Kentucky Residents Debrief Officials On Flood Damage - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Property and Casualty News RSS Get our newsletter
Order Prints
March 9, 2021 Property and Casualty News
Share
Share
Post
Email

Kentucky Residents Debrief Officials On Flood Damage

Commonwealth Journal (Somerset, KY)

Mar. 9—Residents of Richards Court spoke at Somerset City Council's Monday meeting about the damage their homes sustained in the massive flooding that took place several weeks ago.

While the whole of Pulaski County and several surrounding counties took heavy damage from a February 28 rainstorm, those who live on Richards Court saw an extrordinary amount of damage to their homes and foundations, residents told the council.

According to what Emergency Management/911 Director Aaron Ross reported on the night of the storm, at least one foundation collapsed and several residents needed to be evacuated from that area.

Monday's council meeting was the first held in person for several months due to the COVID-19 pandemic. That meant the reopening of the Citizens' Comments section of the meeting and the opportunity for members of the community to publicly address the council.

Richards Court resident Greg Dungan made the most of that moment, giving a PowerPoint presentation to council on the flood damage.

Dungan said several homes' foundations collapsed, many saw damage to contents and infrastructure, and the local sewer drains overflowed and spilled garbage out into the streets.

Dungan said his own property would likely need to have the entire front wall rebuilt.

He told the council that this wasn't the area's first problems with flooding, and that a 2010 flood had resulted in the destruction of one neighbor's home. The city bought that property and turned the lot into a public park.

Dungan said that, perhaps, the same solution could be found for the current damaged homes.

"I would think that the easiest way for us to be shed of this problem would be [the city] to buy these homes and eliminate those lots as a liability to the city and homeowners, so that all parties concerned wouldn't have any future damages," Dungan said.

There is a sinkhole near the properties, Dungan pointed out, and that after the 2010 flood, the city made improvements to the sinkhole and the entire drainage system in an attempt to prevent a major flood from happening again.

Richards Court property owner Don Moss accused the city of negligence in failing to properly maintain the drainage system and regularly clear out the sinkhole.

"The day after this flood, for two or three days afterward, there was just a constant convoy of dump trucks hauling out debris and mud and trash out of that system, which is evidence to the fact that it hadn't been properly maintained," Moss said.

While Mayor Alan Keck remained sympathetic to the homeowner's plights — and several times said the city would work to "make it right" with them — Keck said he took exception to the idea that the flooding is due to city negligence.

"I understand why you would say that," Keck told Moss, "but that area, as you mentioned, water receded at an incredibly fast rate. So much so that when I went at 6 a.m. the next morning the water was virtually gone."

He offered an alternate theory to the trucks hauling out debris from the area — that the storm waters swept that garbage into the system during that night's events.

Moss had mentioned that while property owners were cleaning up and assessing the damage, his grandchildren were playing at the park built on the lot bought by the city. By the morning after the flood, the waters had receded well enough for children to play there, he said, and the playground equipment was not damaged.

Even if the city or FEMA funds could help them fix their homes, Moss said they would not be marketable, and owners would be pouring a lot of money into a home that could potentially be damaged again.

His belief was that the city should buy the properties and make a bigger park.

Moss's property was a rental investment, and no one was living in the house at the time, but Moss said that with the amount of damage done to the building, he considered it basically totaled.

Another resident, Tanner McCalister, said that the amount of damage done to his family's home required the insurance company to request bids for repairs.

"We're looking at, on the low end, $20,000- to $30,000-plus in damages just to make it livable," McCalister said. In the meantime, his family has been displaced and forced to find somewhere else to live.

Mayor Keck said that because the disaster is considered "an Act of God" type of event, "what the city legally bears is likely different than what we intend to do to try to make it better for our citizens."

Keck said he had declared a State of Emergency last Wednesday in order to apply for FEMA funding, and he hoped that it would be honored. Regardless, he and the council were looking into ways of assisting Richards Court residents, he said.

He added that he was grateful that all residents had been respectful of city leaders during the discussion.

___

(c)2021 the Commonwealth Journal (Somerset, Ky.)

Visit the Commonwealth Journal (Somerset, Ky.) at somerset-kentucky.com

Distributed by Tribune Content Agency, LLC.

Older

Farmers Insurance® Launches New CrashAssist Feature Within the Signal® App

Newer

Car Rental Insurance Market to Eyewitness Massive Growth by 2025 : Allianz, State Farm Mutual Automobile, ShouQi

Advisor News

  • Fear of outliving money at a record high
  • Cognitive decline is a growing threat to financial security
  • Two lessons career changers wish they knew before starting the CFP journey
  • Americans less confident about retirement as worries grow
  • 6 in 10 Americans struggle with financial decisions
More Advisor News

Annuity News

  • CareScout Joins Ensight™ Intelligent Quote LTC & Life Marketplace
  • Axonic Insurance Annuities, Built for Banks, Broker-Dealers and RIAs, Now Available through WealthVest.
  • Allianz Life Adds New Accumulation-Focused Fixed Index Annuities
  • Allianz Life adds new accumulation-focused FIAs
  • Industry objects to ‘tone and tenor’ of draft NAIC Annuity Buyer’s Guide
More Annuity News

Health/Employee Benefits News

  • Health plans simplify prior authorization
  • Former staffer sues county over alleged disability discrimination
  • After health insurance subsidies end, 30,000 Idahoans will be uninsured, government report says
  • THE UNSEEN COSTS OF BANNING PBM-OWNED PHARMACIES IN TENNESSEE
  • CT insurers violating law that requires equal mental health care coverage, state says. 'An outrage'
More Health/Employee Benefits News

Life Insurance News

  • Agam Capital and 1823 Partners Announce Strategic Partnership to Provide Life Insurers with an End-to-End Value Chain Solution
  • AM Best Revises Outlooks to Positive for Western & Southern Financial Group, Inc. and Its Subsidiaries
  • Principal Financial Group Announces First Quarter 2026 Results
  • SBLI Enhances its OmniTrak Term to Deliver Faster Decisions, More Client Coverage, and Improved Pricing
  • Life insurance premium surges, but coverage is still falling short for many
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Protectors Vegas Arrives Nov 9th - 11th
1,000+ attendees. 150+ speakers. Join the largest event in life & annuities this November.

A FIA Cap That Stays Locked
CapLock™ from Oceanview locks the cap at issue for 5 or 7 years. No resets. Just clarity.

Aim higher with Ascend annuities
Fixed, fixed-indexed, registered index-linked and advisory annuities to help you go above and beyond

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Leveraging Underwriting Innovations
See how Pacific Life’s approach to life insurance underwriting can give you a competitive edge.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Press Releases

  • RFP #T01325
  • RFP #T01325
  • RFP #T01825
  • RFP #T01825
  • RFP #T01525
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet