New research published recently by the Employee Benefit Research Institute finds that many retirees do not draw down their assets in a smooth or predictable way over retirement, and that access to guaranteed income streams, such as defined benefit pension income, may play an important role in helping retirees preserve assets and manage financial shocks later in life.
Retirement is increasingly defined by a secure income stream
Defined contribution plan sponsors increasingly support approaches that help workers convert retirement savings into a dependable income stream.
Lack of digital tools drives wedge between insurers, advisors
Failure to leverage digital tools to streamline business processes is tainting an otherwise high financial advisor satisfaction score for U.S. life insurance and annuity companies.
Transamerica introduced TSIA Income, a new registered index-linked annuity designed to help individuals create protected lifetime income while remaining connected to market opportunity and maintaining flexibility as retirement needs evolve.
The case for DTC/agent hybridization
Life and annuity carrier executives are concerned about a critical issue – the increasing cost of customer acquisition.
MetLife’s 2026 Lifetime Income Poll finds that defined contribution plan sponsors increasingly support approaches that help workers convert retirement savings into a dependable income stream.
Allianz Life announced that it is expanding its offering of accumulation-focused fixed index annuities.
Human connection still key in the new annuity era
Consumer trust and confidence are significantly higher when a financial professional is involved, as pandemic-driven changes continue to reshape how annuities are sold and serviced.
Prudential Financial announced new global research conducted by the Global Aging Institute showing that while retirement savings have grown in many countries, most systems still leave individuals on their own to manage the risk of outspending or outliving their savings.
‘All-weather’ annuity portfolios aim to sharply limit rainy days
Shifting economic conditions — including higher interest rates, market volatility and increased regulatory scrutiny — are forcing companies to rethink how they design and manage annuity products, with a growing focus on so-called “all-weather” portfolios.
Annuity income: The new 401(k) standard?
The push to include annuity products in 401(k) plans resembles the early evolution of participant-directed investing.
Smart annuity planning can benefit long-term tax planning
Financial professionals who can translate tax complexity into clear guidance bring real value to the individuals sitting across the table.
How annuities can enhance retirement income for post-pension clients
How annuities can replace bond and cash allocations to enhance retirement income security for current and future retirees.
Lincoln Financial announced the launch of two new fixed indexed annuities — Lincoln FlexAdvantage Income and Lincoln OptiBlend Income — further expanding the company’s suite of retirement income solutions.
The forces shaping life and annuities in 2026
In 2026, the focus is set to move beyond digitizing individual steps and toward reinventing the end-to-end operating model.
How to elevate annuity discussions during tax season
Tax season creates a rare opportunity for engagement, making it the ideal moment to connect tax awareness with long-term income strategy.
Rethinking whether annuities are too late for older retirees
“I’m too old for an annuity” represents one of your greatest untapped opportunities.
F&G Annuities & Life and Voya Financial, announced that F&G’s annuity solutions will be available for distribution through Voya’s Wealth Management platform.
FIAs are growing as the primary retirement planning tool
Retirement income conversations have changed their tone.
