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NAVIGATING SUPPLY SHOCKS

May 21, 2026

The following information was released by the Federal Reserve Bank of Richmond:. President, Federal Reserve Bank of Richmond. Over the last several years, the U.S. economy has faced wave after wave of supply shocks.

Fed minutes hint at higher interest rates

May 21, 2026

WASHINGTON— Federal Reserve officials' concerns about inflation being stoked by the Iran war intensified last month, with a growing number open to the possibility that they may need to raise interest rates, in a sign that incoming Chair Kevin Warsh will inherit an increasingly hawkish crew of central bankers. A majority of Fed policymakers at their April 28-29…

Symetra Wins 2026 Shorty Award for ‘Plan Well, Play Well’ Social Media Campaign with Sue Bird

May 21, 2026

Symetra Life Insurance Company and Copacino Fujikado, its longtime creative agency of record, took home top honors at the 2026 Shorty Awards for the“ Plan Well, Play Well” social content series featuring sports icon and Symetra brand ambassador Sue Bird, winning in the Insurance category. Winners and honorees were announced on May 19 at an awards ceremony at…

Church Mutual® Shares 2025 Results at Annual Policyholder Meeting; Announces Daniel Kim as New Chief Financial Officer, Other Leadership Appointments

May 21, 2026

Church Mutual Insurance Company, S.I. 1 today shared 2025 financial results for the Church Mutual family of companies at its annual policyholder meeting, reflecting continued financial strength and disciplined performance. Policyholder surplus of $805.5 million, an increase of $91.1 million from year-end 2024 Combined ratio of 99% Gross written premium…

AM Best Affirms Credit Ratings of Nacional de Seguros S.A. Compañía de Seguros Generales

May 21, 2026

AM Best has affirmed the Financial Strength Rating of B++ and the Long-Term Issuer Credit Rating of“ bbb” of Nacional de Seguros S.A. Compañía de Seguros Generales. Nacional de Seguros began operations in 2014 after acquiring Ecoseguros S.A., a company in voluntary liquidation, with fulfillment and liability insurance licenses granted by the…

Average US long-term mortgage rate climbs to 6.51%, highest level in nearly nine months

May 21, 2026

The average long-term U.S. mortgage rate climbed this week to its highest level in nearly nine months, driving up borrowing costs for homebuyers during what’ s traditionally the housing market’ s busiest time of the year. The benchmark 30- year fixed rate mortgage rate rose to 6.51% from 6.36% last week, mortgage buyer Freddie Mac said Thursday.

AM Best Affirms Credit Ratings of Dubai Insurance Company (PSC)

May 21, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a” of Dubai Insurance Company. The outlook of these Credit Ratings is stable. The assessment also considers the material share of equity holdings in DIN’ s investment portfolio, and its exposure to fair value fluctuations, with risks heightened by the ongoing…

Consumer Comfort with AI for Severe Weather Monitoring Climbs to 51% in 2026, Insurity Survey Finds

May 21, 2026

Insurity, a leading provider of cloud-based software and analytics for property and casualty insurers, today released new findings from its 2026 AI in Insurance Report examining consumer attitudes toward artificial intelligence in severe weather monitoring and catastrophe response. The data suggests consumers are increasingly open to insurers using…

Ron Paul: Kevin Warsh’s Impossible Mission – OpEd

May 21, 2026

After Kevin Warsh was confirmed as Federal Reserve chairman last week, he received a stark reminder of the challenges facing the central bank. President Trump's "solution" to the economic problems facing many Americans is lower interest rates. Jerome Powell, who Warsh is succeeding as Fed chair, has refused to lower rates to the level desired by President Trump.

Severe weather and car insurance claims: What causes the most damage and what to do about it

May 21, 2026

Severe weather and car insurance claims: What causes the most damage and what to do about it. When storms strike, car damage from hail, wind, flood or falling debris can be costly. *Since insurers place binding restrictions on policy changes once a storm is named, add comprehensive coverage to your policy before hurricane season begins on June 1.

MEASURING FINANCIAL HEALTH

May 21, 2026

The following information was released by the Federal Reserve Board:. At EMERGE Financial Health 2026 Scaling Progress, Shaping the Future, Atlanta, Georgia. Thank you for the opportunity to speak to you today.1 In preparing for this event, I found myself reflecting on the evolution of the concept of financial health.

SEN. POORE EXPANDS COVERAGE FOR MENOPAUSE AND PERIMENOPAUSE CARE

May 21, 2026

The following information was released by Delaware Senate Democrats:. Kamela Smithseeks to expand access for comprehensive menopause and perimenopause care across the state. Nicole Poore, prime sponsor of the bill.

PA HOUSE FINANCE COMMITTEE ADDRESSES HEALTHCARE ACCESS AND AFFORDABILITY FOR WORKING PENNSYLVANIANS

May 21, 2026

The following information was released by Pennsylvania House of Representatives, Democratic Caucus:. Today, the PA House Finance Committee held a public hearing on legislation that would establish a new tax credit for small businesses that contribute to their employees' health insurance premiums. Steve Samuleson, chair of the House Finance Committee and a…

New Fed Chair Has Chance to Right-Size 'Disaster' of Bloated Staff

May 21, 2026

The Bank of England announced layoffs in March 2026 from a base of 5,700. Germany's Bundesbank reports a core staff of 10,333. The Reserve Bank of India has a staff of 13,520, according to the Economic Times, a business newspaper that focuses on India. President Trump and the Treasury secretary, Scott Bessent, have been speaking about the issue.

WARNER, KENNEDY INTRODUCE BIPARTISAN LEGISLATION TO MODERNIZE FEDERAL RESERVE DISCOUNT WINDOW

May 21, 2026

Mark R. Warner and John Kennedy, members of the Senate Committee on Banking, Housing, and Urban Affairs, introduced theDiscount Window Preparedness Act of 2026, legislation to improve the effectiveness of the Federal Reserve discount window, a liquiditytool that provides short-term loans to depository institutions, such as commercial and community banks…

SENATOR BLUNT ROCHESTER PRESSES FEDERAL RESERVE FOR ANSWERS ON KRAKEN PAYMENT ACCOUNT PILOT

May 21, 2026

Senator Lisa Blunt Rochester, a member of the Senate Banking, Housing, and Urban Affairs Committee, today sent a letter to the Federal Reserve Board of Governors requesting information regarding the recent decision to grant a limited-purpose Federal Reserve master account to Kraken Financial, a Wyoming-chartered Special Purpose Depository Institution…

How Economic Reforms Muted Middle East Pressures, Energy Price Surge in Nigeria – CBN

May 21, 2026

He said inflation rose marginally for two consecutive months, largely induced by external shocks, especially the ongoing war between the US/ Israel and Iran, which has exerted upward pressure on energy prices and transportation costs.. The Governor of the Central Bank of Nigeria, Olayemi Cardoso, said the impact of the United States/ Israel and Iran conflict on…

Young buyers ask, ‘when will 5% mortgages return?’

May 20, 2026

Looking at Freddie Mac’ s rate archives, interest rates in 2026 decreased for four straight weeks until the U.S. and Israel attacked Iran at the end of February. Now, with the interest ratequarterback Federal Reserve Board chairman Jerome Powell about to step down, experts are reviewing his eight-year scorecard. An inescapable part of Powell’ s legacy will be the…

California FAIR Plan rates going up 29.1% in late 2026

May 20, 2026

The insurer— which is backed by six standard insurance companies for wildfire damage only— first sought a 35.8% hike to keep it from slipping into financial trouble, Michael Soller, spokesman for the state "s Department of Insurance, said Wednesday, May 20 via email. As of year-end 2025, about four in five of the plan’ s more than 668,600 homeowner policies in…

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