“System and Method for Providing Offline Framework for Business Support” in Patent Application Approval Process (USPTO 20170186092)

Politics & Government Week

By a News Reporter-Staff News Editor at Politics & Government Week -- A patent application by the inventors Nagarajan, Shyam Sundar (Chennai, IN); Nair, Arun Krishnan (Chennai, IN); Shanmugam, Chandrashekaran (Chennai, IN), filed on March 24, 2016, was made available online on July 6, 2017, according to news reporting originating from Washington, D.C., by VerticalNews correspondents.

This patent application has not been assigned to a company or institution.

The following quote was obtained by the news editors from the background information supplied by the inventors: "An insurance business is a complex business of providing monetary protection by an insurance company to an insured party against a risk. The insurance business generally involves numerous transactions and activities in the course of initiating an insurance policy until the issuance of that policy.

"At the outset of the insurance industry, and until recently, these transactions and activities have been carried out manually that involved tremendous amount of paper work, and were time consuming. However, with advent of digital technologies like computer, Internet, and smart electronic devices, the insurance companies have been able to reduce paper work and carry out the complex insurance business processes in a much lesser time.

"Currently, the insurance companies run their business by using the Internet and web-based solutions. To sell or demonstrate any insurance policy to a consumer or a customer, the agents or representatives of the insurance companies take help of one or more smart electronic devices like smart phones and electronic tablets. These smart electronic devices are aided with one or more electronic applications (e-Applications) that connect through the Internet, to the web servers of the insurance companies and help in performing all kinds of complex insurance computations, calculations and transactions.

"The Internet-based solutions used by the insurance companies however, rely on network connectivity and speed of the Internet. Many a time, due to unavailability of the Internet connections, or due to poor network strength, the insurance agents are not able to cater timely and sufficient information to their customers and are bound to conduct several iterations before closing a deal. Subsequently, any ongoing deal between the insurance company and its customers is either delayed too much or gets cancelled, as the customers loose their interest in buying the insurance policies. Further, the traditional approach of using pen and paper to demonstrate any insurance policy for sale cannot be used as all the business rules, policies, algorithms for complex calculations, and other data, reside on the servers and are inaccessible without the Internet connectivity.

"In light of the above, there is a need for a system and method to provide insurance business support without requiring an Internet connection. Further, there is a need for a system and method to provide insurance business support via a portable electronic device. Furthermore, there is a need for a system and method for providing an offline framework capable of performing complex computations in absence of Internet connectivity, for supporting insurance businesses."

In addition to the background information obtained for this patent application, VerticalNews journalists also obtained the inventors' summary information for this patent application: "A system and a computer-implemented method for supporting insurance business in an offline mode are provided.

"The system for supporting insurance business in an offline mode comprises one or more processors executing program instructions stored in one or more storage devices. At least one processor of the one or more processors configure the dynamic user interface, a database, and an offline framework. The system further comprises a routing layer for providing a link between the dynamic user interface and the offline framework.

"The dynamic user interface is configured based on one or more user interface templates, one or more predefined rules, and user preferences. The dynamic user interface receives user inputs from one or more users. The dynamic user interface comprises an HTML templating engine for generating the one or more user interface templates. The dynamic user interface further comprises a validation framework for authorizing one or more users to access the offline framework. The dynamic user interface further comprises a language translation engine for providing language translation support.

"The database is configured for storing the one or more user interface templates, the one or more predefined rules, and data pertaining to one or more insurance business products. Further, the offline framework is in synchronization with the dynamic user interface and the offline database.

"The offline framework is configured for analyzing the user inputs and invoking the one or more predefined rules for executing one or more complex computations and calculations for insurance business support. The offline framework comprises a rule engine for generating the one or more predefined rules. The offline framework further comprises a product engine for providing the data pertaining to the one or more insurance business products. The offline framework further comprises a data sync framework for providing synchronization between one or more components of the offline framework. The offline framework further comprises a content engine for facilitating digital publication of content in an offline mode.

"The computer-implemented method for supporting insurance business in an offline mode, comprises the steps of: executing via one or more processors, program instructions stored in one or more storage devices for: configuring a dynamic user interface based on one or more user interface templates, one or more predefined rules, and user preferences, wherein the dynamic user interface receives user inputs from one or more users; storing in a database the one or more user interface templates, the one or more predefined rules, and data pertaining to one or more insurance business products; and configuring an offline framework in synchronization with the dynamic user interface and the offline database, the offline framework analyzing the user inputs and invoking the one or more predefined rules for executing one or more complex computations and calculations for insurance business support.

"In various embodiments of the present invention, each of the one or more user interface templates is unique having one or more menus and one or more input fields for customizing the dynamic user interface. The one or more predefined rules are based on the one or more insurance business products. In one embodiment of the present invention, the one more predefined rules are based on the geographical locations of one or more end-users of the one or more insurance business products.

"The database is updated based on any changes occurring in insurance business domain. The database is further updated randomly or after a fixed interval of time."

URL and more information on this patent application, see: Nagarajan, Shyam Sundar; Nair, Arun Krishnan; Shanmugam, Chandrashekaran. System and Method for Providing Offline Framework for Business Support. Filed March 24, 2016 and posted July 6, 2017. Patent URL: http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO1&Sect2=HITOFF&d=PG01&p=1&u=%2Fnetahtml%2FPTO%2Fsrchnum.html&r=1&f=G&l=50&s1=%2220170186092%22.PGNR.&OS=DN/20170186092&RS=DN/20170186092

Keywords for this news article include: Patents, Computers.