Patent Issued for System for credential storage and verification (USPTO 11700117): Workday Inc. - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
August 1, 2023 Newswires
Share
Share
Post
Email

Patent Issued for System for credential storage and verification (USPTO 11700117): Workday Inc.

Insurance Daily News

2023 AUG 01 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- A patent by the inventors Hamel, Bjorn (Dublin, CA, US), Ruggiero, Jonathan David (Danville, CA, US), filed on March 26, 2019, was published online on July 11, 2023, according to news reporting originating from Alexandria, Virginia, by NewsRx correspondents.

Patent number 11700117 is assigned to Workday Inc. (Pleasanton, California, United States).

The following quote was obtained by the news editors from the background information supplied by the inventors: “A database system distributes cryptographic digital credentials to a user to allow the user to prove qualifications (e.g., a degree, employment experience, health insurance coverage, etc.). Credentials can be assigned to a user by a trusted third party client of the database system (e.g., a university, an insurer). In order for the user to securely take advantage of the credential system, the system has to be able to distribute the credential. This creates a problem in that the credential is no longer under control of the system after being distributed but must still be trusted by the system.”

In addition to the background information obtained for this patent, NewsRx journalists also obtained the inventors’ summary information for this patent: “The invention can be implemented in numerous ways, including as a process; an apparatus; a system; a composition of matter; a computer program product embodied on a computer readable storage medium; and/or a processor, such as a processor configured to execute instructions stored on and/or provided by a memory coupled to the processor. In this specification, these implementations, or any other form that the invention may take, may be referred to as techniques. In general, the order of the steps of disclosed processes may be altered within the scope of the invention. Unless stated otherwise, a component such as a processor or a memory described as being configured to perform a task may be implemented as a general component that is temporarily configured to perform the task at a given time or a specific component that is manufactured to perform the task. As used herein, the term ‘processor’ refers to one or more devices, circuits, and/or processing cores configured to process data, such as computer program instructions.

“A detailed description of one or more embodiments of the invention is provided below along with accompanying figures that illustrate the principles of the invention. The invention is described in connection with such embodiments, but the invention is not limited to any embodiment. The scope of the invention is limited only by the claims and the invention encompasses numerous alternatives, modifications and equivalents. Numerous specific details are set forth in the following description in order to provide a thorough understanding of the invention. These details are provided for the purpose of example and the invention may be practiced according to the claims without some or all of these specific details. For the purpose of clarity, technical material that is known in the technical fields related to the invention has not been described in detail so that the invention is not unnecessarily obscured.

“The system for digital credentialing is designed to empower individual users to own their verifiable professional identity and to be able to enable this identity to be useable in scenarios where a verified identity allows access by providing proof of identity. An application might use the system to prove the identity or verify a user’s access ability to something. The application queries the system regarding a proof of identity and the user provides the proof using a credential to the system that is ultimately passed to the application to prove identity of the user. The system allows an application developer to pick attributes that an application challenges for and the sources that will satisfy any given challenge. The proof of identity is embodied in a digital credential that is able to be secured using a combination of cryptography and a distributed ledger (e.g., a decentralized ledger, a permissioned ledger, a public ledger, etc.) to assure legitimacy of the proof of identity.

“A system for digital credentialing receives the digital credential from a credential issuing system. The system for digital credentialing stores user information for the user. The system for digital credentialing further determines a set of credentials available to the user based on the user information as well as stores a record of previously issued credentials. The credentials comprise categories satisfied by the user information at differing levels of specificity (e.g., greater than an amount, in a range of amounts, less than an amount, etc.). For example, in the case where the user comprises an employee earning $95,000 per year, the system for digital credentialing could determine credentials available to the user indicating that the user earns more than $60,000 per year, that the user earns more than $80,000 per year, that the user earns in the range of $90,000-$100,000 per year, etc. When the user interacts with the system for digital credentialing using a credential requesting app or application, the system determines the set of credentials available to the user and provides the list of credentials to the credential requesting app or application. The user can then provide (e.g., from a storage on a user device) one or more available credentials to the credential requesting app or application.

“In various embodiments, a credential comprises data that is validated or verified to be authentic-for example, data verifying academic diplomas, academic degrees, certifications, security clearances, identification documents, badges, passwords, user names, keys, powers of attorney, human resource data, personal information, or any other relevant information,”

The claims supplied by the inventors are:

“1. A system for credential storing and verifying, comprising: an interface configured to: receive an indication to register a credential transmitted to a holder device that is associated with a holder identifier; and a processor configured to: store in a distributed ledger a decentralized identifier (DID) document associated with the holder identifier using a smart contract, wherein storing using the smart contract employs a dual signature authentication scheme to authorize storing the DID in the distributed ledger based at least in part on determining that a signature associated with the holder identifier is valid and that a signature of a ledger writer of the distributed ledger is valid; store in the distributed ledger schema information associated with an issuer of the credential using the smart contract, wherein the schema information is received from the issuer; store in the distributed ledger a credential definition associated with the schema information using the smart contract, wherein the credential definition is received from the issuer; receive from a verifier an indication to check the distributed ledger, wherein the verifier receives a presentation regarding the credential from the holder device associated with the holder identifier, wherein the presentation comprises the credential and a schema of the credential, wherein the credential and the schema of the credential were provided by the issuer to a user to hold in the holder device, and check the distributed ledger, wherein checking the distributed ledger comprises to: receive the schema information and the credential definition stored in the distributed ledger; determine whether the schema information stored in the distributed ledger matches the schema of the credential; determine whether the credential definition stored in the distributed ledger matches the credential; determine whether a revocation registry stored in the distributed ledger associated with the presentation regarding the credential indicates the credential is revoked; and in response to a determination that the schema information matches the schema of the credential, the credential definition matches the credential, and the credential is not revoked, indicate the credential is verified.

“2. The system as in claim 1, wherein the DID document associated with the holder identifier comprises a public key and a private key.

“3. The system as in claim 1, wherein storing the DID document associated with the holder identifier includes checking uniqueness for the DID document associated with the holder identifier.

“4. The system as in claim 1, wherein the distributed ledger comprises a blockchain.

“5. The system as in claim 1, wherein the processor is further configured to store in the distributed ledger an issuer DID document associated with the issuer of the credential.

“6. The system as in claim 1, wherein in response to determining the schema information stored in the distributed ledger matches the schema of the credential, indicate that the credential matches.

“7. The system as in claim 1, wherein in response to determining the schema information stored in the distributed ledger does not match the schema of the credential, indicate that the credential does not match.

“8. The system as in claim 1, wherein in response to determining the credential definition matches the credential, indicate that the credential matches.

“9. The system as in claim 1, wherein in response to determining the credential definition does not match the credential, indicate that the credential does not match.

“10. The system as in claim 1, wherein in response to determining the credential is indicated as revoked, indicate that the credential is revoked.

“11. The system as in claim 1, wherein in response to determining the credential is indicated as not revoked, indicate that the credential is not revoked.

“12. The system as in claim 1, wherein the credential definition comprises personal information associated with the holder identifier.

“13. A method for credential storing and verifying comprising: receiving an indication to register a credential transmitted to a holder device that is associated with a holder identifier; storing, using a processor, in a distributed ledger a decentralized identifier (DID) document associated with the holder identifier using a smart contract, wherein storing using the smart contract employs a dual signature authentication scheme to authorize storing the DID in the distributed ledger based at least in part on determining that a signature associated with the holder identifier is valid and that a signature of a ledger writer of the distributed ledger is valid; storing in the distributed ledger schema information associated with an issuer of the credential using the smart contract, wherein the schema information is received from the issuer; storing in the distributed ledger a credential definition associated with the schema information using the smart contract, wherein the credential definition is received from the issuer; receiving from a verifier an indication to check the distributed ledger, wherein the verifier receives a presentation regarding the credential from the holder device associated with the holder identifier, wherein the presentation comprises the credential and a schema of the credential, wherein the credential and the schema of the credential were provided by the issuer to a user to hold in the holder device, and checking the distributed ledger, wherein checking the distributed ledger comprises: receiving the schema information and the credential definition stored in the distributed ledger; determining whether the schema information stored in the distributed ledger matches the schema of the credential; determining whether the credential definition stored in the distributed ledger matches the credential; determining whether a revocation registry stored in the distributed ledger associated with the presentation regarding the credential indicates the credential is revoked; and in response to a determination that the schema information matches the schema of the credential, the credential definition matches the credential, and the credential is not revoked, indicating the credential is verified.

“14. A computer program product for credential storing and verifying, the computer program product being embodied in a non-transitory computer readable storage medium and comprising computer instructions for: receiving an indication to register a credential transmitted to a holder device that is associated with a holder identifier; storing, using a processor, in a distributed ledger a decentralized identifier (DID) document associated with the holder identifier using a smart contract, wherein storing using the smart contract employs a dual signature authentication scheme to authorize storing the DID in the distributed ledger based at least in part on determining that a signature associated with the holder identifier is valid and that a signature of a ledger writer of the distributed ledger is valid; storing in the distributed ledger schema information associated with an issuer of the credential using the smart contract, wherein the schema information is received from the issuer; storing in the distributed ledger a credential definition associated with the schema information using the smart contract, wherein the credential definition is received from the issuer; receiving from a verifier an indication to check the distributed ledger, wherein the verifier receives a presentation regarding the credential from the holder device associated with the holder identifier, wherein the presentation comprises the credential and a schema of the credential, wherein the credential and the schema of the credential were provided by the issuer to a user to hold in the holder device, and checking the distributed ledger, wherein checking the distributed ledger comprises: receiving the schema information and the credential definition stored in the distributed ledger; determining whether the schema information stored in the distributed ledger matches the schema of the credential; determining whether the credential definition stored in the distributed ledger matches the credential; determining whether a revocation registry stored in the distributed ledger associated with the presentation regarding the credential indicates the credential is revoked; and in response to a determination that the schema information matches the schema of the credential, the credential definition matches the credential, and the credential is not revoked, indicating the credential is verified.”

URL and more information on this patent, see: Hamel, Bjorn. System for credential storage and verification. U.S. Patent Number 11700117, filed March 26, 2019, and published online on July 11, 2023. Patent URL (for desktop use only): https://ppubs.uspto.gov/pubwebapp/external.html?q=(11700117)&db=USPAT&type=ids

(Our reports deliver fact-based news of research and discoveries from around the world.)

Older

Z 32201 – Effects of a Package of Evidence-based Interventions and Implementation Strategies Based on WHO PEN for People Living With HIV and Cardio-metabolic Conditions in Lusaka, Zambia: A Type II Hybrid Effectiveness-implementation Stepped Wedge Trial: Immune System Diseases and Conditions – HIV/AIDS

Newer

AM Best Assigns Credit Ratings to Enact Holdings, Inc. and Operating Subsidiaries

Advisor News

  • How life insurance can provide liquidity for wealthy families
  • Retirement providers turn to digital engagement to retain assets
  • Looking out for clients with diminished mental capacity
  • House panel advances CLEAR Forms Act backed by IRI
  • Modifying life insurance based on evolving needs
More Advisor News

Annuity News

  • AM Best to Deliver Presentation at 2026 ACLI Annual Conference
  • Global Atlantic Announces Launch of ForeLifetime Income, a New Fixed Index Annuity
  • A-Cap strikes back with lawsuit accusing SC regulators of sloppy process, leaking secrets
  • AM Best to Discuss Its Views on Private Credit Surge and Risks at 2026 NAIC/NIPR Insurance Summit
  • OID recovers $260M in life insurance benefits
More Annuity News

Health/Employee Benefits News

  • ‘Healthcare must meet people where they are’: New Valley Health Center to open in San Jose
  • California largely shielded from federal Obamacare cuts announced by VP Vance
  • Court Ruling Exposes VA's Limited Power to Stop Predatory Claims Companies
  • New Type 2 Diabetes Study Findings Reported from University of Houston (Adherence in initiators of combination therapy among drug-naive patients with type 2 diabetes: A real-world study using group-based trajectory modelKey Points): Nutritional and Metabolic Diseases and Conditions – Type 2 Diabetes
  • Recent Findings in Cancer Described by Researchers from Washington University (Adapting a Cancer Cost and Health Insurance Tool for Implementation: Rapid Qualitative Analysis): Cancer
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • 3 in 4 Americans Think Market Highs are Unsustainable, Allianz Life Study Finds
  • Judge: Class action against State Farm over PHL life policies can proceed
  • AM Best Downgrades Credit Ratings of A-CAP Group Members; Maintains Under Review With Negative Implications Status
  • Protective Research Identifies Two Critical Relationship Risks During the Great Wealth Transfer
  • AM Best to Deliver Presentation at 2026 ACLI Annual Conference
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.