Patent Issued for Remote system and method for vehicle route guidance (USPTO 11501376): Hartford Fire Insurance Company

2022 DEC 05 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- From Alexandria, Virginia, NewsRx journalists report that a patent by the inventors Brandman, Michael Louis (Milford, CT, US), Thomas, Raphael Jermaine (West Hartford, CT, US), filed on March 11, 2019, was published online on November 15, 2022.

The patent’s assignee for patent number 11501376 is Hartford Fire Insurance Company (Hartford, Connecticut, United States).

News editors obtained the following quote from the background information supplied by the inventors: “A large portion of the driving of motor vehicles in the United States occurs in connection with commuting from home to work locations and back. The present inventors have recognized that there are opportunities via computerized analysis of commuting routes to recognize and/or reduce risks and/or to increase efficiencies relative to commuting by motor vehicle.”

As a supplement to the background information on this patent, NewsRx correspondents also obtained the inventors’ summary information for this patent: “An apparatus, method, computer system and computer-readable data storage medium are disclosed which include storing data that defines a commuting route for a customer of an insurance company, and performing a route-based computerized analysis of the commuting route. The apparatus, method, computer system and computer-readable data storage medium also include providing information from the insurance company to the customer based on a result of the route-based computerized analysis.

“In some embodiments, the results of the computerized analysis are a factor in determining a quotation for an automobile insurance policy that the customer is shopping for online.

“In some embodiments, the results of the computerized analysis are reflected in messaging to a driver during his/her commute to guide the driver to optimal driving behaviors.

“Communications to insurance company customers based on commuting route analysis may enhance the marketing and/or loss avoidance efforts of the insurance company while also providing benefits to the customers.

“With these and other advantages and features of the invention that will become hereinafter apparent, the invention may be more clearly understood by reference to the following detailed description of the invention, the appended claims, and the drawings attached hereto.”

The claims supplied by the inventors are:

“1. A vehicle route guidance computer system comprising: one or more storage devices storing a routes database storing data indicative of a plurality of habitual travel routes, each habitual travel route corresponding to one of a plurality of drivers; a route guidance server computer communicatively coupled to the one or more storage devices comprising and remotely located from a plurality of vehicle guidance devices in a plurality of vehicles: a communications interface unit configured to communicate with the plurality of vehicle guidance devices in the plurality of vehicles, a telematics data feed, a road map database, a traffic light timing data feed providing data from one or more central computer systems, and a traffic conditions data feed providing traffic conditions data other than traffic light timing data; one or more computer processors configured to: determine whether a driver of the plurality of drivers has started driving along one of the habitual travel routes; responsive to an affirmative determination that the driver has started driving along the habitual travel route: (A) monitor, based on data received in the traffic light timing data feed, current respective states of traffic signals along the habitual travel route; (B) monitor, based on data received in the telematics data feed, a current location and a current velocity of a vehicle of the driver along the habitual travel route; (C) monitor, based on data received in the traffic conditions data feed, current traffic conditions along the habitual travel route; (D) calculate an optimal velocity for the vehicle, to maximize a likelihood that the next one of the traffic signals will be green when the vehicle arrives at the next one of the traffic signals, based at least in part on (a) the monitored states of the traffic signals; (b) the monitored current location of the vehicle; and © the monitored traffic conditions; (E) compare the current velocity of the vehicle with the calculated optimal velocity to determine whether driver guidance is needed; and responsive to determining that driver guidance is needed, transmit a driver guidance signal from the route guidance server computer to a vehicle guidance device in the vehicle of the driver, the driver guidance signal for causing the vehicle guidance device to advise the driver to decelerate or accelerate the vehicle.

“2. The system of claim 1, wherein the one or more computer processors are further configured to, responsive to the affirmative determination that the driver has started driving along the habitual travel route: monitor, based on data received via a road conditions data feed, current road surface conditions along the habitual travel route; wherein the calculation of the optimal velocity for the vehicle is also based in part on the monitored current road surface conditions.

“3. The system of claim 1, wherein the one or more computer processors are further configured to, responsive to the affirmative determination that the driver has started driving along the habitual travel route: monitor, based on data in a weather conditions data feed, current weather conditions along the habitual travel route; wherein the calculation of the optimal velocity for the vehicle is also based in part on the monitored weather conditions.

“4. The system of claim 1, wherein the one or more computer processors are further configured to, responsive to the affirmative determination that the driver has started driving along the habitual travel route: calculate an alternative route to a destination corresponding to the habitual travel route based on at least one of (a) the monitored states of the traffic signals; (b) the monitored current location and the current velocity of the vehicle; © the monitored traffic conditions; and transmit a direction guidance signal to the vehicle guidance device, the direction guidance signal for causing the vehicle guidance device to advise the driver to follow the alternative route.

“5. The system of claim 4, wherein the directional guidance signal is configured to cause the vehicle guidance device to provide at least one of an audible and a visible instruction to the driver.

“6. The system of claim 1, wherein the one or more computer processors are further configured to, responsive to the affirmative determination that the driver has started driving along the habitual travel route: determine whether an adverse condition exists for the habitual travel route; responsive to an affirmative determination that the adverse condition exists for the habitual travel route: calculate an alternative route to a destination corresponding to the habitual travel route based on at least one of (a) the monitored states of the traffic signals; (b) the monitored current location of the vehicle; and © the monitored traffic conditions; and transmit a direction guidance signal to the vehicle guidance device, the direction guidance signal for guiding the driver to the alternative route.

“7. The system of claim 1, wherein the one or more computer processors are further configured to: determine whether the habitual travel route has been completed; wherein, responsive to a negative determination that the habitual travel route has been completed, the one or more computer processors are configured to perform steps (A)-(E) and, responsive to determining that driver guidance is needed, transmit an updated driver guidance signal to the vehicle guidance device in the vehicle to advise the driver to decelerate or accelerate the vehicle, between each traffic light on the route.

“8. The system of claim 1, wherein the one or more computer processors are further configured to render, for display on the vehicle guidance device, a map region that includes the habitual travel route and traffic light indicators indicating a state of each traffic light within the map region.

“9. The system of claim 1, wherein the vehicle guidance device is a smartphone.

“10. The system of claim 1, wherein the stored data indicative of a plurality of habitual travel routes comprises endpoints and temporal information of each of the habitual travel routes.

“11. The system of claim 1, wherein the road map database comprises data indicative of identifiers of traffic signals, and locations and facing directions of the traffic signals.

“12. A computerized method of advising a driver of a vehicle, the method comprising: storing, in one or more data storage devices by a computer processor of a route guidance server computer located remote from the vehicle, data that defines a habitual travel route of the driver; communicating, by a communications interface unit of the route guidance server computer, with a vehicle guidance device in the vehicle, a telematics data feed, a road map database, a traffic light timing data feed providing data from one or more central computer systems, and a traffic conditions data feed providing traffic conditions data other than traffic light timing data; determining, by the computer processor, whether the driver has started driving along the habitual travel route; responsive to an affirmative determination that the driver has started driving along the habitual travel route: (A) monitoring the traffic light timing data feed by the computer processor for current respective states of traffic signals along the habitual travel route; (B) monitoring the telematics data feed by the computer processor for a current location and a current velocity of the vehicle along the habitual travel route; (C) monitoring the traffic conditions data feed by the computer processor for current traffic conditions along the habitual travel route; (D) calculating, by the computer processor, an optimal velocity for the vehicle, to maximize a likelihood that the next one of the traffic signals will be green when the vehicle arrives at the next one of the traffic signals, based at least in part on (a) the monitored states of the traffic signals; (b) the monitored current location of the vehicle; and © the monitored traffic conditions; (E) comparing, by the computer processor, the current velocity of the vehicle with the calculated optimal velocity to determine whether driver guidance is needed; and responsive to determining that driver guidance is needed, transmitting, by the computer processor of the route guidance server computer, via the communications interface unit, a driver guidance signal to a guidance device in the vehicle of the driver, the driver guidance signal for causing the guidance device to advise the driver to decelerate or accelerate the vehicle.

“13. The method of claim 12, further comprising: monitoring a road conditions data feed by the computer processor for current road surface conditions along the habitual travel route; wherein the calculating of the optimal velocity for the vehicle is also based in part on the monitored current road surface conditions.

“14. The method of claim 12, further comprising: monitoring a weather conditions data feed by the computer processor for current weather conditions along the habitual travel route; wherein the calculating of the optimal velocity for the vehicle is also based in part on the monitored weather conditions.

“15. The method of claim 12, further comprising: calculating, by the computer processor, an alternative route to a destination corresponding to the habitual travel route based on at least one of: (a) the monitored states of the traffic signals; (b) the monitored current location; and; © the monitored traffic conditions; and transmitting, by the computer processor via the communications interface unit, a direction guidance signal to the guidance device, the direction guidance signal for causing the guidance device to advise the driver to follow the alternative route.”

There are additional claims. Please visit full patent to read further.

For additional information on this patent, see: Brandman, Michael Louis. Remote system and method for vehicle route guidance. U.S. Patent Number 11501376, filed March 11, 2019, and published online on November 15, 2022.

(Our reports deliver fact-based news of research and discoveries from around the world.)