Reps. Boyle, Gomez, Beyer Introduce Choose Medicare Act to Achieve Universal Healthcare
Representatives
The Choose Medicare Acts creates a new Medicare program - Medicare Part E - available to every individual who is not already eligible for Medicare or Medicaid. Medicare Part E would be self-sustaining, fully paid for by premiums, and offered on all state and federal exchanges, giving people the ability to use the existing Affordable Care Act subsidies to help pay for it. Additionally, employers could choose to select Medicare Part E rather than private insurance to provide affordable and reliable health care to their employees.
"This legislation gives all Americans more options in accessing healthcare," said
"While the Affordable Care Act has made great strides in securing affordable, comprehensive, and quality health care for millions of Americans, there are still far too many people who have fell through the cracks, particularly those in communities of color and underserved regions of our country," said
"Simply put, our bill would give all Americans access to Medicare, one the most popular and successful health care delivery programs in history," said
"In the richest country in the world, no person should have to worry about whether they'll be able to afford care if they become sick or get into an accident. That means every American needs high-quality, affordable health care," said
"It's a no brainer that we should allow consumers to choose between opting into Medicare or staying with their private insurance--which is exactly what the Choose Medicare Act does," said
A one-page summary of the bill is available here: https://gomez.house.gov/uploadedfiles/choose_medicare.pdf
A section-by-section summary of the bill is available here: https://gomez.house.gov/uploadedfiles/choose_medicare_act_summary.pdf
Key features of the Choose Medicare Act include:
Increased Access, Competition, and Choice
* Opens Medicare to employers of all sizes and allows them to purchase high quality, affordable health care for their employees without requiring replacement of employment-based health insurance.
* Addresses the discrepancy between consumer protections in the individual and group markets by extending the Affordable Care Act's (ACA) rating requirements to all markets, to end discrimination based on pre-existing conditions once and for all.
Comprehensive Coverage
* Includes the ACA's 10 essential health benefits and all items and services covered by Medicare.
* Provides high-quality, gold-level coverage and cost-sharing.
* Ensures coverage for all reproductive services including abortion.
Improved Affordability
* Establishes an out-of-pocket maximum in traditional Medicare.
* Increases the generosity of premium tax credits and extends eligibility to middle-income earners.
* Directs Medicare to negotiate fair prices for prescription drugs.
* Drives down private insurance premiums through competition from Medicare by allowing the HHS Secretary to block excessive private insurance rates.
* Extends traditional Medicare protections on balance billing or surprise bills to Part E plans.
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