Saving for retirement just got more complicated

The Secure Act 2.0 legislation that passed late last year added new retirement savings options but also has a few potential catches for unsuspecting savers. In 2023, for example, people 50 and older can contribute an additional $7,500 to 401 s and 403 s, on top of the standard $22,500 deferral limit for all employees in those plans. But starting next year, people…