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The latest news, regulation and trends in property & casualty insurance.

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The Insurance Company Priced Your Injury Before You Hired a Lawyer. Here Is How the Model Works.

June 17, 2026

Your claim was priced before you hired anyone. One Texas firm employs a litigation chief who spent a decade running that model from the inside. J. Alexander Law Firm, a statewide Texas and Oklahoma practice named the 2026 recipient of the Texas Personal Injury Excellence Award after an independent review of 24 Texas personal injury firms, employs as its Managing…

June 17, 2026

AVOID Act may push businesses to avoid New York State

Legal practitioners in New York State, and across its court systems, are bracing for a sea change as the Avoiding Vexatious Overuse of Impleading to Delay Act, better known as the AVOID Act, took effect on April 18.

HOME AND AUTO INSURERS SET PROFIT RECORDS IN 2025

June 17, 2026

The following information was released by Public Citizen:. WASHINGTON Property and casualty insurance companies raked in massive profits in 2025, driven by underwriting income and profits from investments, according to an analysis of new data released today by Public Citizen and Revolving Door Project. "Insurance companies continue to hike rates for…

Insurers Know Which Law Firms Never Go to Trial. A New Award Was Built to Expose the Difference.

June 16, 2026

Inside every insurance carrier is a pricing model, and one input moves it more than the injury itself: the law firm holding the file. A new attorney led review published this year was engineered around that market reality, and its winner illustrates the premium a verified trial record commands. After reviewing 24 Texas personal injury firms over the period from…

FACT FOCUS: Trump says illegal immigration increased car insurance premiums. Experts say otherwise

June 16, 2026

President Donald Trump this week credited his tough immigration policies for a drop in car insurance premiums, falsely blaming illegal immigration during his predecessor's time in the White House for a prior increase. In a Monday post on Truth Social, Trump shared a graphic showing the year-over-year change in premiums from 2021 to 2026.

Barton County Sheriff's Office Booking Activity (6/12-6/14)

June 16, 2026

Released Velasco, Eliseo, Jr. on Barton County District Court case# BT2025CR0011 for Serve Sentence. Released Rose, Matthew J. on Barton County District Court Warrant BT2024CR0385 for Probation Violation after posting the $10,000.00 surety bond through ACE Bail Bonds. Barton County District Court case# BT2024CR0057 for Probation Violation, and Failure to…

Should you stay or should you go? SoFi survey on why people switch auto policies

June 16, 2026

The rising cost of car insurance prompts people to think about making a change, but perhaps not as often as you'd expect, according to SoFi's Spring 2026 Auto Insurance Survey. Car insurance premiums in the United States have gone up more than 55% since 2020. So it wasn't too surprising that, in the survey, conducted Jan. 23-26, 2026, most of the 787 participants…

FACT FOCUS: Trump says illegal immigration increased car insurance premiums. Experts say otherwise

June 16, 2026

President Donald Trump this week credited his tough immigration policies for a drop in car insurance premiums, falsely blaming illegal immigration during his predecessor's time in the White House for a prior increase. In a Monday post on Truth Social, Trump shared a graphic showing the year-over-year change in premiums from 2021 to 2026.

AM Best Affirms Credit Ratings of Members of Nodak Insurance Group and NI Holdings, Inc.

June 16, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Ratings of“ a” of the members of Nodak Insurance Group. Concurrently, AM Best has affirmed the Long-Term ICR of“ bbb” of NI Holdings, Inc., a publicly traded holding company. The outlook of these Credit Ratings is stable.

LAW TO SAVE COLORADANS MONEY ON PROPERTY INSURANCE GOES INTO EFFECT

June 16, 2026

The following information was released by the Colorado Senate Democrats:. Denver, CO On July 1, 2026 legislation to save Coloradans money on their property insurance policies will go into effect. "Colorado is grappling with some of the highest property insurance rates in the nation, and to lower costs, property owners can implement home hardening and wildfire…

June 16, 2026

Forget taxes: Insurance scarcity redefines wealth migration paths

Insurance availability has become the determining factor of not only where people live, but also where they store their assets.

Should you stay or should you go? SoFi survey on why people switch auto policies

June 16, 2026

The rising cost of car insurance prompts people to think about making a change, but perhaps not as often as you'd expect, according to SoFi's Spring 2026 Auto Insurance Survey. Car insurance premiums in the United States have gone up more than 55% since 2020. So it wasn't too surprising that, in the survey, conducted Jan. 23-26, 2026, most of the 787 participants…

Whidbey fire chiefs call for greater transparency in insurance rating system

June 13, 2026

Insurance companies commonly use protection class ratings— administered by the independent Washington Surveying and Rating Bureau every five years— to set fire insurance premiums. The Office of Insurance Commissioner contracted a group led by a former U.S. Insurance Commissioner Patty Kuderer delivered the report to members of the Senate and House…

LETTER: Let’s look at the facts on Vindman

June 12, 2026

A recent letter urged readers to "do their research" regarding Alexander Vindman. Lieutenant Colonel Alexander Vindman was physically present in the White House Situation Room and listened directly to the July 25, 2019 call between President Trump and Ukrainian President Zelensky. As Florida's Attorney General for six years, she had every tool to hold…

June 12, 2026
Image shows the flags of Oklahoma and the US.
A new Oklahoma law could become a national model for handling rate requests. (This image was created with AI)

Oklahoma’s insurance reform: What it means for advisors nationwide

New Oklahoma legislation requires insurers to file proposed rate changes and supporting information before rates take effect.

June 12, 2026

The claims conversation to have before, during and after a loss

The best time to talk about claims is before one happens.

GOVERNOR POLIS AND DIVISION OF INSURANCE ANNOUNCE CALL FOR COLORADANS TO APPLY TO THE STRENGTHEN COLORADO HOMES ENTERPRISE BOARD

June 11, 2026

The following information was released by the office of the Governor of Colorado:. Today, Governor Polis and the Colorado Division of Insurance, part of the Department of Regulatory Agencies, announced an open call for qualified individuals to apply to the Strengthen Colorado Homes Enterprise Board created by SB26-155, signed into law by Governor Polis last…

Best’s Market Segment Report: Specialty Legal Professional Liability Insurers Continue to Grow, Despite Varied Performance

June 11, 2026

Insurers specializing in the legal professional liability sector have experienced considerable growth in policyholders’ surplus over the past five years, but premium levels have remained relatively stagnant during that timeframe, according to a new AM Best report. The Best’ s Market Segment Report, titled“ Specialty Legal Professional Liability Insurers…

Take these steps during and after a hurricane

June 11, 2026

Now that we're into hurricane season, which runs from June 1 to Nov. 30, it's important to know what to do during and after the storm. As I said in a previous column, preparation is the key. Make sure you have adequate homeowners' insurance and a flood insurance policy.

Proposed solutions to Arizona's e-bike problem

June 10, 2026

In response to the Independent's question about regulating electric bikes: Everywhere in Europe and Asia people ride bikes. Everyone knows the rules of the road and is courteous. We spend millions of tax dollars for assistant attorneys general, legislative staff, Arizona Department of Transportation workers and driver's license testing facilities, but…

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