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Best’s Market Segment Report: Slowing US Housing Market a Key Challenge for Title Insurers

October 14, 2024

The U.S. title insurance industry saw its volume of direct premium written decline for a second-straight year, by 32% to $14.3 billion in 2023, reflecting housing and macroeconomic trends, according to a new AM Best report. “Higher mortgage rates have dampened refinancing activity, as homeowners have little incentive to refinance,” said Ann Modica, director,…

Navigating Medicare: What Minnesotans need to know

October 14, 2024

On Oct. 15, Medicare's open enrollment period begins amid market turmoil. Health systems in Minnesota are part of a nationwide trend in which shrinking profits have led some to drop Medicare Advantage plans. More than 1 million Minnesotans are Medicare beneficiaries.

AM Best to Speak at Big I Illinois’ CONVO 2024 Conference

October 14, 2024

AM Best will lead a session on the state of the U.S. auto insurance industry in the Big I Illinois’ CONVO 2024 Conference, taking place Oct. 15-17, 2024, in Peoria, IL.. Janet Hernandez, senior financial analyst, AM Best, will speak on Wednesday, Oct. 16, at a session, titled,“ The State of the Auto Market– A Perspective From AM Best.” During the session, Hernandez will focus on the…

Arch Capital Group Ltd. Announces Leadership Transition

October 14, 2024

PEMBROKE, Bermuda—- Arch Capital Group Ltd. today announced that Nicolas Papadopoulo has been named Chief Executive Officer and is joining the Board of Directors effective immediately. Papadopoulo has been the President and Chief Underwriting Officer of Arch and Chief Executive Officer of Arch Worldwide Insurance Group since January 1, 2021.

State announces 2025 health insurance rates

October 14, 2024

The Pennsylvania Insurance Department announced Pennsylvania's 2025 Affordable Care Act health insurance rates, which will save Pennsylvanians approximately $77.2 million in 2025 health insurance premium costs through PID's rate review process and reinsurance program. Most insurers currently offering individual market coverage in…

First American Title Launches Reimagined AgentNet® Technology Platform for Title Agents

October 14, 2024

First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation, today announced the launch of a reimagined AgentNet ®, a technology platform that delivers the products and services First American title agents value most in a single, easy-to-use…

GBP/USD Forex Signal: British Pound Finds Support on Friday – 14 October 2024

October 14, 2024

Recently, we have seen a certain amount of US dollar strength, mainly based on the idea that the Federal Reserve cannot cut interest rates like people once thought they were going to. Ultimately, the Federal Reserve will probably be one of the biggest drivers aboard go next, as traders are trying to sort out what interest rates will be in the United States.

Opinion – Dave Hatter: Chinese Electric Vehicles (CVEs) are threat to national security and your privacy

October 14, 2024

Have you ever thought about how your car could be listening to you? Recording audio and video of you? It's bad enough when Ford patents a system to eavesdrop on you in your car to sell you ads, or GM sells your data to insurance companies that increase your rate or drop your coverage based on your driving habits, but it's even worse when the it's the People's Republic of…

Flagstaff broker Dharmesh Vora receives 3-year ban by SEC for investment violations

October 13, 2024

In addition to being barred from serving as or having any association with a broker, dealer, investment advisor and similar practices for three years, Vora and Vora Wealth Management were ordered to pay a disgorgement of $1,114,079 and a prejudgement interest of $231,118 to the SEC. Vora individually is also required to pay a civil penalty of $300,000 to the SEC.

Insurance commissioner urges Medicare beneficiaries to check their options for 2025

October 13, 2024

RALEIGH— Insurance Commissioner Mike Causey reminds Medicare beneficiaries that it’ s time to compare and evaluate their current plans and make necessary changes during the annual open enrollment period, according to a press release from the N.C. Department of Insurance. The Open Enrollment Period begins on Oct. 15 and runs for eight weeks to give you enough…

Nebraska Farm Bureau launches new health plan that is everything but 'insurance'

October 13, 2024

The Nebraska Farm Bureau launched a new health plan Oct. 1 that offers many of the benefits of health insurance, but only for people who qualify. “I think probably one of the top issues facing farm and ranch families in particular is health care cost and high premiums,” said Rob Robertson, the chief administrator of the Nebraska Farm Bureau.“ It's a disruptor on the…

GBP/USD Weekly Forecast: Lower Trading Values and Shifting Fragile Sentiment – 13 October 2024

October 13, 2024

GDP data from the U.K last week met expectations, but the outcome remained lackluster and shows the British economy is still struggling. However, the downturn in the GBP/USD has not occurred only because of U.K economic data, the currency pair remains largely effected by behavioral sentiment surround the U.S Federal Reserve and USD centric attitudes.;.

Floridians already pay more for homeowners’ insurance than anywhere in the US; three hurricanes could blow away recent insurance ‘fixes’

October 13, 2024

Hurricane Milton slammed into the state late Wednesday near Sarasota and maintained hurricane-force winds all the way across the Florida peninsula before entering the Atlantic Ocean. This is now the third hurricane to make landfall in Florida this year and storm season doesn't end until Nov. 30. A.M. Best, an insurance rating agency, put out a commentary ahead…

Hurricanes amplify insurance crisis in riskiest areas

October 13, 2024

Until late last month, there was optimism in the insurance industry. Total economic losses from Hurricane Milton and Hurricane Helene could soar over $200 billion, according to early estimates. Hurricane Milton, which hit Florida's west coast as a Category 3 storm Wednesday, did not ultimately cause the catastrophe that had been predicted for the Tampa Bay…

State insurer drops Mountain Line resulting in 200% price increase

October 12, 2024

Oct. 12— MORGANTOWN— The West Virginia Board of Risk and Insurance Management has notified Mountain Line that it is canceling the transit authority's insurance. BRIM is a state agency that provides property and liability insurance to governmental entities within West Virginia. So, we are in that basket, "Mountain Line General Manager Maria Smith explained…

Minimal Spending Reported in Floyd County's Contested Races

October 12, 2024

Democrat Logan Johnson of Menlo filed paperwork in April to challenge Republican Eddie Lumsden for the state House District 12 seat in Floyd and Chattooga counties. The chair of the House Insurance Committee's biggest contribution, $2,500, came from the bipartisan American Council of Life Insurers in Washington, D.C.. Other major donors, at the $1,000 level,…

Order blocking state's Medicaid plans 'a victory' for South Texans

October 12, 2024

A McAllen legislator is calling a Travis County judge's recent order a victory for low income South Texas families in need of affordable health care. District Judge Laurie Eiserloh, of Travis County, issued a temporary injunction on Oct. 4 against the Texas Health and Human Services Commission, halting the agency from finalizing a proposal to change Medicaid…

The Hidden Costs of the Federal Reserve Debit Card Fee Cap

October 12, 2024

The Federal Reserve's recent proposal to impose a lower cap on debit card interchange fees than what has previously been implemented may appear to be a consumer-friendly move, but the unintended consequences could be devastating for small businesses, community banks, and the very consumers it aims to protect. While the cap on these fees is intended to limit…

US inflation rate fell to 2.4% in September – here's what that means for interest rates and markets

October 12, 2024

It wasn't that long ago that the Federal Reserve, the central bank for the United States, was worrying that annual inflation would surpass 9% in the middle of 2022. Inflation cooled to 2.4% in September 2024, according to consumer price index data released by the Labor Department on Oct. 10. Speaking as an economist and finance professor, I think this could be a big…

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