Sometimes you need to take advantage of the uncertainty

After hitting record lows in 2021, 15- year and 30- year mortgage costs soared as the Federal Reserve jacked up rates to battle inflation. The average rates for 15- and 30- year loans were 6.2 percent and 5.27 percent, respectively, on Sept. 12, according to the Federal Reserve Bank of St. Louis. “You can sit on the sidelines and wait, but I think you’ re going to wind up…