What Kind of Coverage Do I Need for Medical Transport?

This content is sponsored by MOAA Insurance Plans.

When it comes to medical emergencies, getting to the hospital quickly and safely is crucial. However, the costs associated with medical transportation, whether by ground or air, can be exorbitant. This is where the Medical Air Services Association (MASA) comes into play. But what exactly is MASA, and what kind of coverage do you need for medical transport? Let's explore the options.

Understanding Medical Air Services Association (MASA)

MASA is designed to cover the expenses related to emergency medical transportation. This includes ambulance rides, helicopter transport, and even fixed-wing air ambulance services if required. Unlike traditional health insurance, which may cover only a portion of these costs, MASA provides comprehensive coverage, ensuring that you are not left with hefty out-of-pocket expenses during emergencies.

Why MASA?

1. Comprehensive Coverage: MASA covers a wide range of medical transport services, including ground ambulances, helicopters, and fixed-wing air ambulances, so that you get the care you need promptly.

2. No Out-of-Pocket Costs: With MASA, there are no deductibles, co-pays, or out-of-pocket expenses for covered services, relieving financial stress during emergencies.

3. Nationwide and International Protection: MASA provides coverage across the United States and in many international locations, giving you peace of mind that you are protected at home and abroad.

Additional Coverage Benefits

MASA offers several benefits beyond standard medical transport services that traditional health insurance may not cover:

* Repatriation to Hospital Near Home Coverage: If a member is hospitalized while away from home, MASA will fly them to a medical facility near their home to recuperate around family and in familiar surroundings.

* Minor Return Transportation Coverage: When a member's grandchildren or great-grandchildren are left unattended as a result of a member needing ground ambulance transportation, MASA will provide one-way common carrier air transport for return of the children to the commercial airport nearest the place of residence of the children.

* Hospital Visitor Transportation Coverage: Accidents happen when you least expect them. If a member is hospitalized more than 100 miles away from home, MASA will provide a round-trip ticket and taxi expenses up to $200 for a family member to visit you during your hospital stay.

* Vehicle & RV Return Coverage: After a member is taken away from their vehicle or RV via emergency ground transportation, MASA will return owned vehicles to the member's residence or rental vehicles to the appropriate company. MASA will make all the arrangements and cover the costs of fuel, oil and driver.

* Pet Return Transportation Coverage: If a member utilizes one of our services while a pet is in their possession, we will provide return transportation of the pet to the member's residence.

* Organ Retrieval & Organ Recipient Transportation: MASA will provide air transportation of an organ to be used in an organ transplant. We will also fly members to the commercial airport nearest the medical facility where an organ transplant is scheduled to happen.

* Mortal Remains Transportation Coverage: In the event a member dies while away from his/her place of residence, MASA will return his/her remains to the commercial airport nearest his/her residence.

How to Choose the Right Medical Transport Coverage

When considering medical transport coverage, it's essential to evaluate your needs and the coverage options available:

1. Assess Your Risk: Consider factors such as your health condition, lifestyle, and travel frequency. Comprehensive coverage like MASA may be beneficial if you have chronic health issues or frequently travel.

2. Understand the Coverage Limits: Ensure the insurance plan includes various transport options. MASA offers extensive coverage, making it a reliable choice.

3. Check for Additional Benefits: Some insurance plans offer additional benefits, such as coverage for non-emergency medical transport, repatriation, and family travel expenses. MASA includes these benefits, offering more comprehensive protection.

4. Compare Costs and Plans: Evaluate different plans and their costs. While MASA may seem like an additional expense, it can save you significant medical transport costs, making it a worthwhile investment.

Medical emergencies require immediate and effective response, and having the right protection can make all the difference. MASA provides comprehensive coverage for various medical transport needs, ensuring that you receive timely care without the financial burden. By understanding your risks and coverage options, you can make an informed decision and secure the best protection for yourself and your family. Don't wait until an emergency strikes; explore MASA today and prepare yourself for any situation where you may need medical transportation.

For more information on MASA and how it can benefit you, call 1-800-247-2192 or visit MOAA Insurance's Medical Transportation Insurance page.

This material is for informational purposes only and does not provide any coverage. Not all MASA products and services are available to residents of all states. The benefits listed, and the descriptions thereof, do not represent the full terms and conditions applicable for usage and may only be offered in some memberships or policies. For a complete list of coverage and exclusions, please refer to the applicable member services agreement or policy for your state. For information about MASA plan benefits, visit: https://info.masamts.com/consumer-disclaimers.