Who should pay when a drunken driver injures someone so badly he can no longer work? - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
September 13, 2016 Newswires
Share
Share
Post
Email

Who should pay when a drunken driver injures someone so badly he can no longer work?

Bangor Daily News (ME)

Sept. 13--HARPSWELL, Maine -- A Harpswell lobsterman injured in a crash with a drunken driver has narrowed his lawsuit to that driver and three businesses he claims served or sold alcohol to an intoxicated person.

The conflict hinges on questions about who should shoulder blame -- and financial responsibility -- for a crash that likely will deprive the lobsterman of his livelihood.

Samuel Desjardins, 40, who in March sued the driver and five Brunswick businesses he claimed served or sold alcohol to her that night, has dropped two of the local bars from the suit after determining "they conducted due diligence" and did not serve her that day.

Desjardins suffered significant injuries the afternoon of Jan. 6, 2015, when his 2001 GMC pickup truck was struck on Cundy's Harbor Road in Harpswell by a 2002 Chevrolet pickup truck driven by Cynthia L. Moody, 52, of Harpswell.

Story continues below advertisement.

Moody's vehicle crossed the centerline, police said at the time.

Desjardins was taken to Maine Medical Center that night. Portland attorney Benjamin Gideon said in March that his client suffered permanent injuries -- "it is unlikely he'll ever work again at his profession."

According to a statement from Gideon and co-counsel Dov Sacks, Moody's blood-alcohol level was more than three times the legal limit.

Moody pleaded guilty in November 2015 in Cumberland County Superior Court to operating under the influence and Class B felony aggravated assault in connection with the crash. She was sentenced to five years in prison with all but 20 months suspended. She is incarcerated at the Maine Correctional Center in Windham and is eligible for release in March 2017.

In March, Desjardins filed suit in Cumberland County Superior Court, seeking damages from Moody, as well as from Cumberland Farms, Byrnes Irish Pub, Raven's Roost and the parent companies of Applebee's Neighborhood Grill & Bar on Gurnet Road and Winner's Sports Grill on Farley Road.

Citing Maine's Liquor Liability Act, Desjardins' attorneys allege that each establishment knew or should have known that Moody would pose a danger to others because she would be driving and that the collision was a result of negligence and recklessness of employees of each business.

The suit seeks damages including "several hundred thousand dollars" for extensive past medical expenses, as well as future medical and life needs, lost earnings and pain, suffering and emotional distress.

Gideon said Moody's insurance policy -- "not a large policy" -- has already paid the maximum.

Gideon said in the initial complaint that attorneys believed Moody was drinking in "at least one and possibly several of the establishments" named as defendants.

On Aug. 2, Byrnes Irish Pub and Applebees were dropped from the suit, though Gideon said Thursday they were dismissed "without prejudice" so they could be added back to the complaint if evidence contradicts their testimony.

The suit continues against Sagtuck, Inc., doing business as Winner's Sports Grill, Ravens Roost and Cumberland Farms.

Moody's attorney, Matthew Libby, said Thursday that his client does not dispute that she was negligent or that her actions caused Desjardins' injuries.

"She takes full responsibility for the accident," Libby said. "This case is about whether and to what extent other parties may be liable under Maine law."

According to court documents, Winner's, Ravens Roost and Cumberland Farms denied responsibility and allege that, among other causes, the crash and resulting injuries were caused by Desjardins' own negligence and "independent and/or intervening events over which [the defendant] had no control."

Desjardins' attorneys said Friday that they continue to depose employees of the three businesses and expect the case to go to trial in mid-2017.

___

(c)2016 the Bangor Daily News (Bangor, Maine)

Visit the Bangor Daily News (Bangor, Maine) at www.bangordailynews.com

Distributed by Tribune Content Agency, LLC.

Older

McConnell: Obamacare is a Failing, Partisan Law

Advisor News

  • DC plan sponsors see opportunity in alternatives
  • The American Dream: Redefined as financial stability
  • Partial annuitization: How advisors can help clients balance income, growth
  • Guide women along the walk through widowhood
  • Dutch gambling tax hike falls short as prediction markets eye World Cup
More Advisor News

Annuity News

  • KBRA Assigns Rating to TruSpire Retirement Insurance Company
  • Partial annuitization: How advisors can help clients balance income, growth
  • Guide women along the walk through widowhood
  • Regulators clear way to rewrite annuity illustration rules
  • Diversification’s growing importance in retirement planning
More Annuity News

Health/Employee Benefits News

  • As beer strike continues, community stands behind workers
  • Researchers at RTI International Report New Data on Managed Care (Tobacco Cessation Treatment in Pregnancy: Insights from Florida Medicaid Claims Data): Managed Care
  • Investigators from Medical University of South Carolina Have Reported New Data on Managed Care (Risk Factors Driving “no-shows” Across Orthopaedic Subspecialty Outpatient Clinics): Managed Care
  • New law provides clarity for firefighters’ health insurance
  • Appeals court tosses lawsuit accusing UnitedHealth of misleading seniors
More Health/Employee Benefits News

Life Insurance News

  • New York Life Launches an Indemnity Benefit for its Asset Flex Long-Term Care Insurance Solution
  • AM Best Affirms Credit Ratings of DB Insurance Co., Ltd.
  • AM Best Upgrades Credit Ratings of The People’s Insurance Company of China (Hong Kong), Limited
  • SWBC’s Joan Cleveland Reappointed to Texas Association of Life & Health Insurers (TALHI) Board of Directors
  • AM Best Introduces US Life Version of Best’s Capital Adequacy Ratio Model Product
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet