Up to $3 Million of Life Insurance With No Medical Exams - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
August 27, 2017 Newswires
Share
Share
Post
Email

Up to $3 Million of Life Insurance With No Medical Exams

Targeted News Service (Press Releases)

NEWPORT BEACH, Calif., Aug. 22 -- Pacific Life, an insurance company, issued the following news release:

A simple form and a brief client phone interview can get you up to $3 million of cash value life insurance from Pacific Life. The simplicity and speed of Pacific Life's Executive Class Underwriting make it a hit with financial professionals1 and their clients. Since introduced, the program has generated $6.4 million in sales in just two years.

Designed for highly compensated professionals earning more than $200,000 per year, Executive Class Underwriting helps high income earners protect their families and potentially supplement their income during retirement. The program does not require any fluids, needles, or medical exams. The average turnaround time for a policy to be issued is two to three weeks. 2

"Executive Class Underwriting simplifies applying for cash value life insurance," said David Rosuck, vice president of marketing for the Life Insurance Division of Pacific Life. "This can be a great way for high earning professionals to plan for the future and a good way for financial professionals to build their businesses."

Eligibility is based on health, age, gender, occupational risk, and other factors. For more information, visit www.ExecutiveUnderwriting.com.

Watch this video for more information on how a cash value life insurance policy can help you manage risk and potentially supplement your retirement income.

The Power to Help You Succeed

Offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life counts more than half of the 100 largest U.S. companies as its clients. For additional company information, including current financial strength ratings, visit www.PacificLife.com.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Client count as of June 2017 is compiled by Pacific Life using the 2017 FORTUNE 500(R) list.

In order to sell life insurance, a financial professional must be properly licensed and appointed life insurance producer.

Available only on certain life insurance products and underwriting classes. Policy must be a life insurance with accumulation design (minimum non-modified endowment contract death benefit (level or increasing) with premiums illustrated at least 90% of Guideline Level Premium or 7-Pay Premiums). Attending Physician Statement (APS) required for certain applicants. Additional requirements may be requested depending on answers to medical and non medical questions in the application. Minimum face amount of $100,000 is required for Preferred Nonsmoker and Preferred Smoker. Only one Simplified Underwriting program offer per insured.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

Pacific Life Insurance Company's individual life insurance products are marketed exclusively through independent third-party life insurance producers, which may include bank affiliated entities. Some selling entities may limit availability of some optional riders based on their client's age and other factors.

Older

Sen. Hoeven Hosts FEMA Administrator in Minot to Ensure Accurate Flood Maps, Develop Additional Funding Opportunities for Flood Protection

Newer

Sen. Blunt Votes to Move Forward on Bill to Repeal, Replace Obamacare

Advisor News

  • Health-related costs are the greatest threat to retirement security
  • Social Security literacy is crucial for advisors
  • The $25T market opportunity in mid-market and mass-affluent households
  • Advisors must lead the policy risk conversation
  • Gen X more anxious than baby boomers about retirement
More Advisor News

Annuity News

  • CT commissioner: 70% of policyholders covered in PHL liquidation plan
  • ‘I get confused:’ Regulators ponder increasing illustration complexities
  • Three ways the Corebridge/Equitable merger could shake up the annuity market
  • Corebridge, Equitable merge to create potential new annuity sales king
  • LIMRA: Final retail annuity sales total $464.1 billion in 2025
More Annuity News

Health/Employee Benefits News

  • Audit: State gave millions in erroneous benefits for health plan
  • Virginia orders rate cuts for Aflac policies
  • Dover Schools seek relief in court for lapse in coverage
  • CalOptima to reinstate Prime Healthcare hospitals back into its OC network
  • Miami-area man’s $48,000 cancer treatment was denied by his insurer. He’s suing
More Health/Employee Benefits News

Life Insurance News

  • Virginia orders rate cuts for Aflac policies
  • QANDA WITH OBI BOARD CHAIR JUSTIN DELANEY
  • Aflac to cut rates for Virginia policyholders after SCC findings
  • Greg Lindberg ordered to pay $1.6 billion to insurers he defrauded
  • New Research Highlights Critical Gaps in Medicare Planning and Opportunities for Financial Professionals
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Protectors Vegas Arrives Nov 9th - 11th
1,000+ attendees. 150+ speakers. Join the largest event in life & annuities this November.

An FIA Cap That Stays Locked
CapLock™ from Oceanview locks the cap at issue for 5 or 7 years. No resets. Just clarity.

Aim higher with Ascend annuities
Fixed, fixed-indexed, registered index-linked and advisory annuities to help you go above and beyond

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Leveraging Underwriting Innovations
See how Pacific Life’s approach to life insurance underwriting can give you a competitive edge.

Press Releases

  • RFP #T01525
  • RFP #T01725
  • Insurate expands workers’ comp into: CA, FL, LA, NC, NJ, PA, VA
  • LifeSecure Insurance Company Announces Retirement of Brian Vestergaard, Additions to Executive Leadership
  • RFP #T02226
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet