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TRIPLE-I/MILLIMAN: AMIDST ECONOMIC AND GEOPOLITICAL UNCERTAINTIES, 2025 U.S. P/C MARKET DEMONSTRATED RESILIENCE; LOWER NAT CATS IN Q3/4 HELPFUL

January 22, 2026

MALVERN, Pa, January 21, 2026 The U.S. property/casualty insurance industry exhibited resilience in 2025 and is forecast to have its lowest Net Combined Ratio in over a decade. "Overall, the P/C insurance industry and the broader U.S. economy remain stable," said Michel Leonard, Ph.D., CBE, chief economist and data scientist at Triple-I. In particular, P/C replacement…

SAN AUGUSTINE COUNTY, TEXAS FLOOD MAPS BECOME FINAL

January 22, 2026

The following information was released by FEMA:. New flood maps have been finalized and will become effective on July 21, 2026, for San Augustine County, Texas. Residents with federally backed mortgages must have flood insurance if their structures are in the Special Flood Hazard Area.

Legislature seeks solutions on rising property insurance rates

January 21, 2026

Property insurance rates in Montana are increasing, advocates and insurance companies say, and the legislature has been tasked to figure out why. Passed during the 2025 Legislative session, House Joint Resolution 61 requires a study of property insurance during the interim, and it was the highest ranked— or most important— study bill passed last session.

EPIC Insurance Brokers & Consultants Acquires The Bond Exchange to Expand its National Surety Practice

January 21, 2026

EPIC Insurance Brokers& Consultants, a national insurance brokerage and consulting firm providing specialized services and products across select industries and client sectors, today announced the acquisition of The Bond Exchange, a Mission Viejo, California- based surety bond agency. The Bond Exchange, led by CEO Yung Mullick, President James W. Moilanen,…

First American Title Launches Free Property Title Monitoring and Fraud Alert Service for Eligible Customers

January 21, 2026

First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation, today announced the company now offers its customers a free property title monitoring and fraud alert service, providing an important layer of protection for homeowners amid rising…

Virginia Farm Bureau Insurance and Agero Unite to Provide Policyholders with Fast, Reliable Roadside Assistance

January 21, 2026

Agero, the leader in digital driver assistance services and software for the majority of automotive and auto insurance companies, announced a new partnership with Virginia Farm Bureau Insurance to bring industry-leading roadside assistance to its policyholders throughout Virginia. “Our members count on us to be there when they need help most, and Agero is…

Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%

January 21, 2026

Lemonade, the digital insurance company powered by AI and social impact, today announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. This press release features multimedia. “Traditional insurers treat a Tesla like any other car, and AI like any other…

Poll reveals overwhelming support for the right to sue insurance companies

January 21, 2026

On Monday, as a proposed insurance law makes its way toward the legislative session scheduled to begin Feb. 2, the Oklahoma State Medical Association released a poll conducted by Moore- based pollster Cole, Hargrave, Snodgrass and Associates, offering insight into Oklahomans' attitudes toward insurance companies at the start of an election year.

Both parties float bad ideas to combat cost

January 21, 2026

Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "aff ordability" as a "hoax" last year, has pivoted to proff ering a slew of questionable, quickfix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "Chris"…

Travelers Reports Excellent Fourth Quarter and Full Year Results

January 21, 2026

The Travelers Companies, Inc. today reported net income of $2.496 billion, or $11.06 per diluted share, for the quarter ended December 31, 2025, compared to $2.082 billion, or $8.96 per diluted share, in the prior year quarter. Core income in the current quarter was $2.511 billion, or $11.13 per diluted share, compared to $2.126 billion, or $9.15 per diluted share, in…

Global Power Struggles Over the Ocean's Finite Resources Call for Creative Diplomacy

January 20, 2026

The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which went into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…

How business insurance can help protect you from snow, hail and winter storm damage

January 20, 2026

How business insurance can help protect you from snow, hail and winter storm damage. Winter storms can reduce foot traffic to a brick and mortar retail business. With unpredictable storms becoming more frequent and severe across the U.S., small businesses need to be better prepared for wintry conditions.

America's car insurance price gap: The most expensive and cheapest US cities for car insurance

January 20, 2026

CarInsurance.com' s analysis highlights the sharp divide between the most and least expensive U.S. cities for car insurance. Drivers in urban centers like Hamtramck, Detroit, New Orleans and Brooklyn face some of the highest costs in the nation, while those in smaller Vermont towns pay among the lowest. *Hamtramck, Detroit and New Orleans face the highest…

Oregon bill would require home insurers to consider wildfire prevention efforts

January 20, 2026

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Oregon bill would require home insurers to consider wildfire prevention efforts

January 20, 2026

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Bill would require home insurers to consider wildfire prevention efforts

January 20, 2026

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator’ s proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according to…

Both parties float bad ideas to combat cost

January 20, 2026

Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted to proffering a slew of questionable, quick-fix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "…

January 20, 2026
Photo illustration showing instances of natural disasters with "$100B" written over it. 2025-wildfires,-flooding-and-severe-storms-lead-to-insured-losses-of-over-$88B.

2025 wildfires, flooding and severe storms lead to insured losses of $88B

The year of 2025 was one of the costliest for insurers in terms of natural disasters, resulting in insured losses totaling $88 billion.

Insurance carriers can now carve out wildfire coverage from Nevada homeowner policies

January 20, 2026

Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.

Oregon bill aims for insurers to recognize wildfire mitigation steps

January 20, 2026

SALEM— Oregon lawmakers may require insurance companies to offer discounts to homeowners for wildfire mitigation measures, unless those actions are factored into their risk models. The increased prevalence of devastating wildfires in Oregon in recent years have raised costs for insurance companies, and by extension for insurance customers, said Dave…

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