top Global Brokers and Examines Insurance Accounting Sector

July 11, 2025

“Top Global Insurance Brokers– 2025 Edition” provides a ranking of the top 20 global insurance brokers based on 2024 total revenue and recaps key developments from the past year.“ Reporting Requirements Yet Another Challenge for Insurance Accountants” examines issues such as the ongoing remediation and implementation of IFRS 17.“ Insurance Accounting Firms”…

3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes | Insurify

July 11, 2025

Property insurance rate hikes are on the way for more than 61,000 Californians, after the state's Department of Insurance approved three insurers' requests for higher premiums. California's volatile home insurance market. Years of weather-driven losses and strict regulation have prompted many home insurers to curtail their business in California.

Editorial: State Farm lowers the homeowners insurance boom on Illinoisans

July 11, 2025

We’ re talking about the bombshell news that State Farm, by far the single largest insurer of homes in its home state of Illinois with nearly 33% of the market, is raising its premiums by an average of more than 27%, beginning Aug. 15. That means that if your $500,000 house is destroyed in a tornado, you will have to dig in your pockets for $5,000 before State Farm covers…

Here's how Medicaid works in Connecticut

July 11, 2025

The Republican tax and spending cut bill that made its way through Congress this past week will bring significant cuts to the Medicaid program, leaving millions to worry about the future of their health care. Here is a guide on how Medicaid currently works in Connecticut. Medicaid has roots dating back to 1965 when U.S. lawmakers amended and passed Title XIX of…

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