UNITED INSURANCE HOLDINGS CORP. FILES (8-K) Disclosing Other Events

Item 8.01. Other Events.

On April 19, 2023, United Insurance Holding Corp.'s (the "Company") subsidiary,
American Coastal Insurance Company ("ACIC") entered into a Memorandum of
Understanding (the "Memorandum") with the Florida Department of Financial
Services, Division of Rehabilitation and Liquidation (the "DFS") as receiver of
the Company's former subsidiary, United Property & Casualty Insurance Company
("UPC") related to the Reinsurance Allocation Agreement (the "Allocation
Agreement") by and between ACIC and UPC.

The Allocation Agreement, effective on June 1, 2022, and approved by the Florida
Office of Insurance Regulation (the "FLOIR") on December 5, 2022, describes the
manner in which reinsurance recoveries under shared reinsurance agreements are
allocated between ACIC and UPC. Under the terms of the Memorandum, ACIC and the
DFS as receiver of UPC have reached the following agreement:

1.The DFS adopts, ratifies and affirms the Allocation Agreement.

2.All future reinsurance recoverable under reinsurance agreements applicable to
the Allocation Agreement for Hurricane Ian losses shall be paid, either directly
from the reinsurers, or directly from the reinsurance intermediary responsible
therefor, to ACIC. If a true up adjustment demonstrates that any future
reinsurance recoveries were over-collected by ACIC, ACIC will remit any
over-payment to UPC.

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                       UNITED INSURANCE HOLDINGS CORP.

April 19, 2023 By: /s/ B. Bradford Martz

                       B. Bradford Martz, Chief Financial Officer and President
                       (principal financial officer and principal accounting officer)