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Economic News

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U.S. applications for unemployment benefits inch up, but remain at historically healthy levels

August 23, 2024

Jobless claims rose by 4,000 to 232,000 for the week of Aug. 17, the Labor Department reported Thursday. But they started rising in May, hitting 250,000 in late July and adding to evidence that high interest rates are taking a toll on the U.S. job market. The Federal Reserve, fighting inflation that hit a four-decade just over two years ago, raised its benchmark…

Stocks weaken ahead of Powell speech Stock market today: Wall Street weakens ahead of a highly anticipated speech

August 23, 2024

NEW YORK- U.S. stocks weakened Thursday in the run-up to Wall Street's main event for the week: a speech Friday by Federal Reserve Chair Jerome Powell. Stocks fell following mixed data on the U.S. economy, which slowed under the weight of high interest rates meant to get inflation under control. One report showed slightly more U.S. workers applied for unemployment…

U.S. mortgage rates drop to a 2024 low as buyers await Fed cuts

August 23, 2024

Mortgage rates in the U.S. resumed their downward path, dropping to a new low for the year. The average for a 30- year, fixed loan was 6.46%, down from 6.49% last week, Freddie Mac said in a statement Thursday. Sales of previously owned U.S. homes increased in July for the first time in five months, the National Association of Realtors reported Thursday.

Powell at Jackson Hole: 'The time has come' for the Fed to soon begin reducing interest rates

August 23, 2024

—With inflation nearly defeated and the job market cooling, the Federal Reserve is prepared to start cutting its key interest rate from its current 23- year high, Chair Jerome Powell said Friday. “The time has come for policy to adjust, "Powell said in his keynote speech at the Fed's annual economic conference in Jackson Hole, Wyoming.“ The direction of travel is clear,…

Stocks decline and dollar rebounds as Fed readies rate cuts

August 23, 2024

Stocks fell and the dollar gained on Thursday as traders digested fresh economic data and awaited confirmation from the U.S. Federal Reserve on Friday that it will soon start to cut interest rates. All three major U.S. stock indexes lost ground, weighed by technology shares. A slowdown in overall U.S. business activity this month added to the evidence that the…

Stock market today: Wall Street rallies near its record heights as 'time has come' for cuts to rates

August 23, 2024

—U.S. stocks rallied close to their records Friday after the head of the Federal Reserve finally said out loud what Wall Street has been expecting for a while: Cuts to interest rates are coming soon to help the economy. That second part of his statement held back some of the details that Wall Street wanted so much to hear. Treasury yields had already pulled back…

USD/JPY Analysis: Bearish Pressure Intensifies – 22 August 2024

August 22, 2024

–The Japanese yen is hovering near its highest level in two weeks.– With increasing pressure on the US dollar against other currencies, especially after the announcement of the minutes of the last meeting of the US Federal Reserve, the USD/JPY currency pair fell to the support level of 144.45, its lowest in two weeks, before settling around 145.20 at the beginning…

EUR/USD Analysis: Euro Hits 12-Month High – 22 August 2024

August 22, 2024

–Amid a bullish momentum, the Euro has risen above $1.1170, its highest level since July 2023, as expectations of US interest rate cuts by the Federal Reserve have weakened the US dollar.– The latest Federal Reserve minutes indicated the possibility of a US interest rate cut in September, with some speculation that it could reach 50 basis points due to recent…

Hamilton ETFs Launches USD Version of Hamilton U.S. Bond YIELD MAXIMIZER™ ETF

August 22, 2024

Hamilton Capital Partners Inc. is pleased to announce the launch of a US$ Unhedged Unit class of its Hamilton U.S. Bond YIELD MAXIMIZER™ ETF. HBND seeks to deliver attractive monthly income, while providing exposure primarily to U.S. treasuries through a portfolio of bond exchange traded funds. Concurrently, Hamilton U.S. Bond YIELD MAXIMIZER™ ETF has renamed and…

Dr. Mike Walden: Are we headed for a recession?

August 22, 2024

Mike Walden: Are we headed for a recession? Despite relatively high interest rates and efforts by the Federal Reserve to slow the pace of the economy in order to reduce the inflation rate, a recession was avoided. On one day, the Dow-Jones stock average, one of the most followed measures of the stock market, dropped a headline-grabbing 1,000 points.

Your Financial Future

August 22, 2024

The next Federal Reserve meetings will take place Sept. 17 and 19. One of their most important decisions will be what to do about interest rates. Wall Street is hoping that they will begin to drop interest rates that were increased to deal with 40- year high inflation, which remains higher than the targeted rate of 2%.

Average rate on a 30-year mortgage eases to 6.46%, the lowest level in 15 months

August 22, 2024

The rate fell to 6.46% from 6.49% last week, mortgage buyer Freddie Mac said Thursday. A year ago, it averaged 6.55%, Freddie Mac said. Mortgage rates are expected to continue trending lower overall this year, as signs of waning inflation and a cooling job market have raised expectations that the Federal Reserve will cut its benchmark interest rate at its policy…

Most Fed officials see imminent rate cuts

August 22, 2024

WASHINGTON— Most Federal Reserve officials agreed last month that they would likely cut their benchmark interest rate at their next meeting in September as long as inflation continued to cool. The minutes of their July 3031 meeting, released Wednesday, said the "vast majority" of policymakers "observed that, if the data continued to come in about as expected, it…

High interest rates could be killing job gains

August 22, 2024

The post-pandemic hiring surge is over. Jobseekers in nearly every industry are having a harder time finding employment. Since the post-pandemic inflation spike, the Federal Reserve has elevated interest rates to restrain price increases so rapid they poison the economy.

Investor Presentation August 2024

August 22, 2024

Factors that could cause actual results to differ materially may be found in the Company's filings with the U.S. Securities and Exchange Commission, in the "Risk Factors" section in the Company's most recent Annual Report on Form 10- K and subsequent Quarterly Reports on Form 10- Q, including amendments. American Coastal Insurance Corporation ® is a holding…

August 22, 2024
The Fed is pondering lower interest rates.

Fed officials expect September rate cut

WASHINGTON— Most Federal Reserve officials agreed last month that they would likely cut their benchmark interest rate at their next meeting in September as long as inflation continued to cool. The minutes of their July 3031 meeting, released Wednesday, said the "vast majority" of policymakers "observed that, if the data continued to come in about as expected, it…

Inflation stress: Higher car and homeowners insurance premiums add to Americans' economic angst

August 22, 2024

That compares to overall U.S. prices being up 23% since the pandemic, according to BLS. In 2019, the average homeowners insurance premium in the U.S. was $1,272— now it is $2,511, according to consulting firm CAPCO.com and Marketwatch.com. The average homeowners insurance premium with $300,000 in dwelling coverages averages $5,531 annually in Florida— 144%…

U.S. applications for unemployment benefits inch up, but remain at historically healthy levels

August 22, 2024

Jobless claims rose by 4,000 to 232,000 for the week of Aug. 17, the Labor Department reported Thursday. But they started rising in May, hitting 250,000 in late July and adding to evidence that high interest rates are taking a toll on the U.S. job market. The Federal Reserve, fighting inflation that hit a four-decade just over two years ago, raised its benchmark…

Powell speech may preview Fed steps Powell may use Jackson Hole speech to hint at how fast and how far the Fed could cut rates

August 22, 2024

WASHINGTON- Federal Reserve officials said they're increasingly confident they've nearly tamed inflation. Chair Jerome Powell will likely provide some hints about how the Fed sees the economy and what its next steps may be in a high-profile speech Friday in Jackson Hole, Wyoming, at the Fed's annual conference of central bankers. "I don't think that the Fed has…

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