NJ residents think health insurance is too expensive, according to study
A majority of New Jerseyans think theyÙre health insurance premiums are too high, but are overall satisfied with the quality of care they are receiving, according to a survey conducted by the
The Health Matters Poll report surveyed a scientifically selected random sample of 1,203
A majority of residents surveyed said they are very or somewhat satisfied with a number of features about their current plan. Residents feel most satisfied with the specific doctors, hospitals, and prescription drugs available to them, followed by the extent of benefits that are covered and their out-of-pocket costs like co-pays and deductibles.
Those same residents, however, believe insurance companies charge too much. A majority said they are less satisfied with the cost of their monthly insurance premium than any other asked-about aspect of their health care: 34 percent feel somewhat or very dissatisfied about this particular cost.A majority said they are less satisfied with the cost of their monthly insurance premium than any other asked-about aspect of their health care.
The people who purchased insurance themselves rather than getting it through their employer or Medicare, naturally, were more concerned about the cost of health insurance and less satisfied with the level of service, especially when it comes to out-of-pocket expenses and the extent of their benefits.
The poll confirmed what were hearing on the ground affordability and the value of available plans remain major issues among residents purchasing in certain markets, said
Those surveyed who are on Medicare and Medicaid are generally more satisfied than others with various aspects of their plan. Those who obtained insurance through an employer are especially satisfied when it comes to the extent of their benefits and the specific doctors, hospitals, and prescription drugs available to them.
A majority of residents who individually purchased a plan from an insurance company say that the monthly cost was the most important factor in choosing their current plan.
This group is the least satisfied about current costs and thus considers cost most when it comes to choosing a plan, said Dr.
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Differences of opinion – GRDA and resident comments differ
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