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News, trends and helpful peer advice for financial advisors.

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Small-business owners say advisors drive their business success

October 23, 2025

Equitable released a new study, “The Advantage of Advice: How Small Business Owners Navigate Growth, Retirement and Workplace Strategies.”

Dennis Moore named Financial Planning Association CEO

October 23, 2025

The Financial Planning Association announced the appointment of Dennis J. Moore, MBA, CFP, as its new chief executive officer.

October 22, 2025
Image shows a big question mark and the word, "Annuities"
It is common for advisors to be wary of a product they have limited experience with, like annuities.

Why annuities are the answer to retirement worries

In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients.

October 22, 2025
Illustration showing 401(k)s in lifetime income space.

401(k) Annuity Hub aimed at lifetime income in DC plans

Interest in lifetime income products within retirement plans is growing, and a new tool helps plan sponsors and advisors to match the right annuity product into the 401(k) plans for their employer clients.

October 22, 2025
Illustration of a beautiful view of the window, with a large 4% hovering in the sky.

Chucking the 4% Rule to boost retirement spending

A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.

Most Americans don’t know how Social Security fits into their retirement plan

October 21, 2025

While Social Security is an important source of income in retirement, most Americans lack basic knowledge of the program and could risk misusing the benefit, according to the 2025 Annual Retirement Study from the Allianz Center for the Future of Retirement.

October 21, 2025
Flat-fee 401(k) plans offer simplicity for small-business clients (AI-generated image)

Flat-fee 401(k) plans: A simple solution for small-business clients

Fall is here, and with it comes a rush of deadlines, budgets and year-end planning.

October 20, 2025
Illustration of a world map with shipping containers.
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect. (AI-generated image)

Tariffs fuel import surge but economic slowdown looms

U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.

Government Shutdown Could Stall Home Sales What Sellers Should Know

October 16, 2025

While shutdowns seem like Washington's problem, they can hit Main Street fast, particularly in the real estate market. For example, the IRS must verify borrower tax returns using the 4506- C form, and the Social Security Administration confirms Social Security numbers. If those systems are unavailable, many lenders simply can't proceed.FHA and VA loans are at…

October 15, 2025
Photo illustration of a woman as young and older, along with logos of John Hancock and MIT. Americans-fall-short-on-longevity-planning-new-Hancock–MIT-study-warns

Americans fall short on longevity planning, new Hancock–MIT study warns

Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.

Wheel tax increase among other discussion areas for Eau Claire's 2026 preliminary budget

October 14, 2025

EAU CLAIRE— While discussion is expected to continue on the budget approval for the City of Eau Claire, the release of the preliminary budget gives a prediction of what is on the table for 2026.. Although the city now looks to vote on a balanced budget for 2026, Hirsch said Eau Claire and many other communities have faced their own set of challenges.

October 14, 2025
Image showing two overturned cups labeled "Covered Costs" and one labeled "Oops!". Decline-in-LTC-insurance-intent-leaves-families-exposed-to-care-costs.

As interest in LTC insurance declines, families exposed to care costs

The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.

October 13, 2025
Illlustration showing a worker jumping across a number of chairs, representing different jobs. Retirement-income-options-evolve-as-workers-job-hop.
Workers in the U.S. remain in one job for an average of five years before moving on to another. As a result, workers will experience a significant number of job changes over the course of their careers. (AI-generated image)

Retirement income options evolve as workers job-hop

The likelihood of employee turnover must be considered when looking at investment options.

October 13, 2025
Senior citizen fretting over retirement savings plan.

Catch-up contributions go Roth-only for older, high-income savers in 2026

One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.

October 9, 2025
Illustration of a person walking a tightrope strung across a bull and a bear. Market-walking-a-tightrope-as-AI-fuels-gains.

Market ‘walking a tightrope’ as AI fuels gains

Stocks hit new highs in the third quarter and artificial intelligence is fueling much of those market gains.

October 9, 2025
Advisors must use artificial intelligence in an ethical manner (AI-generated image)

How advisors can harness AI responsibly

The question is no longer if financial professionals should use artificial intelligence in their practice, but how.

October 8, 2025
Illustration of two members of Gen X looking very worried about their retirement. Most-Gen-Xers-doubt-theyll-be-financially-ready-to-retire
Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances. (AI-generated image)

Gen X seeks less financial advice even as retirement worries rise

Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances.

Nationwide adds pooled plan solution to RetireAssist suite

October 7, 2025

Nationwide Retirement Solutions has added a pooled plan solution to its RetireAssist suite.

October 7, 2025
Image of senior citizen going over her bills with images of her regular living expenses, such as groceries, behind her. Where-are-seniors-most-likely-to-outlive-their-savings-and-why.
American seniors contend with a retirement crisis that could see many fall below the poverty line. (AI-generated image)

Where are seniors most likely to outlive their retirement savings — and why?

Will you outlive your retirement savings? What are the top five states where seniors are most likely to outlive their savings?

October 3, 2025
Image of an elderly woman facing retirement alone. More-older-Americans-face-a-solo-retirement. More than 16 million older Americans are aging alone, and 80% have not planned for household or health care assistance.
More than 16 million older Americans are aging alone, and 80% have not planned for household or health care assistance. (AI-generated image)

More older Americans face a solo retirement; are they prepared?

Older Americans are aging alone, and most have not planned for household or health care assistance.

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