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Reinsurance

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With reinsurers seeing profits, can Louisiana expect home insurance rates to drop?

January 25, 2026

After years of losses, fortunes have changed in boardrooms in Bermuda and London. An extraordinary spate of wildfires, hurricanes and other disasters wreaked havoc on the reinsurance industry for several years, spurring wide-reaching effects that included surging insurance bills for Louisiana homeowners. "Reinsurers have been doing well the past few…

Trademark Application for “EVERY DAY, A DAY TO DO RIGHT” Filed by Hartford Fire Insurance Company: Hartford Fire Insurance Company

January 23, 2026

2026 JAN 23– By a News Reporter-Staff News Editor at Insurance Daily News– According to news reporting originating from Washington, D.C., by NewsRx journalists, a trademark application has been made for“ EVERY DAY, A DAY TO DO RIGHT” by Cedric DeLaCruz The Hartford Financial Services Group, Inc., representing Hartford Fire Insurance Company. The registrar…

AM Best Downgrades Credit Ratings of A-CAP Group Members; Maintains Under Review with Negative Implications Status

January 23, 2026

AM Best has downgraded the Financial Strength Rating to B from B++ and the Long-Term Issuer Credit Rating to“ bb+” from“ bbb” of Atlantic Coast Life Insurance Company and Sentinel Security Life Insurance Company. Both companies are collectively referred to as A-CAP Group. A-CAP Group is taking deliberate steps to rebuild and re-establish its brand presence in this…

AM Best Affirms Credit Ratings of Hong Leong Insurance (Asia) Limited

January 23, 2026

AM Best has affirmed the Financial Strength Rating of A- and the Long-Term Issuer Credit Rating of“ a-” of Hong Leong Insurance Limited. The outlook of these Credit Ratings is stable. HLIA’ s very strong balance sheet strength assessment is underpinned by its risk-adjusted capitalisation, which was at the strongest level in fiscal year-end 30 June 2025, as measured…

United Risk Signs Agreement to Acquire DUAL North America’s Crisis Management Program: Applied Underwriters

January 22, 2026

According to Mr. Smith, Mark LeBlanc and Robley Moor, who founded the program, are expected to assume leadership roles at First Product Protection, and Mr. Smith commented:“ Program leadership, along with underwriting and claims staff, will join United Risk ensuring continuous operations for all brokers and insureds.”. John Johnson, CEO of DUAL North America,…

Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%

January 22, 2026

Lemonade, the digital insurance company powered by AI and social impact, today announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. Lemonade expects further reductions as Tesla releases FSD software updates, which are anticipated to make the cars even…

KKR to Present at the 2026 UBS Financial Services Conference

January 22, 2026

KKR& Co. Inc. announced today that Robert H. Lewin, Chief Financial Officer, will present at the 2026 UBS Financial Services Conference on Monday, February 9, 2026 at 1:00PM ET. KKR’ s insurance subsidiaries offer retirement, life and reinsurance products under the management of Global Atlantic Financial Group. For additional information about KKR& Co. Inc.,…

Triple-I/Milliman: Amidst Economic and Geopolitical Uncertainties, 2025 U.S. P/C Market Demonstrated Resilience; Lower Nat Cats in Q3/4 Helpful

January 22, 2026

“Overall, the P/C insurance industry and the broader U.S. economy remain stable,” said Michel Léonard, Ph.D., CBE, chief economist and data scientist at Triple-I.“ However, despite stronger-than-expected GDP growth in the third quarter, a closer look at the data suggests the U.S. economy may be increasingly vulnerable to rising economic, political, and geopolitical…

Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature

January 22, 2026

The bill, sponsored by Pinellas County Republican Kimberly Berfield, addresses findings and recommendations in a study that surfaced last year and was later investigated by the House Insurance and Banking Subcommittee. It found that during that period, 19 insurers based in Florida or surrounding regions funneled billions of dollars in fees to holding…

TRIPLE-I/MILLIMAN: AMIDST ECONOMIC AND GEOPOLITICAL UNCERTAINTIES, 2025 U.S. P/C MARKET DEMONSTRATED RESILIENCE; LOWER NAT CATS IN Q3/4 HELPFUL

January 22, 2026

MALVERN, Pa, January 21, 2026 The U.S. property/casualty insurance industry exhibited resilience in 2025 and is forecast to have its lowest Net Combined Ratio in over a decade. "Overall, the P/C insurance industry and the broader U.S. economy remain stable," said Michel Leonard, Ph.D., CBE, chief economist and data scientist at Triple-I. In particular, P/C replacement…

AM Best Affirms Credit Ratings of Employers Holdings, Inc. and Its Subsidiaries

January 21, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Ratings of“ a” of Employers Preferred Insurance Company and its pooled affiliates, collectively referred to as Employers Insurance Group. All companies are headquartered in Reno, NV.. In the third quarter of 2025, Employers management determined an off-cycle full reserve…

Assured Guaranty Enters Annuity Reinsurance Market

January 21, 2026

Assured Guaranty Ltd., the leading financial guarantor, today announced its entry into the annuity reinsurance market through the acquisition of Warwick Re Limited, a Bermuda- based life and annuity reinsurer. Assured Guaranty has renamed the acquired entity Assured Life Reinsurance Ltd.. Assured Guaranty expects that, for certain of Assured Life Re’ s…

Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%

January 21, 2026

Lemonade, the digital insurance company powered by AI and social impact, today announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. This press release features multimedia. “Traditional insurers treat a Tesla like any other car, and AI like any other…

Travelers Reports Excellent Fourth Quarter and Full Year Results

January 21, 2026

The Travelers Companies, Inc. today reported net income of $2.496 billion, or $11.06 per diluted share, for the quarter ended December 31, 2025, compared to $2.082 billion, or $8.96 per diluted share, in the prior year quarter. Core income in the current quarter was $2.511 billion, or $11.13 per diluted share, compared to $2.126 billion, or $9.15 per diluted share, in…

Understanding the rising cost of renters insurance

January 20, 2026

Understanding the rising cost of renters insurance. The average cost of renters insurance nationally is around $171 annually, based on the latest data from the Insurance Information Institute. According to Gitnux, the average monthly premium is $15, with Mississippi being the state with the highest average renters insurance rates at approximately $252 per…

Best’s Market Segment Report: AM Best Revises Global Reinsurance Outlook to Stable from Positive, Notes Accelerated Softening in Property Pricing

January 20, 2026

Performance in the segment has also benefitted over the past three years from higher attachment levels for reinsurance coverage secured by primary market insurers and a strategic rebalancing of reinsurers’ portfolios.“ As a result, the reinsurance segment’ s operating performance for 2025 is expected to generate returns that exceed its cost of capital for a…

AM Best Affirms Credit Ratings of Chubb Seguros Panama S.A.

January 16, 2026

AM Best has affirmed the Financial Strength Rating of A++ and the Long-Term Issuer Credit Rating of“ aa+” of Chubb Seguros Panama S.A.. The rating affirmations reflect Chubb Panama’ s integration and support from Chubb Limited, one of the world’ s largest insurance groups, which provides synergies and operating efficiencies to the Panama subsidiary.

AM Best Affirms Credit Ratings of Brit Reinsurance (Bermuda) Limited

January 16, 2026

Brit Re, which is domiciled in Bermuda, has acted primarily as an internal reinsurer for its affiliates, Lloyd’ s Syndicate 2987 and Brit UW Limited. The company continues to derive most of its premium from a quota share contract with Syndicate 2987. While the company’ s risk-adjusted capitalization is maintained consistently at the strongest level, as measured…

Gryphon Holdings Agrees to Acquire PrimeOne Insurance Company

January 15, 2026

Gryphon Holdings LLC, a leading innovator in insurance and financial services solutions, today announced that it has entered into a definitive agreement to acquire PrimeOne Insurance Company, a privately held specialty commercial lines carrier. “We are excited to welcome PrimeOne into the Gryphon enterprise,” said Erin Brennan Bagley, CEO of Gryphon.“ This…

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