Queens Car Accident Attorney Keetick L. Sanchez Discusses Insurance Claim Investigation Timelines in New Article
Keetick L. Sanchez (https://accidentlawyer-queens.com/how-long-does-an-insurance-company-have-to-investigate-a-claim/), a seasoned
In the aftermath of a car accident, the steps taken immediately can significantly affect the outcome of an insurance claim. Whether it involves negotiating with insurance adjusters, collecting necessary documentation, or representing a client in court, a
The insurance claim process after a car accident typically begins with the filing of the initial claim. From there, a series of steps must be completed before the insurance company decides on the claim. A significant part of this process is the investigation conducted by the insurer to assess the validity and details of the claim. According to the
In
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"Insurers are legally obligated to meet specific deadlines, but claimants must also ensure they are prompt in providing the necessary information," explains Sanchez. "The more organized and prepared a client is, the smoother the investigation process tends to be."
According to Sanchez, several factors can influence the length of time it takes for an insurance company to complete its investigation. Simple claims involving minor injuries or damages may be resolved quickly, while more complex claims, such as those involving severe injuries, multiple parties, or legal disputes, may require a more thorough investigation.
Additionally, claimants should be aware that disputes over the extent of damages, the valuation of medical expenses, or legal questions regarding liability can prolong the investigation. "Disputes between insurers and claimants are not uncommon, especially when there is disagreement over the amount of compensation owed," says Sanchez. In such cases, working with a car accident attorney becomes even more important, as they can negotiate with the insurance company or escalate the matter to litigation if necessary.
Keetick L. Sanchez also highlights the potential impact of missing or incorrect documentation. Sanchez urges clients to ensure that all paperwork--whether it be accident reports, medical records, or proof of lost wages--is thorough and accurate. This not only speeds up the investigation but also helps avoid unnecessary delays or denials.
For anyone involved in a car accident in
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